Wealth Planning by Bob Chitrathorn

06/24/2026

The Wall Street Journal wrote about how older Americans are accumulating trillions in wealth for themselves. Their readers told them that wasn’t the full story.

06/24/2026

These moments when everything is happening at once: career growth, family decisions, financial choices, all moving at the same time.

Individually, each decision makes sense. Together, they start to overlap.

That’s where things can feel unclear.

Our role in those moments is to help slow things down, bring structure to what’s already in motion, and make sure each decision is being made with the full picture in mind.

06/23/2026

In a poll, more than half of respondents consider themselves financially “conflicted.” Roughly seven in 10 households earning $135,000 or more said they don’t feel financially fulfilled.

06/23/2026

The results are in, and one thing stands out: most people aren't relying on just one source when making major financial decisions.

Research and data tied with discussions with family and friends, while expert advice also played a significant role. Interestingly, nobody selected "gut feeling" as their primary approach.

The takeaway? Big financial decisions tend to be strongest when they're informed, discussed, and backed by facts rather than emotion alone.

How do you balance research, advice, and personal experience when making important financial choices?

06/23/2026

💡 Taxes may be one of your largest lifetime expenses.

Many people focus on taxes only during filing season.

Effective planning often involves identifying opportunities throughout the year and coordinating with qualified tax professionals when appropriate.

The goal is simple: keep more of your hard-earned money working toward your goals.

Visit www.planwithbob.com

06/23/2026

Whether wealth is built gradually over decades or accumulated more recently through a business, career, or liquidity event, a financially informed legacy doesn’t happen by accident. Without education, structure, and shared understanding...

Whether wealth is built gradually over decades or accumulated more recently through a business, career, or liquidity event, a financially informed legacy doesn’t happen by accident. Without education, structure, and shared understanding, wealth may erode over time through...

06/22/2026

Interest has accelerated as the tech industry touts the technology as a solution to the electricity demands of artificial intelligence.

06/22/2026

Some people think deeply, care deeply, and love deeply. That’s not weakness — that’s heart.

06/22/2026

Sometimes the memories are priceless.

The credit card statement? Not quite. 😅

Visit www.planwithbob.com

06/22/2026

“I’ll figure that out closer to retirement…” is a thought many people have at some point.

And on the surface, it feels reasonable.

Spending patterns begin to set expectations. Investment decisions start to influence how future income will behave. Tax exposure evolves as different accounts grow in different ways. And over time, the structure that will eventually support retirement is quietly being built.

The longer decisions are delayed, the fewer options there tend to be. Adjustments become more reactive, and flexibility starts to narrow in ways that aren’t always obvious until later.