Edyta Pluta-Czarnecki / Your Neighborhood Mortgage Broker

05/28/2026

Congratulations to this college student on becoming a homeowner in South Carolina! 🏡🎉

Balancing classes while building a real estate portfolio is an impressive accomplishment and proof that it’s never too early to start investing in your future. Many people don’t realize there are mortgage options available for college students and young adults as soon as they turn 18. With the right guidance and planning, homeownership can become a reality earlier than expected.

Grateful for our local real estate team for being available, responsive, and ready every step of the way, and thankful for Barrett Financial Group for helping guide this process from start to finish.

Looking forward to continuing to help more homebuyers achieve their goals and create opportunities through homeownership. 🔑

05/23/2026

Some closings are extra special. 💙

This client was denied by two lenders and was advised to either find a co-signer or wait another year before trying again. After getting pre-approved, she fell in love with a condominium we were told could not be financed with an FHA loan.

Well… less than 30 days later, she became a homeowner - and she did it all on her own. 🏡✨

Moments like this remind me why I love what I do. I’m incredibly blessed to work with an amazing team at Barrett Financial Group and to partner with realtors who truly care about their clients. Together, we don’t just work through difficult transactions - we put heart into every step of the real estate journey.

We are here to make the dream of homeownership come true and to help our clients achieve what once felt impossible.

Congratulations to this incredible new homeowner! 🎉Edyta Pluta-Czarnecki / Your Neighborhood Mortgage Broker

04/29/2026

5.0 star review received on Experience.com for Edyta Pluta-Czarnecki by Jennifer D - Very satisfied with our experience. Your knowledge and guidance made things go smoothly. You were there with answers to questions we had and guided us through the whole process.

Click to see all 23 reviews of Edyta Pluta-Czarnecki, Mortgage Loan Originator | NMLS #445996

04/28/2026

5.0 star review received on Experience.com for Edyta Pluta-Czarnecki by Armir D - We were in the middle of buying our first home when my wife went into labor with our baby. Amid all the excitement and chaos of welcoming our little one, Edyta handled everything with patience, and care. Thanks to her, we were able to get our home just in time for the baby.

I also want to note that the seller expressed doubts about our ability to finance the purchase. Edytas reassurance and expertise helped calm everyone and kept the deal on track.

We felt cared for, not just as clients, but as a young family starting a new chapter. If you're looking for a loan officer who fights for you, I highly recommend Edyta.
Thank you, Edyta!

Click to see all 22 reviews of Edyta Pluta-Czarnecki, Mortgage Loan Originator | NMLS #445996

04/27/2026

5.0 star review received on Experience.com for Edyta Pluta-Czarnecki by Islanda M - We want to thank Mrs. Edyta for being so professional and helpful in the process of getting the best home and loan for us.

Click to see all 21 reviews of Edyta Pluta-Czarnecki, Mortgage Loan Originator | NMLS #445996

04/24/2026

Ready to love where you live?

👉Come this Saturday at 10101 W Pineaire Drive in Sun City Arizona and discover easy, vibrant 55+ living. Tour the home with Pascal Donzel, a trusted local realtor who knows how to match you with the right lifestyle - not just a house.

✔ Onsite loan options available
✔ Ask about the reverse mortgage option
✔ Friendly, active 55+ community

Not familiar with your options? Call me today - I’ll walk you through it. Edyta Pluta-Czarnecki / Your Neighborhood Mortgage Broker (773) 580-9890

Your next chapter could start here.

04/06/2026

https://barrettfinancial.com/socialposts/edyta/5-tax-benefits-of-owning-a-home

Are you aware of the tax benefits that come with owning a home? Discover 5 deductions that could lighten your tax burden.

03/20/2026

https://barrettfinancial.com/socialposts/edyta/comparing-a-15-year-loan-to-30-year-loan

Find out what's the difference between 15- and 30-year mortgages.

03/10/2026

https://barrettfinancial.com/socialposts/edyta/when-is-the-best-time-to-get-pre-approved-for-a-home-loan

Getting preapproved for a home loan has many key advantages.

02/18/2026

https://barrettfinancial.com/socialposts/edyta/how-to-decide-between-a-refi-and-home-equity-line-of-credit

Is a refi or line of credit better?