The Wealth Guardians

The Wealth Guardians The Wealth Guardians is a holistic financial advisory firm and we specialize in retirement income planning. We serve clients all over the Piedmont Triad.

We’ve been in business for over 25 years and we have offices in Clemmons, Greensboro and Charlotte. The Wealth Guardians have been serving the retirement needs of the Charlotte and Winston-Salem regions for more than 25 years. Disclaimer: Investment advisory services offered through Alphastar Capital Management, LLC, a SEC-registered investment adviser. SEC registration does not constitute an endo

rsement of the firm by the SEC, nor does it indicate that the adviser has attained a particular level of skill or ability. Fixed insurance products are offered through The Wealth Guardians, and Alphastar Capital Management is not involved in the offer, recommendation, sale or management of commission-based fixed Insurance products. Alphastar Capital Management and The Wealth Guardians are separate and independent entities. This is for informational purposes only and is not intended as legal, tax or investment advice or a recommendation of any particular security, investment product or investment strategy

🤔Is this you? You may be building an emergency fund while also contributing to retirement, paying down debt while saving...
06/18/2026

🤔Is this you? You may be building an emergency fund while also contributing to retirement, paying down debt while saving for a major purchase. When everything feels important, it can be difficult to know where to focus first.

Check out our latest blog at https://bit.ly/4fY1ubV where we provide a helpful framework for planning and achieving your financial goals.

And remember, when it comes to retirement, trade-offs between tax-advantaged accounts, debt repayment strategies, insurance needs, and retirement income planning involve variables that interact in ways that are not always obvious. We’re here to help you with that!


New Guide Available! REDUCING TAXES IN RETIREMENTMany people spend years saving for retirement but give less thought to ...
06/17/2026

New Guide Available! REDUCING TAXES IN RETIREMENT

Many people spend years saving for retirement but give less thought to how those savings may be taxed over time. We recently put together a new guide that explores how taxes may impact retirement income and some of the key concepts to consider when planning ahead.

▶️Download your free copy today at https://bit.ly/4ez7kxZ




06/17/2026

Have you reviewed your beneficiary designations lately?

On this episode of The Vault with The Wealth Guardians, Brice and Garrett discuss an important estate planning topic that can easily be overlooked: beneficiary designations.

They explain the difference between "per stirpes" and "pro rata" designations, how each option can affect the way assets are distributed, and why the wording on your accounts matters. They also discuss how investors should think through beneficiary decisions based on family structure, legacy goals, and the people they want to protect.

Before naming or updating beneficiaries, it’s important to understand how these designations work and to review them regularly as life circumstances change.

Many people spend years saving for retirement but give less thought to how those savings may be taxed over time. We rece...
06/16/2026

Many people spend years saving for retirement but give less thought to how those savings may be taxed over time. We recently put together a new guide that explores how taxes may impact retirement income and some of the key concepts to consider when planning ahead.

▶️Download your free copy at https://bit.ly/4ez7kxZ




The best time to start estate planning is today. It’s difficult to think about things like who will make medical decisio...
06/16/2026

The best time to start estate planning is today. It’s difficult to think about things like who will make medical decisions on your behalf, or which loved one will best manage your financial assets. Estate planning is necessary, however, because without a will, your estate may end up in court. Our guide walks you through the necessary steps to get started.

Download your free copy from our website at https://bit.ly/4eaNhUW

06/16/2026

Could Social Security changes or a weak annual review impact your retirement plan? On this past weekend's episode of The Wealth Guardians Radio Show, Brice and Garrett discussed a proposed Social Security benefit cap and what investors should expect from a meaningful annual review with their advisor.

From income planning to portfolio oversight, this episode highlights why proactive retirement planning matters.

We're so glad we could help! Thank you to all of our wonderful clients who made a donation!
06/15/2026

We're so glad we could help! Thank you to all of our wonderful clients who made a donation!

Thanks so much to ! They held a donation drive for SpayKind and collected much-needed paper towel and puppy p*e pads to benefit our Spay and Neuter Clinic. We appreciate your donation!

This drive was so successful that SpayKind was able to distribute much-needed supplies to other animal welfare organizations. Collaboration strengthens our entire animal welfare community and is a true bingo card success.

Thanks so much to ! They held a donation drive for SpayKind and collected much-needed paper towel and puppy p*e pads to ...
06/15/2026

Thanks so much to ! They held a donation drive for SpayKind and collected much-needed paper towel and puppy p*e pads to benefit our Spay and Neuter Clinic. We appreciate your donation!

This drive was so successful that SpayKind was able to distribute much-needed supplies to other animal welfare organizations. Collaboration strengthens our entire animal welfare community and is a true bingo card success.

06/12/2026

Find us on wherever you get your podcasts! Garrett Ray and Brice Payne are discussing a new proposal out of Washington DC that addresses the Social Security solvency issue and includes a cap on Social Security payments. Tune in and learn how this may affect your retirement income plan.

During retirement, summer often brings more opportunities for travel, gatherings, and outdoor activities. Advance planni...
06/11/2026

During retirement, summer often brings more opportunities for travel, gatherings, and outdoor activities. Advance planning, including setting budgets and expectations, can help you stay on track financially while still getting the most out of your summer plans. Check out our latest blog at https://bit.ly/4oeQJUt for tips on avoiding common seasonal spending pitfalls.

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3554 Clemmons Road, Suite 001
Clemmons, NC
27012

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