Prime Capital Financial of Costa Mesa, CA

10/26/2026

Thinking about two homes in retirement? Be sure to run the math when it comes to property taxes, insurance, utilities, and maintenance costs: https://loom.ly/U9v4T3M

Two front porches and a life that skips the deep freeze sounds simple enough until you see what two property tax bills, two insurance policies, and one wrong domicile decision do to a retirement portfolio over thirty years.

10/24/2026

Can paying off debt too aggressively hurt your finances? Here's when it may make sense to slow down.
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Paying down debt is important, but there are times when putting extra money toward it could work against you.

10/22/2026

The number one question we get asked is, “How much money will I need to have saved before I retire?” The answer is different for everyone. Will you be able to live on Social Security alone? Will you need to withdraw money from a 401(k), IRA, or similar retirement account? Or will you be able to generate income another way?

The time to save for retirement is now. The time to get serious about your retirement income is now. How much will you need? Give us a call and let’s create a plan!

10/20/2026

10/19/2026

This week is Estate Planning Awareness Week. Are your beneficiaries up to date on everything, including your 401(k)s, IRAs, your insurance policies, and your estate plan? Life moves ahead, and it’s not always in a straight line. Don’t forget how important estate planning is in protecting your family, and be sure to make regular updates in cases of divorce or if family members pass away. Almost everyone needs an estate plan so that their wishes are documented!

To discuss tax-advantaged estate planning strategies, give us a call!

10/16/2026

103 Easy Fall Recipes Your Family Will LOVE
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Celebrate the season's bounty (and the year's best weather)!

10/15/2026

Today is the start of the Medicare Open Enrollment period, which runs October 15th to December 7th annually for those already on Medicare. Now is the time to check your plan for any changes in co-pays, deductibles, coverages, doctors, covered medications… and compare costs. You can switch to a different Medicare Advantage plan, go back to Original Medicare, add vision or dental, or make other choices for the 2027 benefit year. And remember, your Medicare premium is based on your income from two years prior.

10/12/2026

Healthcare costs are on the rise, and your retirement plan should help ensure you have adequate funds dedicated to this, especially as you get older. Fidelity’s newest projections are $185,500 needed during retirement for healthcare by the average person who has reached age 65. This includes Medicare premiums, copayments, deductibles, and other out-of-pocket costs, but does not include long-term care: https://loom.ly/DDpiIxE

Let’s talk about your retirement plan!

10/08/2026

WHERE you retire matters more than ever. Is your location on this list? 🏙️ This annual ranking by Fast Company compares four key factors, affordability, activities, quality of life, and healthcare, across more than 180 cities: https://loom.ly/ZJyxjHs