06/01/2026
Welcome to Retirement Myth Monday, where we break down common retirement assumptions and the realities behind them!
Myth vs fact: your spending will decrease in retirement
Fact: Your spending in retirement will shift, not decrease.
In retirement, spending often shifts from things like commuting, work clothes, and daily convenience spending to travel, healthcare, home maintenance, and more intentional lifestyle choices.
The total does not always drop the way people expect. The categories just look different.
Understanding that shift is key to building a retirement plan that actually reflects real life, not assumptions.
Want help thinking through what your retirement spending could realistically look like? Schedule a meeting with one of our advisors!
https://capitalcityfinancialpartners.com/schedule-a-meeting/