Ebony Enterprise Multi-Business, LLC

01/10/2026

For my current clients and new clients and will be sending emails out to our specific client base (e.g., individuals, families with children, self-employed, small business owners)

2025 Tax Refund Update

Key takeaways
Most taxpayers will see refunds reflect 2025 tax year with updated brackets and standard deduction.
Refund timing and amount depend on your filing status, income, deductions, credits, and any withholdings.
The IRS continues to modernize processing. Some refunds may be delayed if returns require additional review or if there are errors.

What’s new for 2025
Brackets and rates:** Tax brackets have been adjusted for inflation. Check the latest IRS tables to see how your bracket may have shifted.
Standard deduction:** The standard deduction is adjusted annually for inflation. With the increase, fewer taxpayers may itemize.
Expanded credits:** Some credits may have updated eligibility or phase-out thresholds. Verify credit amounts and qualifying criteria for this year.
Child tax credit and dependent credits:** There are updates to phase-outs and refundability; confirm your eligibility.
Education credits:** The American Opportunity Credit and Lifetime Learning Credit thresholds may have changed.

How refunds are calculated
Gross income and adjustments determine adjusted gross income (AGI).
Deductions or itemized deductions reduce taxable income.
Tax liability is calculated from taxable income using the 2025 brackets.
Credits reduce tax liability (and in some cases, increase refund).
Withholding and prepayments reduce balance due or increase the refund.

Common reasons for a smaller or delayed refund
Mismatched information on W-2s or 1099s.
Earned Income Tax Credit (EITC) or Additional Child Tax Credit (ACTC) eligibility changes.
Owing state taxes or back due obligations.
Errors or missing schedules/information.
Identity verification or additional IRS review.

Tips to maximize or verify your refund
Review your W-2, 1099s, and any other income documents for accuracy.
Confirm your filing status and dependents are correct.
Consider contributing to retirement accounts or HSAs if you’re eligible; some adjustments can affect your refund.
If you’re itemizing, gather charitable contributions, mortgage interest, medical expenses, and state/local taxes.
Use IRS “Where’s My Refund?” tool after filing to check status.
Avoid last-minute rushes—file early to reduce processing delays and scanning for errors.

For business clients
Track section 179 deductions and bonus depreciation updates for 2025.
Review any new shutdown or energy credit incentives if applicable to your business.
Ensure employee withholding aligns with updated payroll tax rules.

How we can help
Review your 2024 taxes and plan for 2025 year-end.
Verify eligibility for 2025 credits and deductions.
Ensure accurate return data to minimize delays.
Prepare forecasts for your refund expectations based on your income, filing status, and credits.

For more information about your refund contact us at 919-746-6882 or leave a message on our website

01/05/2026

Here’s a concise, at-a-glance overview of the three credits you asked about for 2025 in the United States: Additional Child Tax Credit (ACTC), Earned Income Credit (EIC, also called EITC), and Child Tax Credit (CTC). in the U.S.,

1) Child Tax Credit (CTC) — 2025

Amount:** Up to $2,000 per qualifying child under age 17.
Refundable portion:** Up to $1,400 per qualifying child as the Additional Child Tax Credit (ACTC), subject to earned income thresholds.
Eligibility basics:**
Child must be a qualifying dependent with a valid SSN.
Age under 17 at year-end.
Relationship: son, daughter, stepchild, foster child, or descendant/relationship to them.
Residency: lived with you for > half the year (with exceptions).
MAGI/phasing: credit phases out at higher MAGI (thresholds vary; commonly around $200k single / $400k MFJ historically; verify 2025 thresholds).
Filing:** Claimed on Form 1040 or 1040-SR; requires a valid SSN for you and the child.
Advance payments:** No ongoing automatic 2025 advance payments in the standard program (unlike 2021–2022 expansions).

2) Additional Child Tax Credit (ACTC) — 2025

Nature:** The refundable portion of the CTC. It allows some or all of the nonrefundable CTC to be claimed as a refund.
Amount:** Up to $1,400 per qualifying child (part of the total CTC, subject to earned income).
Calculation basis:** Based on earned income; the credit increases with earned income up to a point, then phases out.
Eligibility basics:**
You must have earned income above a minimum threshold.
You must have a qualifying child for the CTC.
Claiming:** Form 1040 with the ACTC calculation effectively embedded in the CTC/ACTC interaction.

