Spohn Partners: Financial Planning and Investment Management

10/28/2026

I don't believe an investment portfolio should be built separately from the rest of your financial life.

Your goals, income needs, tax situation, time horizon, and tolerance for risk should all help shape how your money is invested.

That's why, for me, financial planning and investment management aren't two separate services.

The plan helps inform the portfolio.

Learn more about our services: 👉 https://www.spohnpartners.lpl.com/services

10/20/2026

When it comes to retirement and wealth planning, it's not just about how much income you generate. It's also about how much you keep.

Strategies such as Roth accounts, municipal bonds, education savings plans, and other tax-advantaged vehicles may help reduce your tax burden while supporting your long-term financial goals. Understanding your options can be an important part of building a more tax-efficient financial plan.

Although income is usually taxable, there are a number of vehicles that can produce tax-free income. Examples of tax-free income can include:

10/15/2026

Your investments don't exist in isolation.

A retirement decision can affect your taxes.
A tax decision can affect your investments.
An estate planning decision can affect both.

That's why I believe financial planning, investment management, and tax planning work best when they're considered together.
Your financial life is connected. Your advice should be too.

Learn more about our planning process: 👉 https://www.spohnpartners.lpl.com/our-process

10/06/2026

Providing financial support to children, grandchildren, or other family members can be a meaningful way to make an impact today, but it's important to consider the financial, tax, and long-term planning implications before making a gift.

A thoughtful gifting strategy should align with your overall financial plan and family goals.

Learn how a comprehensive financial planning approach can help you make informed decisions: 🔗 https://www.spohnpartners.lpl.com/our-process

09/22/2026

Tax planning isn’t just about this year—it’s about building consistency over time. Strategies like tax-loss harvesting, charitable giving, and retirement contributions can work together to improve efficiency—but only if they’re executed thoughtfully. Waiting until the last minute limits your options. Click the link to learn how to approach year-end tax planning with a more strategic, long-term mindset.
https://www.spohnpartners.lpl.com/blog/8-advanced-year-end-tax-planning-moves-to-review-before-year-end

09/08/2026

As the year winds down, your tax strategy becomes more important—not less. High-income households often face complex tax exposure, but with the right planning, there may be opportunities to reduce liabilities and improve long-term outcomes. The key is being proactive, not reactive. Click the link to explore advanced year-end tax strategies worth considering before deadlines approach.
https://www.spohnpartners.lpl.com/blog/8-advanced-year-end-tax-planning-moves-to-review-before-year-end

09/07/2026

We recognize the dedication and hard work that drive progress forward. Wishing you a meaningful Labor Day.

08/26/2026

Where you keep your cash matters.

Two identical savings balances can produce dramatically different outcomes depending on the account—and over time, that difference adds up.

This article explores why traditional savings rates stay low and what to consider if you want your cash to work more efficiently.

📖 Read more:

Big‑name banks often pay far less than the national average on savings. Here’s why, how that affects retirees, and a simple framework for getting more from your cash.

08/20/2026

Today’s workforce is facing increasing pressure—from rising costs of living to evolving career demands and caregiving responsibilities.

While many employers recognize these challenges, the full scope—and its impact on employees’ financial and emotional well-being—may still be underestimated.

Bridging this gap can play a key role in strengthening both employee stability and long-term business success.

👉 Explore the full findings:

Retirement confidence slipped in 2026 for both workers and retirees.

08/11/2026

Year-end planning isn’t just about checking a box—it’s about creating opportunity. When you plan ahead, you give yourself time to optimize taxes, rebalance investments, and make intentional financial decisions instead of rushed ones. The earlier you start, the more control you have. Click the link to learn how early planning can reduce stress and improve outcomes.
https://www.spohnpartners.lpl.com/blog/the-early-bird-advantage-why-starting-year-end-planning-now-can-pay-off