06/20/2025
ATTENTION NEWLY WEDS!
**Tax Tips for Newlyweds**
Summer is a popular season for weddings—and newlyweds should take a few smart tax steps to avoid headaches when it’s time to file. A person’s marital status on **December 31** determines their tax filing status for the entire year, but that’s just the beginning. Here are key things couples should keep in mind:
# # # 1. **Update Your Name (If Applicable)**
If either spouse changes their name after marriage, it’s important to notify the **Social Security Administration (SSA)**. Your name on your tax return must match the SSA’s records to avoid delays with refunds. Use **Form SS-5, Application for a Social Security Card**, available at [SSA.gov](https://www.ssa.gov), by calling **800-772-1213**, or by visiting a local SSA office.
# # # 2. **Notify of Address Changes**
Update your address with:
* The **U.S. Postal Service**
* Your **employer**
* The **IRS**
To officially update your address with the IRS, file **Form 8822, Change of Address**. Instructions are on page 2 of the form.
# # # 3. **Adjust Your Withholding**
Newly married couples should submit an updated **Form W-4** to their employers within **10 days** of marriage. If both spouses work, your combined income may push you into a higher tax bracket or trigger the **Additional Medicare Tax**. Use the **[IRS Tax Withholding Estimator](https://www.irs.gov/individuals/tax-withholding-estimator)** to make sure you're withholding the right amount.
# # # 4. **Choose the Best Filing Status**
Married couples can file taxes either:
* **Jointly**, or
* **Separately**
Filing jointly typically offers more tax benefits, but it's a good idea to calculate both ways to see which is most advantageous.
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**Need More Help?**
* **IRS Topic 157** – How to change your address: [Click here](https://www.irs.gov/taxtopics/tc157)
* **Publication 505** – Tax Withholding and Estimated Tax: [View PDF](https://www.irs.gov/forms-pubs/about-publication-505)
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Official website of the U.S. Social Security Administration.
