Multi-Service of Queens

04/16/2026

🤩

04/16/2026

Thank you everyone 🤗

04/12/2026

01/16/2026

Comenzamos a Transmitir el 26 de Enero. Si desean hacer una cita llamenos 646-236-6678 o 347-982-6330

01/16/2026

Comenzamos a transmitir Impuestos el 26 de Enero 2026. Cualquier información 646-236-6678 Multi-Service of Queens Corp.

01/01/2026

‼️ Pre-Ack Advance Reminders (Read This Twice)‼️

1. It is NOT a refund
• It’s a short-term advance/loan based on an expected refund.
• The IRS has not accepted the return yet.

2. IRS acceptance is NOT guaranteed
• Rejections, identity checks, or system delays can kill the advance.
• If it doesn’t ACK → no refund!

3. Not all returns qualify
Common disqualifiers:
• Certain credits (EITC/CTC restrictions depending on bank)
• Injured spouse
• Amended returns
• Prior-year debt risks
• First-time filers
• Missing prior filing history

4. Bank approval > Tax software
• The tax bank makes the final call, not you.
• Approval rules can change.

5. Amounts are tiered based on:
• Expected refund size
• Filing history
• Risk score
• Just because someone got $2K last year doesn’t mean they will this year.

6. Fees are usually deducted later
• Clients often forget this part.
• Advance + prep fees + bank fees = smaller refund later.
• Set expectations early or prepare for attitude later.

7. Timing can vary
• Some are same day.
• Some are next business day.
• Weekends and holidays don’t count.

8. Client still owes the advance if refund is offset
• If the IRS takes the refund for:
• Child support
• Student loans
• Back taxes
👉🏽 the bank can still collect.

9. Due diligence still applies
• An advance does not excuse sloppy work.
• 8867 rules still stand.
• Fast money ≠ fast filing.

10. Overpromising = compliance nightmare

Never say:
• “You’re guaranteed”
• “You’ll get it today”
• “Everybody qualifies”

Say:
• “If approved by the bank”
• “After bank approval”
• “Based on eligibility”

11. Pre-ack ≠ Post-ack
• Make sure clients know the difference.
• Many think they’re the same. They’re not.

12. Document EVERYTHING
• Disclosures
• Client acknowledgments
• Advance explanations
(Protect yourself first. Always.)

💡 Pro Tip (Real Talk)

Pre-ack advances are a marketing tool, not a miracle.

Use them to attract clients but use your education and set expectations to keep the peace!

🩷Admin

12/29/2025

12/29/2025