Ryan Sheridan, Financial Professional

07/14/2021

This is a great article around target-date funds inside of 401(k) plans. Make sure you are putting your retirement dollars in the right place, so that your money is working for you the best it can! If you are curious or have any questions please reach out to [email protected] or give me a call at (518) 373-7378. I would love to chat and provide any helpful insight I can!

A third of target-date fund investors save money in multiple 401(k) funds, according to Vanguard data. That may skew risk over time.

11/19/2020

If you have a high school senior or know someone that does, please take a few minutes to fill out this scholarship application! Each year Equitable gives back to the community and I would love to see this have an impact on the people around me.

Equitable Foundation has established the Equitable Excellence℠ Scholarship Program to assist high school seniors who are planning to continue their education at a two- or four-year college in the United States by Fall 2021.

10/06/2020

Who wouldn't be thrilled to retire with 5 million dollars in retirement savings?? This video breaks down the power of compounding interest and how much you would need to save each month in order to reach that goal. If anyone is interested in starting to tackle a goal like this, reach out to me at (518)373-7378 or [email protected]

Consistency and time are two of the biggest factors when it comes to saving for retirement. Here's much you need to save per month to retire with $5 million, broken down by age.

08/06/2020

This article is a great read focusing on the effects of the pandemic and how this will impact retirement savings. With trillions of dollars in stimulus into our economy, Americans are concerned that what they previously thought they would need to retire will not be enough but based upon a survey conducted in this article, almost 60% of people have made no changes to their retirement plans. If you haven't taken a look at how your current retirement plan is doing or if you would like to, please reach out to my cell at (315)775-3219 or by email to [email protected]!

The top source of financial stress is saving enough for a comfortable retirement, a worry that is trending upward as a result of the pandemic. Only a third of Americans believe they can reach their goal.

07/02/2020

What a year to start off in the financial advising world! From the growth of the S&P 500 by 30% in 2019, to COVID-19, to now just trying to find some normalcy in our lives again… First and foremost, I’d like to thank my existing clients for their trust and confidence in me. Secondly, I owe a big thanks to Equitable and Christopher J. Fabian, CFP®, RICP®, CRPC for the incredible opportunity and the wonderful experience. I look forward to many coming years of growth and prosperity for my clients, the ability to build my own business/brand, and most importantly, the relationships that are going to be built from new & existing clients. Let’s have a great second half to 2020!

05/04/2020

This Friday, May 8th at 6pm, I will be hosting a virtual seminar with my partner Christopher J. Fabian, CFP®, RICP®, CRPC. Chris and I will be covering topics such as: Basic Investing and the four steps we take when managing money, as the times we are in are proving to be difficult and at the same time a great opportunity for individuals to get involved. Please send me a direct message or shoot me a call at (315) 775-3219 to RSVP. Feel free to share this info with anyone who might be interested!

02/07/2020

This is so important to visualize and understand what your retirement savings will do for you! If you are unsure or curious on what your retirement might look like please reach out at (518) 373-7378 to set up some time to chat.

As a rule of thumb, experts recommend saving 10% to 15% of your income for retirement. And If you have a traditional job, you already pay 6.2% of your salary in Social Security taxes. Watch this video to learn how much money you could have in monthly retirement if you make $50,000 and factor in savi...

01/15/2020

Don't make these same mistakes! Take control of your financial life.

Almost everyone has some investing regrets, from not investing sooner to wishing they'd started to save for retirement far earlier.

01/14/2020

Equitable Holdings CEO, Mark Pearson, rang the bell at the New York Stock Exchange to kick off the next chapter in our legacy! www.equitable.com

12/30/2019

Big changes coming in 2020! The SECURE Act is going to make retirement plans more accessible to small businesses, as well as push back RMD's to 72 and remove the age limit on IRA contributions. This is a great read. Reach out with any questions at (518) 373-7378!

The SECURE Act is included in the appropriations bill just passed by Congress. Here’s what you need to know about the changes coming to retirement.

12/16/2019

Great demonstration of compounding interest! So important for our younger generations to realize this value.

Retiring with millions of dollars in your savings may sound impossible, but it can be done if you get serious about investing your money. How much you'll need to save every month varies greatly depending on your age. Whether you're 20 or 50, here's how to do it.

12/04/2019

As the end of 2019 is near, a lot of our clients are coming to us with questions pertaining to their RMDs. If you have questions about your current RMD strategy, give us a call! My number is (518) 373-7378.

Here are five strategic ways to stretch your RMDs while minimizing the yearly tax hit.