Fokken Financial Services

11/02/2026

🔄 How does auto rebalancing work in a 401(k)? It periodically resets your holdings to your chosen target mix, either on a set schedule or when an allocation drifts past a set threshold. 📊

It’s a mechanical process, not a market view. It doesn’t consider your changing goals, and some plans limit how often it runs or which funds are eligible. ⚖️

Rebalancing doesn’t protect against loss. All investing involves risk, including loss of principal. 🔍

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Learn how 401k auto rebalance works to manage risk and drift, plus its limits for handling market volatility.

10/27/2026

Does your 401(k) mix change as you age? Many plans use age-based approaches, like target-date funds or the “110 minus your age” rule of thumb. These are general frameworks, not personalized guidance. They don’t account for your income, other assets, risk tolerance, or time horizon. Investing involves risk, including loss of principal. 👇

Learn why 401k asset allocation by age is just a starting point and how to build a personalized retirement portfolio.

10/22/2026

📅 When it comes to your 401(k), contribution deadlines can really matter! ⏰💼

Do you know the difference between employee contribution deadlines, employer matching contributions, and annual IRS limits? 💰📊

Explore 401(k) contribution deadlines and why timing can really matter to better understand the rules, requirements, and some key dates associated with your retirement plan. 🔎

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Learn the 401k contribution deadline for 2026, including employee deferral cutoffs and employer rules. Master timing to maximize your retirement savings.

10/14/2026

💼 What exactly is a 401(k), and how does it work? 🤔

From employee contributions and employer matches to tax advantages and investment options, our guide helps to break down the 401(k) basics you should know. 📊💰

We recommend you get familiar with the terms, understand the rules, and make informed decisions based on your individual circumstances. 🔎✅

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What is a 401(k)? Learn how contributions, employer matches, taxes, vesting and withdrawals work, plus the 2026 limits and what to do after you enroll.

10/05/2026

🤔 Thinking about changing your 401(k) investments? Before making a move, we recommend you take a closer look at your investment objectives, risk tolerance, time horizon, fees, and current asset allocation. 📊💼

Explore what to consider before changing your 401(k) investments and review the factors that may be relevant to your individual circumstances. 🔎

Stay informed. Review your options. Make decisions based on your situation. ✅

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Thinking about changing your 401(k) investments? Learn how often you can, good reasons to make a change, and when it may make sense to hold steady.

09/21/2026

📅 As 2026 comes to a close, now may be a good time to review your retirement savings strategy. 💼📊

Explore year-end retirement savings moves, including reviewing contributions, checking beneficiary designations, and considering applicable tax and plan rules. 💰🔎

Review the details. Understand your options. Make decisions based on your individual circumstances. ✅

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Make these year-end retirement savings moves before 2026 ends: Review your 401(k), boost contributions, and use catch-up limits to finish strong.

09/14/2026

😰 Retirement savings can feel overwhelming—but breaking the process into manageable steps can make financial planning easier to navigate. 💼📊
Explore 3 ways to reduce retirement savings stress, including reviewing your budget, understanding your 401(k), and setting clear savings priorities. 💰🔎
Stay informed. Review your options. Make decisions based on your individual circumstances. ✅
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09/08/2026

💡 Using an HSA as part of retirement planning? Avoiding common mistakes can start with understanding the rules. 📋💰
Our guide covers 7 common HSA mistakes to avoid, including contribution limits, eligible expenses, tax considerations, and recordkeeping. 📊🔎
Know the rules. Review the details. Stay informed. ✅
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Using an HSA for retirement? Avoid these 7 common mistakes so your tax-advantaged savings may stretch further toward healthcare later.

09/01/2026

📚 401(k) investing comes with plenty of terminology. How many of these terms can you define? 🤔💼From vesting and employer matches to asset allocation and target-date funds, our guide covers essential 401(k) terms every investor should know. 📊💰Understand the language. Review the details. Stay informed. 🔎 👇

Know these 401(k) terms every investor should know and start making more informed decisions about your retirement savings today. Read more.

09/01/2026

💍 Married couples may have more than one 401(k) to consider—but are you familiar with the rules that apply to each account? 💼📊Explore what married couples should know about their 401(k)s, including beneficiary designations, contribution strategies, account management, and key planning considerations. 💰📋Knowledge can help you make more informed financial decisions. 🔎
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