Luza Enterprises, Inc.

08/26/2026

It's National Dog Day! Share pictures of your puppies with us - please!

Can you claim your dog on your taxes? It depends. Find out who qualifies for a pet tax deduction and how to claim a write-off.

08/24/2026

This article is presented by Range.

08/22/2026

Hearing aids (and their maintenance costs) are tax deductible when claimed as an itemized medical expense. Here are the IRS deduction rules and records to keep.

08/19/2026

Shout out to independent agencies like ours! We’re proud to provide trusted, local guidance to our community.

08/17/2026

Severe weather struck and your home suffered some damage. Now the question is: “Should I file a claim?” Find answers and gain a better understanding of claims with this helpful article:

08/14/2026

We hope everyone is doing well after this week's storms! After a storm, always inspect your roof to make sure it’s still in tip-top condition.

Your roof is your first line of defense against the elements. When it fails, water can quickly enter your home amplifying a cascade of costly damage and possibly unlivable conditions. IBHS research shows that after natural disasters, like hurricanes, tornadoes, and other severe storms, up to 90% of....

08/13/2026

Every. Year.

Enjoy your weekend and turn in your docs!

08/11/2026

It's Son and Daughter Day! Going to bed earlier each night before school officially starts will help make the transition go smoothly. Here are six methods to try with your kids for a new school bedtime routine.

Summer is over, and for kids and teens the days of staying up extra late and waking up at noon are long gone. Getting back on a good sleeping schedule is easier said than done, but it's important to implement healthy sleeping habits to ensure success in the classroom.

08/07/2026

How things work - the world keeps moving whether you're in on it or not!

From savings rates to employment, the Federal Reserve influences your money in many ways. Learn more about their role and get answers to your FAQs.

08/05/2026

Eligible taxpayers may receive automatic penalty relief

Taxpayers with a history of filing and paying on time may now have an easier path to receive penalty relief.

This summer, the IRS’s new Automatic Exemption from Penalty or AEP will replace the long-standing First Time Abate administrative relief. AEP is designed to eliminate the need to contact the IRS to request relief and reduce burden for those with a timely compliance history.

Eligibility

AEP applies to eligible original returns beginning with tax year 2025 and 2026 quarterly returns and future tax periods. Taxpayers qualify if they have a history of filing on time and paying any tax due in the previous 3 years (or 12 consecutive quarters for quarterly returns).

When eligible, penalties are not assessed during processing for:

Failure to file
Failure to pay
Failure to deposit

Eligible taxpayers do not need to take action to receive this relief. If the IRS applies AEP, the taxpayer will receive a notice that the relief was granted. Not all returns are eligible for AEP. Some returns like ones filed only in response to specific transactions or infrequent events (such as Form 706, U.S. Estate Tax Return or Form 709 Gift Tax Return) generally are not eligible.

As First Time Abate phases out and transitions to AEP, some qualifying taxpayers may still receive penalty notices for eligible tax year 2025 and 2026 quarterly returns. Taxpayers who believe they qualify may contact the IRS to request First Time Abate during this transition. AEP will replace First Time Abate for eligible returns with original due dates on or after Jan. 1, 2027.

Learn about penalty relief and if you qualify for relief from a penalty by administrative waiver.