LaChelle Wong, Financial Services Professional

06/16/2025

📈 Homeowners Are 43x Wealthier Than Renters — Here’s Why It Matters for You
🧠 From the desk of Wangh Financial Services

A powerful new Federal Reserve report reveals this fact:
📊 The average U.S. homeowner now holds a net worth of $430,000, while the average renter has just $10,000.

That’s a 43x difference—and the wealth gap continues to grow.

🏠 Why?
Homeownership is the foundation of generational wealth. It builds equity, appreciates in value, and provides long-term financial security—even during uncertain times.

💸 Renters, on the other hand, face rising housing costs with no return on investment or ownership leverage.

🔎 Over the past 5 years:
✅ Homeowner wealth increased by 45%
❌ Renter wealth barely moved.

And while 70% of renters want to own, many are held back by myths about affordability—not facts.

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📌 Let’s Change That.
At Wangh Financial Services, we specialize in:
💼 Low down payment programs
📄 Customized financing strategies
🔐 Rapid credit rescore solutions
🏡 First-time buyer plans with up to $35K assistance

💬 DM Call or text us at 877-866-6399 to get started. We’ll help you strategize and see if homeownership is within your reach sooner than you think.

🖋 Source: Realtor.com | Snejana Farberov | Published June 10, 2025

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’tRent

03/19/2025

03/19/2025

🌟Shoutout to another one of my Rockstar Realtor Partners Kim McIntosh! 🌟

It’s been an incredible experience working alongside Kimberly McIntosh with Lokation Realty to help her buyers secure financing for their dream home at 987 Kenbar St, Haines City, FL! 🏡✨ Her clients are relocating all the way from New York to retire in sunny Florida, and we’re making the process smooth and stress-free every step of the way!

Kimberly’s dedication and expertise in guiding her buyers through this transition is truly inspiring! Relocation can be challenging, but with the right team in place, homeownership in Florida is within reach! 🌴💼

Thinking about making Florida your new home? Or a Realtor looking for a trusted lending partner? I will run scenarios, determine maximum purchasing power and provide pre-underwritten pre-approvals that get results! Let’s connect and make it happen!

📞 Contact me today!
📍 LaChelle Wong | Wangh Financial Services
📧 [email protected]
📲 (305) 297-2854
🌐 www.wanghfinancialservices.com

Cheers to many more successful deals in the future, Kimberly! 🥂🚀

12/07/2024

As of last week, rates were showing some signs of resilience, but they had to wait for the true test from this week's jobs report. Spoiler alert: they passed the test. It wasn't that the headline job count was particularly low, but it wasn't strong enough to argue against the fact that the labor mar...

12/07/2024

🏡 Closed & Funded! 🏡

1408 Landon Avenue, Jacksonville, FL

What a journey! This closing is a testament to what’s possible when efficiency, collaboration, and expertise align. Here’s how we made it happen:

✨ Same-Day Approval: We secured financing approval the same day the application was submitted. No waiting, no stress—just results!

✨ 7-Day Clear to Close: We worked hard to ensure everything was ready in just 7 days, setting the stage for a seamless process.

✨ Closed 2 Weeks Early: After interviewing and partnering with a new Realtors in the area, we found the perfect match. This Realtor located the ideal home for our buyer so quickly that we had the option to close two weeks ahead of schedule!

We are officially CLOSED & FUNDED, and now this happy buyer is working on relocating to Florida and moving into their dream home. Thank you to my incredible Realtor partner Briana Johnson who helped make this happen—your dedication and expertise truly shined!

📢 Realtors: This Could Be You! We are adding North Carolina Agents and will be scheduling interviews soon! If you’re in my Realtor Partner network, just like my Florida Realtor Referral partners I want to offer you the same opportunities. Partner with us and let’s make your clients’ dreams come true! With approved buyers ready to go, the path to more closings is just a 10-minute business introduction meeting away!

📆 Schedule your meeting today and let’s grow together: https://calendly.com/wfsprofessionals/30-minute-consultation-clone

Let’s take on the market together!

