APA: All People Ascending

APA: All People Ascending Polly Outhay, a Certified Financial Education Instructor and Certified Financial Fiduciary, empowers all people through financial literacy.

She blends performance with higher purpose, helping people from all walks of life achieve financial security. Polly Outhay is a Certified Financial Education Instructor (CFEI) and a Certified Financial Fiduciary® (CFF), showcasing her commitment to financial education and her clients' best interests. As the co-founder of Ali-Polly & Associates, a brokerage affiliated with First Financial Security,

Inc. (askapaagency.com), Polly has guided over 1,000 clients toward achieving financial security and success. As a Laotian refugee who came to the U.S. 36 years ago, Polly deeply understands the challenges of poverty and the consequences of lacking financial education. Growing up without access to proper schooling, she experienced firsthand the struggles of financial illiteracy. After an 18-year career in banking, she transitioned to the private financial services sector as an independent financial consultant on a mission to provide financial education. Polly is determined to change the “lack of” narrative and create opportunities for abundance and security for all. Her mission is driven by a passion for empowering individuals to achieve financial literacy, security, and multi-generational wealth. Combining performance with purpose, Polly strives to help people from all walks of life to achieve financial freedom, financial dignity while alive, protect and preserve her clients legacies.

Excited to add more instructors to bring financial educations to you!Meet your instructors: Mary Welsh and Troy Belton T...
04/27/2026

Excited to add more instructors to bring financial educations to you!

Meet your instructors: Mary Welsh and Troy Belton
They will offer 3 dates. See the flyer and register today!
https://calendly.com/meetingwithpollyouthay/college-funding

Contact me if you have any questions.

Thank you!

Listen in your own spare time.       Your instructor, Polly Outhay, CFEI, CFF, CRES
09/02/2025

Listen in your own spare time. Your instructor, Polly Outhay, CFEI, CFF, CRES

This week on the Real Secrets of Money Podcast, we’re talking about how to create a debt repayment plan that actually works. From organizing your debts to choosing between the snowball and avalanche methods, this episode is packed with tools and strategies to help you make steady progress toward financial freedom.

Listen now on our website or wherever you get your podcasts and start your journey to becoming debt-free: https://realsecretsofmoney.com/podcast/debt/

The more to learn, the better you manage your financial game✨️
07/06/2025

The more to learn, the better you manage your financial game✨️

A successful retirement doesn’t happen by accident — it’s built through smart, intentional planning.

These 4 key steps will help you go from uncertainty to confidence:
1️⃣ Know your expenses
2️⃣ Cover the essentials
3️⃣ Plan for the fun stuff
4️⃣ Keep adjusting along the way

The earlier you start, the stronger your future. Let today be the first step.

06/15/2025

Happy Father’s Day! 💙
Today we celebrate all the dads who work hard, love deeply, and plan wisely — not just for today, but for the future. 💼✨

Financial security is one of the greatest gifts a father can give to his family — peace of mind, protection, and a strong foundation for generations to come.

Here’s to all the fathers building legacies and securing brighter futures. You are appreciated today and every day! 👔🌿



Your Education Instructor,
Polly Outhay, CFEI

Keep learning together ❤️
05/26/2025

Keep learning together ❤️

Understanding the multiple sources of retirement income — such as Social Security, pensions, retirement and brokerage accounts, annuities, and even part-time work — can help retirees build a stable and diversified financial foundation.

Each source offers different levels of risk, accessibility, and predictability, making it essential to plan based on your long-term goals and lifestyle needs!

In many AAPI households, money is still a taboo subject. But silence around finances can lead to missed opportunities an...
05/16/2025

In many AAPI households, money is still a taboo subject. But silence around finances can lead to missed opportunities and unspoken struggles.

