Brian V. Vinagro, Certified Financial Planner

01/20/2026

Want to do more with your wealth? You might want to consider creating a charitable foundation.

12/31/2025

"The best time to plant a tree was 20 years ago. The second best time is now." 🌳✨

As we toast to the end of 2025 and look toward the opportunities of 2026, it’s easy to focus on what we "should have" started sooner. But at Peabody Wealth Advisors, we believe the most important step is the one you take today.

Whether you're decades or days away from your goals, we’re here to help you plant those seeds and cultivate a plan for long-term success. We Plan, so that you Can Dream.🥂

Happy New Year!

12/30/2025

Procrastination is a top reason people haven't created a will or trust since 2022, with men slightly more likely to delay estate management than women. Even fewer are taking action this year, with 43 percent of those without a will admitting they "just haven't gotten around to it.” In 2025, only 24 percent of survey participants reported having a will, and 4 percent mentioned other estate management documents, a decline from 33 percent with a will in 2022. Time to get it in gear!
Source: Caring.com February 18, 2025
https://www.caring.com/caregivers/estate-planning/wills-survey/

12/24/2025

Wishing all our amazing clients a happy holiday season! We appreciate the opportunity to work alongside you on your financial journey.

Here’s to a restful break, time with the people you love, and a great year ahead.

Happy Holidays!

12/02/2025

🧠 Thinking about ? You’re not alone as it’s one of the top things on people’s minds heading into the new year.

🕰️ The good news? Small, consistent steps can make a big difference over time.

💡 Tip of the day: If you haven’t checked in on your or contributions lately, now’s a perfect moment. Even a small increase can help you stay on track especially with longer life expectancies and rising costs.

🗺️ If you’re curious how to tailor a retirement roadmap that fits your , lifestyle, and timeline I’d be happy to help. 😊

Here are some changes coming in 2026 🥳

Here's how the new IRS inflation adjustments are increasing the contribution limits for your 401(k) and IRA in the new year.

11/26/2025

🦃 This Thanksgiving, we pause to reflect on the many blessings in our lives. At Peabody Wealth Advisors, we are especially grateful for the trust and relationships we share with our clients, colleagues, and community.

⭐ Our offices will be closed on Thursday, November 27, and Friday, November 28, for the holiday.

Wishing you joy, gratitude, and time spent with loved ones.

From our families to yours, Happy Thanksgiving!

11/11/2025

Thank you Veterans🇺🇸!

09/16/2025

🚨 SSA.gov Just Got a Major Upgrade, Here’s What You Need to Know!

The Social Security Administration has launched a redesigned website and new digital tools to make managing your benefits easier, faster, and more secure. Here are the highlights:

🔐 Secure Login with Login.gov or ID.me
All users must now log in through these platforms for enhanced security and improved fraud protection.

📱 Digital Social Security Cards
View your SSN securely online, no more paper cards! Available through your My Social Security account.

💳 Electronic Payments Only
Starting September 30, paper checks are out. Choose direct deposit or a prepaid debit card.

🧠 Smarter Online Tools
New widgets help you estimate retirement age, check earnings limits, and understand benefit eligibility, without needing to decode complex rules.

🌐 Faster, More Accessible Website
- Mobile-friendly design
- Larger fonts and cleaner layout
- Optimized for rural and low-bandwidth users

📞 Quicker Service Across the Board
- Phone wait times down to 8 minutes
- In-person visits average just 6 minutes
- 90% of phone users now use automated services

💡 These updates are designed to make your experience smoother and safer. If you haven’t already, create your My Social Security account today at [ssa.gov/myaccount](https://www.ssa.gov/).

Need help navigating the changes? We’re here for you.

09/11/2025

09/08/2025

Life doesn’t always follow the script.

From growing families to shifting careers, from unexpected events to hard-earned milestones, every chapter brings something new. And through it all, one thing stays the same: the desire to protect what matters most.

This month, take a moment to reflect on what truly matters and how you’re preparing for the unexpected. Life insurance isn’t just a policy. It’s a meaningful investment in the future of those who matter most to you.

☎️Whether you're navigating a major life change, entering a new season of adulthood, or simply reassessing your priorities, now is a meaningful time to connect with your financial professional.
Your age, health, and goals all play a role in shaping the right life insurance strategy, and your plan should evolve as your life does.

08/28/2025

🧠If I told you young people are the fastest adopters of AI, would you be surprised? Unlikely.

However, if I told you that the biggest percentage increase in AI users over the past year was among people 65+, that's a stat worth pausing for!

How are you (or your clients) using AI?💡