David Horine - Financial Advisor - Illumine Financial Partners

David Horine - Financial Advisor - Illumine Financial Partners Helping light the way to financial prosperity one household at a time

06/22/2026

U.S. equities moved higher last week as easing geopolitical tensions and lower energy prices helped steady the market. Fixed income was mixed, with longer-term yields dipping as inflation concerns eased, while strong consumer activity and the Fed’s steady stance remain key themes to watch. Read this week’s market perspective to learn more.

As your business grows, your benefits strategy should too. What you offer and how you communicate key information to you...
06/22/2026

As your business grows, your benefits strategy should too. What you offer and how you communicate key information to your employees will change based on your headcount. I can help you understand your options. Let's talk.

That's the rosewood bridge in my daughter's acoustic guitar that I am prepping to add electronic pickups to.  That dense...
06/18/2026

That's the rosewood bridge in my daughter's acoustic guitar that I am prepping to add electronic pickups to. That dense wood is really only about 1.5" wide by 3-4" long and maybe an eighth of an inch thick. It transfers the vibrations from the strings into the top of the guitar where it is projected through the body and out of the sound hole. Crazy that something so small and unseen is so important to the overall sound you hear our of that instrument.
There's a metaphor there for life. When you think of the small things that make the biggest differences in your world, what are they?

06/17/2026

With IPO activity picking up and valuations reaching eye-catching levels, it’s worth taking a closer look at what’s driving the current market environment—and what may already be priced in. This quick read from Daken Vanderburg, Chief Investment Officer MassMutual Wealth Management, explores the risks and realities behind today’s IPO surge. If you have questions about how this could connect to your broader strategy, let’s talk.

https://bit.ly/3QOiqXV

06/16/2026

Last week, U.S. equities posted modest gains, overcoming early volatility tied to shifting rate expectations and geopolitical news. Treasury yields eased as lower energy prices helped temper inflation concerns, while mixed economic data kept investors cautious but selectively optimistic. For more insights, check out this week's market perspective.

Ever lose your wallet?  I thought I remembered setting it right there on my friend's counter (crazily enough, this still...
06/15/2026

Ever lose your wallet? I thought I remembered setting it right there on my friend's counter (crazily enough, this still from a video recorded that day was proof) but when I got back, it was just my phone. Spent a week searching everywhere to no avail. Ordered new EVERYTHING and then my friend rings my doorbell and hands me the wallet..."sorry, someone threw it in a drawer to clear the counter..."
Crazy how one little move can cause discomfort and uncertainty. Crazy, also, how intentionally planning ahead can build comfort and security. What is something that you have done in your financial world to give you and your loved ones certainty and peace of mind?

When emotion rules, your long-term plan may suffer.  Learn how time in the market may beat timing the market. Then let’s...
06/11/2026

When emotion rules, your long-term plan may suffer. Learn how time in the market may beat timing the market. Then let’s talk.

https://bit.ly/43oBK0N

That's my son. Getting shots up in the rain.  He's got a tournament game starting in about 45 minutes about 10 minutes f...
06/10/2026

That's my son. Getting shots up in the rain. He's got a tournament game starting in about 45 minutes about 10 minutes from this parking lot court we found. Putting in the work when no one is watching.
We see the big wins celebrated on social media and other places around us but so much of our success is built in the quiet, in the discomfort and out of the spotlight. Financial success is almost always built in the work that no one sees. The purchases NOT made. The business decisions that hurt a little bit.
If that's what it takes for long-term success...get the shots up in the rain.

06/08/2026

Last week, markets softened as a stronger labor report drove yields and rate expectations higher. Despite solid economic data, inflation concerns and geopolitical pressures continue to complicate the outlook for monetary policy. Learn more with this week’s market perspective.

Even if you’re not planning to sell, knowing your business’s value matters. Valuation helps with many aspects of running...
06/08/2026

Even if you’re not planning to sell, knowing your business’s value matters. Valuation helps with many aspects of running your company, including financing, buy-sell agreements, and insurance planning. I can help you think through planning needs and when to involve a credentialed appraiser for a qualified valuation.Let's connect.

Address

40 Calhoun Street , Ste 310
Charleston, SC
29401

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30am
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

+17654325332

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