Zillmer Wealth Management

Zillmer Wealth Management Backed by the power of Cetera Advisors we welcome you to customized wealth management. Cetera is under separate ownership from any other named entity.

Securities and advisory services offered through Cetera Advisors LLC (doing insurance business in CA as CFGA Insurance Agency LLC), member FINRA, SIPC, a broker dealer and Registered Investment Advisor.

The Fed meets this week — but the data suggests no rate cut. With inflation still above target, jobs stabilizing, and lo...
02/09/2026

The Fed meets this week — but the data suggests no rate cut. With inflation still above target, jobs stabilizing, and long term yields rising, policymakers may see little need to move. On this week’s , CIO Gene Goldman breaks down why expectations are shifting and what it means for markets.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

This Monthly Recap summarizes market performance, major events and news from January 2026. Read more here:
02/03/2026

This Monthly Recap summarizes market performance, major events and news from January 2026. Read more here:

The first month of 2026 drew to positive close across most asset classes with the S&P 500 posting its strongest monthly performance since October. Following returns of +0.25% in November and +0.06% in December, the month ended in the black despite intense swings during the second half of January. Se...

The precious metals market has been anything but quiet. After a multi year surge in gold and silver, last week’s sharp s...
02/02/2026

The precious metals market has been anything but quiet. After a multi year surge in gold and silver, last week’s sharp selloff has many investors wondering what shifted — and what it means for the path forward. In this week’s , CIO Gene Goldman breaks down the forces behind the multi year rally, the key catalyst behind last week’s decline, and the indicators to watch now for clues on where gold and silver may head next.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

Last week’s sharp sell off in gold and silver took many investors by surprise. The Cetera Investment Management Team's l...
02/02/2026

Last week’s sharp sell off in gold and silver took many investors by surprise. The Cetera Investment Management Team's latest commentary breaks down what drove the move—including overbought conditions, Fed policy expectations, dollar strength, and forced selling—and what it may mean for markets going forward. Read now:

Last week’s sharp sell off in gold and silver took many investors by surprise. Our latest commentary breaks down what drove the move—including overbought conditions, Fed policy expectations, dollar strength, and forced selling—and what it may mean for markets going forward. Read now!

Geopolitical tensions are rising fast at the World Economic Forum — and markets are reacting just as quickly. With new t...
01/20/2026

Geopolitical tensions are rising fast at the World Economic Forum — and markets are reacting just as quickly. With new tariff threats, renewed diplomatic pressure, and an imminent Supreme Court ruling, near term volatility is poised to stay high. Read the latest commentary from the Cetera Investment Management Team for a clear breakdown of these fast moving risks and what they could mean for investors right now.

As the World Economic Forum kicks off in Davos, geopolitical tensions are once again shaping market sentiment. With new tariff threats, renewed diplomatic pressure, and an imminent Supreme Court ruling, near term volatility is poised to stay high. Despite the noise, the message for investors remains...

Earnings season is here — and markets are paying close attention. Corporate earnings play a major role in driving stock ...
01/20/2026

Earnings season is here — and markets are paying close attention. Corporate earnings play a major role in driving stock prices, and this quarter could set the tone for 2025. With expectations for S&P 500 earnings growth and big sector divergences, investors are watching to see whether results can justify today’s valuations. On this week’s , CIO Gene Goldman breaks down why earnings matter and what this season could mean for markets in 2026.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

Read the latest issue of Financial Watch here:
01/15/2026

Read the latest issue of Financial Watch here:

It’s tempting to set ambitious goals at the start of a new year. Chances are, you don’t need a major overhaul to notably improve your finances in the new year. A simple tune-up may be enough. In this month's Financial Watch find out what seven steps to incorporate that can serve you for life.

Read the latest issue of Retire Wise here:
01/13/2026

Read the latest issue of Retire Wise here:

According to a recent survey, two-thirds of Americans are experiencing moderate to high financial stress, and half aren’t financially prepared for the unexpected. Concerns stemming from insufficient savings, rising healthcare costs, inflation, and the economy can contribute to financial stress at ...

All eyes are on Tuesday’s Consumer Price Index report—the first timely read on inflation in months and a key signal for ...
01/12/2026

All eyes are on Tuesday’s Consumer Price Index report—the first timely read on inflation in months and a key signal for the Fed. Early signs point to upward pressure: potential payback from understated November data, strong holiday demand, and tariff-related impacts on imported goods prices. On this week’s , CIO Gene Goldman explains why this CPI report matters and what it could mean for rates and markets in 2026.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

This Quarterly Recap summarizes market performance, major events and news from Q4 2025. Read more here:
01/05/2026

This Quarterly Recap summarizes market performance, major events and news from Q4 2025. Read more here:

The S&P 500 advanced nearly 18% in 2025, marking three back-to-back years of double-digit gains, following returns of 25.02% in 2024 and 26.29% in 2023. Such a feat is rare for Wall Street, occurring only five times before, this time being the sixth. Moreover, taken together, the S&P 500’s “thre...

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