The AmeriFlex Group - Chandler

05/10/2026

05/08/2026

Not all gas stations charge the same fuel price, even within a few miles.

It’s easy to default to convenience, but a little awareness here can go a long way.

Apps like GasBuddy let you compare prices nearby, and when you combine that with grocery rewards or credit card cashback, the savings can stack up quickly.

This isn’t about chasing the absolute lowest price every time; it’s about being a bit more intentional with something you’re already spending on.

Over time, those small per-gallon savings really do add up.

05/04/2026

Most people insure their home, their car, and even their phone.

But one of the biggest risks often goes unprotected: your ability to earn an income.
If an illness or injury prevents you from working, your paycheck doesn’t just “pause”—it stops. And for most households, income is the foundation on which everything else is built.

Disability insurance isn’t about expecting the worst. It’s about recognizing how much your financial life depends on your ability to work and putting a plan in place to protect it.

05/01/2026

Gas prices often quietly strain your weekly budget. While we can’t influence global events, we do control how efficiently we use fuel daily.

One of the simplest ways to start? Your driving habits. Many people don’t realize how much extra fuel is wasted on small inefficiencies like sitting in traffic, making multiple short trips, or taking less efficient routes.

Using apps like Google Maps or Waze to plan routes ahead of time can help you avoid congestion and combine errands more effectively.

It’s a minor change, but over time, it can make a noticeable difference without disrupting your routine.

05/01/2026

It's easy to get caught up in a short-term outlook when the market is fluctuating, especially when it's on the rise.

In the video, Zoe Brunson, Chief Investment Strategist with AssetMark, explores the profound impact of adopting a long-term perspective on investment success compared to the allure of short-term gains.

https://share.vidyard.com/watch/gTi3TqDdKwEVymKdUYH6yj?vyemail=

04/29/2026

Investors are anxious, and with good reason. The unsettling events in the Middle East are dominating the headlines, which can put even the most seasoned investor on edge. Will the number of corrections for the S&P 500 increase to 27 this year?

04/27/2026

Extended care is one of the biggest wild cards in retirement.

Costs vary by location, care type, and health needs—but they've all been rising faster than many realize.

These five insights can help you understand what drives costs and why they often catch retirees by surprise.



Sources:
CareScout, Cost of Care Report, July–December 2024
AALTCI, Long-Term Care Insurance Statistics & Data 2025
EBRI/Greenwald, 2025 Retirement Confidence Survey, April 2025

04/24/2026

In the ever-changing landscape of financial news, it's easy to be swayed by sensational headlines and the emotional rollercoaster they can induce.

This brief video featuring Zoe Brunson, Chief Investment Strategist with AssetMark, offers a calming perspective on maintaining a steady investment course despite unsettling news.

It emphasizes the significance of a disciplined, unemotional approach to investing, helping to make informed decisions even in the face of market volatility.

https://share.vidyard.com/watch/JdCDQZW8WJHAPDt3FMdmLp?vyemail=

04/22/2026

What a $5 Frappuccino can teach your teen about building wealth 👇

April is National Financial Literacy Month, and here's a number worth sharing at the dinner table.

If your teen opens a Roth IRA at 18 with $1,000 from a part-time job and adds $1,000 a year, that single account could be worth nearly $500,000 by age 65. Tax-free.

Think they can't save $1,000 a year? Skipping the daily Frappuccino more than covers it. ☕

But the best financial education isn't about the math. It's about real decisions with real consequences.

A few things that actually work:

✅ Hand them cash instead of a credit card for shopping. Let them keep what they don't spend.

✅ Give them a clothing budget for the year. If they blow it by October, that's the lesson.

✅ Have the college money talk before they fall in love with a school. As one counselor put it, "Have the conversation before they buy the hoodie."

✅ With the Roth IRA, you can show them that there are certain rules with certain accounts. For example, to qualify for the tax-free and penalty-free withdrawal of earnings, Roth IRA distributions must meet a 5-year holding requirement and occur after age 59½. Also, tax-free and penalty-free withdrawals can also be taken under certain other circumstances, such as the owner's death. The original Roth IRA owner is not required to take minimum annual withdrawals.

What's one money lesson you wish someone had taught you earlier? 👇

Please consult with a tax and finance professional before making any decisions.



Sources:
-https://www.calculator.net/roth-ira-calculator.html?cstartingprinciple=1%2C000&cannualaddition=1%2C000&cmax=n&cinterestrate=8&ccurrentage=18&cretirementage=65&ctaxtrate=25&printit=0&x=Calculate -ira-result
-https://www.ngpf.org/blog/advocacy/how-many-states-require-students-to-take-a-personal-finance-course-before-graduating-from-high-school-is-it-6-or-is-it-21/