06/28/2024

🚨 Attention Realtors and First-Time Homebuyers! 🚨
Only 3 days left until the Hometown Heroes Program goes live on July 1st! 🏡✨
If you have a 640 credit score, 2 years employment with Florida Based employer and work over 35 hours per week, this is your chance to receive up to 5% or $35,000 in down payment and closing cost assistance! 💰 With $100 million in limited funds available, you need to act fast to secure your funds! Pay off any excess debt before closing, student loans are factored at .5% payment even if your are in income based repayment status, recent college graduates with employment letters and co-borrowers are allowed!
Don't miss out on this incredible opportunity! Contact us today to get started:
📞 Call: (786) 982-0415
📧 Email: [email protected]
🌐 Visit: www.wanghfinancialservices.com
Let's make your homeownership dream come true! 🏠✨

06/28/2024

🚨 Attention Realtors and First-Time Homebuyers! 🚨

Only 3 days left until the Hometown Heroes Program goes live on July 1st! 🏡✨

If you have a 640 credit score, 2 years employment with Florida Based employer and work over 35 hours per week, this is your chance to receive up to 5% or $35,000 in down payment and closing cost assistance! 💰 With $100 million in limited funds available, you need to act fast to secure your funds! Pay off any excess debt before closing, student loans are factored at .5% payment even if your are in income based repayment status, recent college graduates with employment letters and co-borrowers are allowed!

Don't miss out on this incredible opportunity! Contact us today to get started:

📞 Call: (786) 982-0415
📧 Email: [email protected]
🌐 Visit: www.wanghfinancialservices.com

Let's make your homeownership dream come true! 🏠✨

05/28/2024

📢 Attention Florida Realtors and Homeowners! 📢

Are your clients looking to invest in additional properties? Or are you a homeowner wanting to access your home's equity to increase your financial options? We've got great news!

You can now access the equity in your home in just 5 days or less, without the need for refinancing or an appraisal!

Unlock a line of credit using your home's equity that you can pay off and reuse as needed, or simply pull out funds when required. Use these funds to:
🏡 Put down on another home
💳 Consolidate debt
🔧 Update your current home

All of this can be done without touching your first mortgage, preserving your current interest rate.

Find out how much you can save and maximize your home's investment today! Click the link below to learn more:
👉 Find out more https://bit.ly/4aFwaIy

04/26/2024

🌟 Realtors! 🌟

We're still issuing approvals for the Empower Program while we wait for the funding of the Hometown Heroes program, offering 3.5% Down Payment Assistance and manual underwriting that extends all the way down to a 580 credit score! 💳✨

In these challenging times, it's more important than ever to offer options that empower your clients to achieve their homeownership dreams. We are committed to do that with the Empower Program and other programs that can be combined with it, we're breaking down barriers and making homeownership a reality for more individuals and families.

Let's schedule a 10 minute business conversation on why you should partner with us just some reasons are:

✅ 20 years experience in Mortgage Lending
✅ Available on the weekends and evenings
✅ Looking to join expand your team of professionals not replace
✅ We specialize with the difficult files
✅ Direct relationships with our lenders executives. We can get exceptions and conditions cleared others don't have the experience to dispute.
✅ Take the time to break down specific programs you can specialize in and show you how you can use it to help your business
✅ We're committed to inclusivity - No matter the credit score, we're here to help.
✅ Streamlined processes - We make it easy for your clients to navigate the homebuying journey.
✅ Dedicated support from origination to marketing and closing- Our team is here to answer any questions, support your efforts at getting paid even with the changing NAR rules, represent you in the most professional way possible and provide assistance every step of the way.
✅We have access to all of your favorite lenders
✅We can meet or beat any quoted rates.
✅ Offer additional services that help to make the process easier for your buyers and sellers.

Don't let your clients miss out on this amazing opportunity! Send them our way and let's make their homeownership dreams a reality together. Contact us today to learn more about how we can work together to empower your clients and grow your business! 💼🏡