Game Time Budgeting

06/17/2026

Honored to have my latest article featured in The Voice of Black Cincinnati.

Federal student loan changes are creating confusion for many borrowers. In this article, I break down what you need to know and how to prepare.

Read the article here:

Understanding the upcoming federal student loan changes can help protect your or your child's financial future.

06/04/2026

One of the things Al loves most about financial wellness coaching is watching people realize that managing money doesn't have to be complicated.

He recently finished our standard four-session coaching program with a couple who told him:

"For the past four years we've been living in insanity... doing the same things over and over and expecting different results. You gave us the tools to change that."

His wife summed up my entire mission in one sentence:

"You helped us understand how to uncomplicate things."

In just four one-hour sessions, they created simple systems that freed up an extra $500 every month—without a raise or a second job.

Financial success isn't always about making more money. Often, it's about creating a plan that's simple enough to stick with.

PSA: We're offering a Juneteenth Financial Freedom Special on the Game On - A Financial Fitness Experience online course. Enter the code Juneteenth26 and let the learning begin. Offer valid through June 19, 2026. Here's the link: https://gametimebudgeting.thinkific.com

06/04/2026

Financial success rarely comes from one big decision. It's usually the result of small, consistent actions repeated over time.

This month's Game Time Budgeting newsletter shares practical ideas to help you refocus, build better financial systems, and finish the year stronger than you started it.

I hope you'll take a few minutes to read it, and I'd love to hear what financial goal you're working toward during the second half of 2026.

Email from Game Time Budgeting, LLC Don't Miss Out! Find out How to Boost Your Budget without Extra Work. How One Coaching Client Found an Extra $375 Per Month Helping people create simple, repeatable

06/02/2026

May is officially in the books!

Our household finished the month with $350 left in the budget and no categories over budget.

What makes me especially grateful is that we also faced a $3,664 auto repair bill and a $1,100 home improvement project during the month. Because we had an emergency fund and a dedicated project fund, neither expense created financial stress.

June is an important checkpoint. We're almost halfway through the year, making it a great time to:

✔️ Calculate your net worth
✔️ Check your savings progress
✔️ Measure debt reduction
✔️ Review your financial goals

If you're not where you want to be yet, don't quit. Refocus.

Nobody can change your financial life except you. Once you have the right mindset, behaviors, and systems in place, consistent effort can produce amazing results.

What's one financial goal you're focusing on during the second half of 2026?

Remember, financial progress doesn't happen by accident. It happens when you combine the right mindset with the right tools. If you're looking for a few resources to help you build momentum, visit: https://gametimebudgeting.com/resources

06/01/2026

Juneteenth commemorates freedom, resilience, and progress. As we celebrate this important milestone, it's also an opportunity to reflect on the role financial knowledge plays in creating greater opportunities for ourselves and future generations. To honor the occasion, we're offering special pricing on my Game On: A Financial Fitness Experience online course. https://gametimebudgeting.thinkific.com

05/28/2026

I'm excited! The first 30-day progress survey response just came in from a participant in my Game On: Making Sense of Your Dollars financial wellness webinar series.

In just ONE month, this individual:
✅ Saved $750
✅ Paid off $1,400 in debt

That’s a $2,150 wealth shift in 30 days.

This is why financial wellness matters. Small changes in mindset, behaviors, and systems can create real momentum fast.

If you’re tired of feeling frustrated with money, check out my online course, Game On: A Financial Fitness Experience. It’s designed to help you save time, reduce stress, and make your money behave.

Learn more here:
Https://gametimebudgeting.thinkific.com

05/27/2026

There are three ways people learn financial lessons:

1. From other people’s mistakes
2. From their own mistakes
3. Or tragically… from neither

Financial wellness education matters because some money lessons are simply too expensive to learn the hard way.

That’s why we're passionate about helping organizations create spaces where employees, just like you, can build financial confidence without shame or judgment.
https://gametimebudgeting.com

05/26/2026

Building wealth is usually more fun emotionally.
Getting out of debt is often more satisfying psychologically.

Paying off debt can feel like climbing out of a hole one shovel at a time. There’s relief, freedom, confidence, and peace that come when a balance finally hits zero. Every payment removes pressure.

But building wealth tends to feel more creative and energizing because you start seeing possibilities instead of obligations. Investments grow. Savings stack. Opportunities open up. You move from surviving to designing your life.

A lot of people also discover something interesting:
Debt payoff teaches discipline.
Wealth building teaches vision.

The people who win long-term usually learn to appreciate both phases. One teaches you how to stop leaking money. The other teaches you how to multiply it.

What’s more exciting to you right now: getting out of debt or building wealth?

Both require discipline, but they create very different emotions.

05/22/2026

Just checked in with a gentleman who completed his private financial wellness coaching sessions last week… and today he sent me a message saying he just paid off his SECOND credit card. 💪🏾

That’s what happens when people are finally given the right tools, resources, guidance, and mindset around money.

I understand that many people were never properly taught how to manage finances. That’s why I don’t shame people for where they are financially, and I don’t expect them to magically “be responsible” without first equipping them for success.

Think about it:
Asking someone to take full responsibility for their financial journey without giving them the necessary resources is unfair.

Financial wellness is learned.
Confidence is built.
Habits are developed.

And when people are empowered instead of judged, lives begin to change.

One paid-off card at a time. 📈

If you’re ready to take control of your finances but don’t know where to start, I’ve created resources to help you build the knowledge, habits, and mindset needed to win with money.

Check them out here: https://gametimebudgeting.com/resources

05/18/2026

Financial literacy question… 👀

Which option would you choose and WHY?

A. Earn $100,000 per year from a salary
B. Earn $80,000 per year in capital gains from long-term investments
C. Work a job you truly love until age 67

There’s no “right” answer. Each choice reveals something different about how people view:
💰 Money
⏳ Time
🧠 Freedom
❤️ Fulfillment
🏖️ Retirement

I’m curious to see how people think about this one. Drop your answer in the comments.