VistaGuard Insurance

08/18/2026

🚗 Know the rule at least in California.

Under CA Vehicle Code §40202 a parking citation is prima facie evidence - the court starts by accepting the ticket at face value. That shifts the burden to you to prove otherwise. You have 21 calendar days from the citation date to pay or contest.

We use nearly 30 years of federal administrative experience to help clients collect the evidence and make precise challenges at a fraction of the cost. Learn how we can help you respond correctly and on time. https://www.petitionguy.com/

08/10/2026

🎉 Exciting News! I am officially appointed with Molina Healthcare as of August 10, 2026!

I am thrilled to partner with a FORTUNE 500, multi-state healthcare organization that provides reliable health plans across the nation—including Arizona, California, Florida, Texas, Ohio, and many other states.

With this new partnership, I can now help individuals, families, and seniors navigate their healthcare journey through Molina's Medical Insurance Marketplace and Medicare plans. My goal is to ensure you find high-quality, affordable coverage that fits your unique needs.

👉 Ready to explore your options? Send me a direct message or comment below to schedule a free consultation, review your current coverage, or get a Marketplace or Medicare quote today!

08/06/2026

Would it be a terrible idea to take two minutes and see how these plan options stack up for you?

https://planenroll.com/?purl=Timothy-Moroney

07/27/2026

Hey friends! 👋

I'm inviting guests to a free financial education morning this Saturday, August 1st.

Mac Ruano and Dana Lagattuta will walk through how money works and how to get a business started.

Bring your coffee and come learn something new.

DM me and I'll send you the link.

07/26/2026

When we give cheerfully and accept gratefully, everyone is blessed. — Maya Angelou

07/25/2026

🎉 Exciting news! I'm thrilled to announce that I'm now Active & Certified to market and sell Wellcare products with Centene Corporation!

After completing all onboarding requirements, I'm ready to help individuals and families in my licensed states navigate their Medicare options and find plans that truly fit their needs.

If you or someone you know is exploring Medicare Advantage, Medicare Supplement, or Part D prescription drug plans, I'd love to help guide you through the process.

📞 (619) 505-3986 — Feel free to reach out — I'm here to help!

07/23/2026

Invest in your mind. Build your future. 🧠📈

Join us for a Financial Education & Entrepreneurship Event — a night built for anyone ready to take control of their money and their future.

You'll walk away with:
✅ The principles of money that create real freedom
✅ A look at what it takes to build your own business and impact lives
✅ Tools to start building a legacy for you and your family

Featuring Mac Ruano (Financial Professional, Agency Owner) and Dana Lagattuta (Executive Vice Chairman).

📅 Thursday, 7/23 — 7:00 PM
📍 Thousand Oaks Office, 515 Marin St, Penthouse 408, Thousand Oaks, CA 91360

Can't make it in person? Join us for Phone Zone every Wednesday, 5:30–7:00 PM PST ☎️

Seats are limited — bring a friend and let's grow together.

👉 Message me to get your registration info and reserve your spot.

07/02/2026

Ever get asked "wait, when can you actually retire?" and realize you're not 100% sure yourself?

You're not alone. Federal employee retirement eligibility isn't just one number — it depends on your age AND your years of service, and the combinations trip up a lot of good people.

Here's the short version. Full, unreduced retirement kicks in at your Minimum Retirement Age (MRA) with 30 years in, at 60 with 20 years, or at 62 with just 5 years. Your MRA depends on your birth year — anywhere from 55 to 57.

There's also a reduced retirement option if you've got at least 10 years but not 30 — you can retire at your MRA, just with a permanent reduction in your annuity.

After nearly three decades in federal law enforcement, I've sat exactly where you're sitting, wondering if the math worked. Now I help federal employees and first responders figure out their real FERS retirement eligibility date, not just the textbook one.

What's your target retirement year? Drop it below, I'll tell you what to watch for.

Tim Moroney
Financial & Insurance

06/30/2026

“If you want to understand the meaning of happiness, you must see it as a reward and not as a goal.”

— Antoine de Saint-Exupéry

06/27/2026

Noted with great solemnity - imposters never RSVP politely, sadly.

Criminals are impersonating government agencies, law enforcement, and regulators—and their scams are becoming more sophisticated and difficult to detect. In support of our mission of investor protection, FINRA is collaborating with other partners to help you spot warning signs of imposter scams. ....