The time to buy is not always now and no one should shame you if renting is your choice. I help people by listening to them and working with them in the context of their own worldview. I help by taking the time to educate and counsel – and by connecting them with other resources, which may include attorneys, certified legal document preparers (CLDPs), real estate agents of like-philosophies, and e
ven other lenders if I am not a good fit. I have experience in all aspects of first mortgage lending for purchase or refinance – forward or reverse mortgages, and some pretty sexy niche products like our checking account loan (Home Select). I also have excellent second mortgage and home equity loan products that may be used in conjunction with a new first mortgage, or as stand-alone loans for any number of purposes, including debt consolidation. Second mortgages and home equity loans are extremely helpful in a higher and rising first mortgage rate environment because they can help with the consolidation of debt that is prime rate-driven, making some people’s lives a nightmare trying to keep up with minimum payments. I do not advocate using home equity recklessly, but I am an advocate for looking at best-case options that allow you to live your life with less stress and fear. I am also a certified divorce lending professional (CDLP), which means I am uniquely qualified in helping people contemplating divorce, at any stage of the divorce process, or divorced and looking for unique solutions to home ownership. I do not charge for consultations. I am paid only if you decide to work with me on a mortgage; however, my consultations are not sales pitches. Message me here, call/text (630) 942-0634, or email me at [email protected]. My website is www.seniormortgagestrategist.com . Beyond family and Gracie the dog, my other passions include food, cooking, wine, good coffee, having fun, lifelong learning, solving problems and helping individuals and organizations achieve goals. Geneva Financial LLC NMLS ID 42056. AZ License BK-0910215. The postings on this site are my own and do not necessarily represent Geneva Financial's position, strategy, or opinion.
