Alan Tenney at Mutual of Omaha Reverse Mortgage

Alan Tenney at Mutual of Omaha Reverse Mortgage HECM Specialist | NMLS #400167 | Mutual of Omaha Mortgage NMLS #1025894

Alan Tenney has 15 years of R

55+ homeowners — relocating this year?With SecureEquity® for Purchase, eligible buyers can move into their next home wit...
06/01/2026

55+ homeowners — relocating this year?

With SecureEquity® for Purchase, eligible buyers can move into their next home with no required monthly mortgage payments*, while preserving assets for travel, investing or family support.

Move smart. Live fully.

*Borrower must occupy home as primary residence and remain current on property taxes, homeowner's insurance, the costs of home maintenance, and any HOA fees.

Reverse mortgages involve various costs and fees, which can differ among lenders. Homeowners should be aware of the foll...
05/29/2026

Reverse mortgages involve various costs and fees, which can differ among lenders. Homeowners should be aware of the following typical expenses:

Origination Fees: Paid to the lender, these fees are capped at $6,000.
Closing Costs: These are fees paid to third-party vendors and may include charges for appraisals, recording, title searches, credit checks, surveys, mortgage taxes, and inspections.
Mortgage Insurance Premiums: Charged at the loan's inception and annually throughout its duration, these fees go to the FHA. They ensure that homeowners receive their loan advances and are protected against owing more than the property’s value. The annual premium is 0.5% of the loan balance.
Servicing Fees: These fees are charged by the lender for managing the loan, including sending monthly statements, disbursing funds, and monitoring compliance with loan terms.

These costs can either be paid upfront or deducted from the loan proceeds.

Ready to learn more about reverse mortgages and how they might benefit you? Contact me today!

Financial Advisors, enhance your clients' legacy planning strategies! Many clients worry that a reverse mortgage means l...
05/28/2026

Financial Advisors, enhance your clients' legacy planning strategies! Many clients worry that a reverse mortgage means less to leave behind. But with the right strategy, it can actually serve to preserve other assets and extend a client’s overall legacy.
A reverse mortgage's line of credit feature, for example, can serve as a long-term emergency reserve — protecting other investments and giving peace of mind to both clients and their families. Let's partner on comprehensive legacy solutions.

Retirement isn’t just downsizing.For many 55+ homeowners, it’s about:• Less maintenance• Better location• More walkabili...
05/25/2026

Retirement isn’t just downsizing.

For many 55+ homeowners, it’s about:
• Less maintenance
• Better location
• More walkability
• A home that fits today’s lifestyle

Rightsizing is powerful when done intentionally.

Reverse mortgages typically involve upfront closing costs, similar to a traditional mortgage. You don't make monthly mor...
05/24/2026

Reverse mortgages typically involve upfront closing costs, similar to a traditional mortgage. You don't make monthly mortgage payments. Instead, you receive payments from the lender. While interest does accrue on a reverse mortgage, you're not required to make interest-only payments. The interest is deferred until the loan is repaid, typically when you sell your home or move out.

Want to learn more about reverse mortgage costs and benefits? Contact me today.

As living expenses continue to climb, many retirees are concerned about how they’ll manage daily tasks and maintain thei...
05/21/2026

As living expenses continue to climb, many retirees are concerned about how they’ll manage daily tasks and maintain their quality of life. A reverse mortgage can provide the financial flexibility you need to ease those worries! By tapping into your home equity, you can access funds to help cover these rising costs, allowing you to enjoy your retirement without financial stress.

Don’t let increasing expenses hold you back! If you’re curious about how a reverse mortgage can enhance your retirement planning, reach out to me today!

Swipe through to understand the key differences between reverse mortgages and traditional mortgages.
05/20/2026

Swipe through to understand the key differences between reverse mortgages and traditional mortgages.

Thinking about upsizing in retirement?If you're 62+, the Lifestyle Home Loan* may help increase purchasing power and all...
05/19/2026

Thinking about upsizing in retirement?

If you're 62+, the Lifestyle Home Loan* may help increase purchasing power and allow you to move into a larger home, new construction or an amenity-rich community.

Retirement is not about shrinking your dreams.

* The Lifestyle Home Loan is a Home Equity Conversion Mortgage for Purchase

c) Lump sum, monthly payments, or line of creditA reverse mortgage offers flexible options for receiving your funds, all...
05/14/2026

c) Lump sum, monthly payments, or line of credit
A reverse mortgage offers flexible options for receiving your funds, allowing you to choose the method that best suits your financial needs.

Want to learn more about how a Reverse Mortgage can work for you? Contact me today!

Address

699 Walnut Street, Suite 432
Des Moines, IA
50309

Alerts

Be the first to know and let us send you an email when Alan Tenney at Mutual of Omaha Reverse Mortgage posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share