Lighthouse Financial Group USA, Inc.

Lighthouse Financial Group USA, Inc. Tax Preparation Services
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The Social Security tax torpedo is real — and most people walk right into it. 💣Here's the short version: up to 85% of yo...
06/13/2026

The Social Security tax torpedo is real — and most people walk right into it. 💣

Here's the short version: up to 85% of your Social Security benefit can be federally taxable. And if you're claiming early while also pulling from a pension, IRA, or rental income — you may be paying MORE tax on a SMALLER check.

The threshold hasn't changed since 1984. Not once. Which means every year, more retirees cross it without realizing it.

As an Enrolled Agent, I run a full Social Security claiming analysis that shows:
✅ What % of your benefit is taxable at each claiming age
✅ Whether the tax torpedo applies to your situation
✅ The lifetime net value of claiming at 62 vs. FRA vs. 70
✅ Whether delaying SS while drawing down retirement accounts first makes sense for you

This is not cookie-cutter advice. This is your numbers, your income, your strategy.

📍 Lighthouse Financial Group USA Inc — Coral Springs, FL
🔗 Book your Social Security Income Optimization Analysis — link in bio

06/06/2026

Ever get a prompt so vague it makes you want to scream? Yeah, me neither. This is your sign to be crystal clear with your words, because the alternative is... well, this. Learn from my (lack of) specificity!

IRS Notice CP53E/CP35E
05/13/2026

IRS Notice CP53E/CP35E

Received an IRS CP53E notice about your tax refund? Don't panic, but do pay close attention!Many taxpayers are receiving...
05/06/2026

Received an IRS CP53E notice about your tax refund? Don't panic, but do pay close attention!

Many taxpayers are receiving IRS CP53E notices, which typically indicate an issue with direct deposit of a tax refund due to incorrect or missing bank information.

However, there's a growing concern about these notices being sent in error or, worse, being used in sophisticated scams to trick taxpayers into revealing sensitive financial details. This confusion can lead to delayed refunds or expose you to fraud.

Always verify the legitimacy of any IRS notice. A genuine CP53E notice will direct you to update your banking information through your official IRS Online Account, not via email or suspicious links. If you receive a CP53E and didn't expect a refund, or if it asks for information in an unusual way, it's crucial to consult with a trusted tax professional. Never click on links in unsolicited emails or provide personal information over the phone unless you've verified the caller's identity.

Navigating IRS notices can be complex, especially with the rise of scams. For clarity and peace of mind, visit lighthousefinancialgroupusa.com/booking to schedule a consultation with an experienced Enrolled Agent who can help you understand and respond to any IRS communication.

Did you know there is a 50-year-old IRS rule that allows you to collect rental income completely tax-free? It is called ...
04/29/2026

Did you know there is a 50-year-old IRS rule that allows you to collect rental income completely tax-free? It is called the Augusta Rule, and most homeowners have no idea it exists.
Here is the problem: Most people assume that if you rent out your home on Airbnb, VRBO, or to a production company, every single dollar you make is taxable income that must be reported to the IRS. For many, the extra taxes make short-term renting feel like it is not even worth the hassle.
The solution? IRS Section 280A(g) — better known as the Augusta Rule. This tax code states that if you rent out your primary residence for 14 days or fewer during the year, that rental income is 100% tax-free. You do not even have to report it on your tax return. Whether you make $2,000 renting your home for a weekend festival or $15,000 renting it to a film crew for two weeks, the IRS cannot touch a dime of it.
But there is a catch: You cannot deduct any rental expenses if you use this rule, and the moment you rent it for day 15, ALL of the income becomes taxable. Proper documentation and tracking are absolutely critical to surviving an audit.

Want to learn how to legally leverage real estate tax loopholes like the Augusta Rule to build wealth? Visit lighthousefinancialgroupusa.com to explore our tax strategy guides and services.

Did you know the 20% Small Business Tax Deduction (Section 199A) is now permanent?Many small business owners were worrie...
04/29/2026

Did you know the 20% Small Business Tax Deduction (Section 199A) is now permanent?
Many small business owners were worried about this crucial deduction expiring at the end of 2025. Without it, pass-through entities like LLCs and S-Corps could have faced significantly higher tax bills, cutting into the money needed to grow, hire, and reinvest.
The good news? Recent legislation has made the 20% Qualified Business Income (QBI) deduction permanent. This means eligible small businesses can continue to deduct up to 20% of their business income, providing long-term certainty and a level playing field. Now is the perfect time to review your business structure and ensure you are maximizing this permanent tax relief.
Visit lighthousefinancialgroupusa.com/booking to learn more and schedule your consultation.

This chocolate gives better tax advice than Google.I opened a chocolate and it gave the best tax advice I’ve seen all y...
04/28/2026

This chocolate gives better tax advice than Google.
I opened a chocolate and it gave the best tax advice I’ve seen all year.
“Tax stress is temporary. Smart planning is permanent.”

That’s literally how we approach every client at Lighthouse Financial Group USA.

02/17/2026

Tired of financial stress? Discover exciting ways to boost your income and achieve true job satisfaction. Ready to level up your business and personal finances? Lighthouse Financial Group USA is your beacon for all financial needs. Click the link to watch the full video on our YouTube Channel and take control of your money!

02/17/2026

Tired of leaving your money to chance? We break down why smart financial choices and expert guidance are your real winning ticket. Ditch the guesswork and upgrade your financial future. View the full video on our YouTube Channel . Take your finances from business and personal to the next level.

02/17/2026

Don't let overtime and tips slip through the cracks! Make sure you're getting paid what you're owed and smashing those financial goals. Ready to take your finances to the next level? Reach out for insights that will illuminate your financial path. Lighthouse Financial Group USA is your beacon for financial needs.

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11471 W SAMPLE Road
Coral Springs, FL
33065

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Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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