Joseph E. Roessler - VP of Wealth Management

05/05/2023

The long-term consequences of this record inflation could be worse than the short-term ones. Here are a few things you can try to get your retirement plan back on track.https://brev.is/QKawr

The long-term consequences of this record inflation could be worse than the short-term ones.

05/04/2023

With so much movement in the market over the last 16 months. It's important to stay grounded and keep your emotions at bay. Find a strategy that works for you!

Retirees risk outliving their savings if market returns remain subpar. But bonds and cash can help savers improve their portfolios’ durability. https://brev.is/Tait3

05/01/2023

Happy Friday Everyone!

"A successful life is merely a series of successful days, hours and minutes, minutes during which you think about your goals and your desires, about health and happiness and prosperity, and refuse to dwell on anything that you do not want to see manifested around you." ~Brian Tracy



Enjoy your weekend...

02/21/2023

Tax Liability in Retirement? Many people are unaware that taxability in retirement varies dramatically compared to your working years with earned income in many cases. Make sure you get the facts now so your well prepared for the future. You may be pleasantly suprised! Something to consider...

02/17/2023

Gen Xers need to move forward and conquer money fears head on. And that includes getting a financial planner. https://brev.is/hAekB

This noted Generation X money adviser explains how financial planning is changing to be more accessible

02/01/2023

When meeting with clients for the first time or regularly, the questions, concerns, goals, are specific to each situation. However, the overarching question(s) are typically as follows: Are we saving enough? Are we spending too much? Will we be able to retire (make work optional) someday? Will we sustain the same quality of life we have now in retirement and not run out of money? All things to consider when working with a professional...

01/19/2023

Mortgage demand continue to decline amid surging home loan rates, falling 68.7% from this time last year, according to the Mortgage Bankers Association.

Mortgage demand continue to decline amid surging home loan rates, falling 68.7% from this time last year, according to the MBA.

01/13/2023

Planning for the future? Have you taken the time to calculate how much you will need (or want) in retirement to sustain your quality of life, go on vacation, spoil the grandkids, etc.? Many financial DIY's use the "many" online calculators available for free to determine what an "individual" accounts approximate worth will be in the undetermined future. However, these calculators DO NOT take the following in consideration: inflation, tax liability, catastrophic event, living expenses, goals (cost), long-term liability (LTC), Medicare expenses, I could go on and on! IF you’re looking for a true glimpse of the future, a sophisticated financial plan that incorporates "all the above" when mapping out the next several decades for you and your family, may just open your eyes. Something to consider...

01/12/2023

New Years Resolutions: Utilizing the S.M.A.R.T. objectives definition can guide you in keeping the focus on your 2023 goals! Make them:
-SPECIFIC
-MEASURABLE
-ACHEIVABLE
-RELEVANT
-TIME BOUND
Incorporate this framework within your ongoing strategy, both personally and professionally. Anything worth doing, is certainly worth doing well. Something to consider...

01/11/2023

For some, living debt-free is a goal worth prioritizing. Here are some things to consider.

For some, living debt free is a goal worth prioritizing. Here are some things to consider.

09/01/2022

If you’re worried about a smaller 529 college savings plan balance, it may make sense to try and claim other credits while waiting for the account to recover. https://brev.is/wTudR

If you’re worried about a smaller 529 college savings plan balance, it may make sense to try and claim other credits while waiting for the account to recover.