Our latest Real Secrets of Money blog for AAPI Heritage Month explores how to start healthy financial conversations — especially across generations: Read more https://learn.realsecretsofmoney.com/0055CQ

Your Instructor,
Polly Outhay, CFEI

💰 This Week: Master Your Money with Our SAVINGS Virtual Class! 💻Thursday, May 8th, 2025 at 8:00 P.M EDTAre you tired of ...
05/07/2025

💰 This Week: Master Your Money with Our SAVINGS Virtual Class! 💻Thursday, May 8th, 2025 at 8:00 P.M EDT

Are you tired of feeling like your money disappears as fast as it comes in?
Do you want to stop surviving and start thriving financially?

Join me this week for a powerful Savings virtual class where we’ll uncover:
✅ The top reasons people struggle to save — and how to break the cycle
✅ Simple strategies to build a habit of saving (even if you live paycheck to paycheck)
✅ How to set up your financial safety nets and reach your money goals faster
✅ Real-life examples and tools you can use immediately

🎯 Whether you're saving for emergencies, a dream vacation, or future investments, this class will give you the clarity and confidence to take control of your money.

📅 Don’t miss out! Your future self will thank you.
✨ Reserve your spot now and let’s start stacking your savings the smart way.
RSVP required
https://calendly.com/meetingwithpollyouthay/savings

Your Instructor,
Polly Outhay, CFEI

Let's welcome May month by starting our virtual financial education class together!🎯 Topic: Debt & Loans📅 Thursday, May ...
05/01/2025

Let's welcome May month by starting our virtual financial education class together!

🎯 Topic: Debt & Loans
📅 Thursday, May 1st, 2025
🕗 8:00 PM EDT
💻 Join us via Zoom!

Take control of your financial future! In this powerful session, you’ll learn:

✅ The impact of different types of debt and loans
✅ How to reduce financial stress
✅ Ways to confidently reach your goals
✅ A step-by-step plan to tackle debt and build long-term success

📍 Led by Polly Outhay, CFEI – a passionate advocate for financial empowerment.

💬 “We are committed to building up communities by empowering individuals to make better financial decisions.”

📲 RSVP now!
https://calendly.com/meetingwithpollyouthay/debtsandloans

📞 704.609.1313 | 📧 POLLY@ASKAPAAGENCY

APRIL IS FINANCIAL LITERACY MONTH!Let's keep the learning momentum going strong together ❤️ 📢 FREE Virtual Class Alert! ...
04/09/2025

APRIL IS FINANCIAL LITERACY MONTH!

Let's keep the learning momentum going strong together ❤️

📢 FREE Virtual Class Alert! 💻💰
Are your finances really protected? 🛡️ It’s time to find out!

Join Polly Outhay for our Financial Protection Virtual Class where she will break down simple, smart strategies to:

✅ Safeguard your hard-earned money
✅ Build a solid financial foundation
✅ Learn how to protect your income, assets, and legacy

📅 Thurs. April 10th, 2025
🕒 8:00 P.M EST
📍 Online zoom – Join from anywhere!
you must register https://calendly.com/meetingwithpollyouthay/estate-planning-clone

🔒 It’s not about how much you make—it’s about how much you keep. Let us show you how.

👉 Register now – limited spots available!
https://calendly.com/meetingwithpollyouthay/estate-planning-clone

Don't miss it!

Your instructor: Polly Outhay, CFEI

April is Financial Literacy Month, and what better way to kick it off than with our Thursday evening virtual class on Co...
04/03/2025

April is Financial Literacy Month, and what better way to kick it off than with our Thursday evening virtual class on College Funding
| what you need to now | —back by popular demand! This session is perfect for parents and high school students looking to gain a deeper understanding of saving for college.

Registration link https://calendly.com/meetingwithpollyouthay/college-funding

Join me tonight, April 3rd, 2025, at 8:00 PM EST. Don't miss it!

Your instructor: Polly Outhay ,CFEI

Address

8318 Pineville Matthews Road Suite 273
Charlotte, NC
28226

Telephone

+17046091313

Website

http://askapaagency.com/, https://learn.realsecretsofmoney.com/0055CQ

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