3) Earned Income Credit (EITC) — 2025

Purpose:** A refundable credit for low- to moderate-income workers and families, especially with children.
Amount:** Varies widely by filing status, number of qualifying children, and earned income. Qualifying amounts can be several thousand dollars for families with children; the maximums and thresholds change annually.
Key qualifiers:**
Earned income from wages, self-employment, certain health benefits, etc.
Investment income below a threshold (limits apply; check 2025 limits).
Valid Social Security number.
Filing status: not married filing separately; certain statuses are allowed (e.g., single, MFJ, head of household, qualifying widow(er)).
Qualifying child criteria (if you have children): relationship, age, residency tests; or you can claim with no qualifying children if you meet other income tests.
Age of children:** If you have qualifying children, age limits apply for the child (e.g., under 19, or under 24 if a full-time student, or any age if permanently and totally disabled).
Phaseouts/limits:** Benefit phases in as earned income rises, then phases out after a certain income ceiling; there are maximum income thresholds that vary by number of qualifying children and filing status.
Filing:** Claim on Form 1040 or 1040-SR; you may need Schedule EITC and attachments depending on situation.

Quick comparison (concise)

CTC: Nonrefundable portion up to $2,000 per child; up to $1,400 of that may be refundable via ACTC.
ACTC: The refundable portion of CTC, up to $1,400 per qualifying child; depends on earned income.
EITC: Fully refundable; amount depends on earned income, filing status, and number of qualifying children; not limited to CTC interactions (but your overall tax liability and refundable amounts interact with other credits).

Next steps / quick help

If you’d like, tell me:
Filing status (single, MFJ, HOH, etc.)
Number of qualifying children and their ages
Your approximate MAGI and earned income
I can give you a quick estimate range for 2025 and note any caveats based on current thresholds.
For official, year-specific figures: IRS.gov pages for EITC and CTC, and IRS Publication 972 (for context) plus Form 1040 instructions.

Pay your taxes. Get your refund status. Find IRS forms and answers to tax questions. We help you understand and meet your federal tax responsibilities.

01/01/2026

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11/27/2025

$2,000 Direct Deposit Approved by IRS — See Eligibility Rules

At a time when the cost of living is higher than ever and many Americans are struggling to meet daily expenses, the IRS has confirmed that $2,000 direct deposit payments have been approved for eligible U.S. citizens. This payment, expected to begin rolling out soon, is designed to provide financial relief to individuals and families who need immediate assistance with rising expenses like food, housing, healthcare, transportation, and utilities.

While this new payment isn’t officially branded as a stimulus check, it functions much the same way—providing direct federal assistance to families facing financial stress. Whether you’re a senior on a fixed income, a working parent, a disabled citizen, a veteran, or someone with a low income, this relief can be a valuable source of stability during uncertain economic times.

Why the Payment Is Important

Over the past few years, prices have risen faster than wages for many Americans. Housing costs remain high, grocery bills have increased, and medical expenses are also rising. Because of this, families are struggling more than ever.

A $2,000 direct deposit can help with:
Paying rent or mortgage payments
Coving medical treatment or prescription costs
Paying energy or utility bills
Buying groceries and daily household necessities
Rebuilding savings spent during difficult times
This payment isn’t just financial help—it’s a better chance to stay financially stable and not fall further behind.

Eligibility Rules for the $2,000 Payment

The IRS will finalize guidelines closer to the official release, but eligibility is widely expected to mirror criteria used in recent federal financial assistance programs.

1. Income Limits

Eligibility is based on income thresholds using Adjusted Gross Income (AGI) from the most recent tax return. To qualify for the full $2,000:

Single filers: Must earn $75,000 or less

Married couples filing jointly: Must earn $150,000 or less

Head of household: Must earn $112,500 or less

If income exceeds these limits, applicants may still receive a reduced benefit that phases out gradually.

2. U.S. Citizenship and Residency

Recipients must be: U.S. citizens or legal permanent residents

Residing in the United States for most of the year

3. Tax Filing Requirements

Most Americans must have filed a 2024 federal tax return, as the IRS uses this information to calculate:

Income

Filing status

Dependent count

Bank account information

Those who do not file may risk delays or ineligibility unless they receive federal benefits.

4. Federal Benefit Recipients

Individuals receiving the following may also qualify automatically:

SSI (Supplemental Security Income)

SSDI (Social Security Disability Insurance)

Veterans Affairs benefits

Railroad Retirement payments

These citizens may receive the payment without filing taxes, as the IRS can verify eligibility through federal benefit records already on file.

How Payments Will Be Sent

The IRS will distribute payments using the same secure system used for previous national financial relief efforts.

Direct Deposit

This is the fastest and most preferred method. Payments will go directly to the bank account linked to:

Income tax return, or
Federal benefit record
Millions of Americans will receive funds via direct deposit in the first wave of payments.

Paper Check

If there is no bank account on file, the IRS may mail a paper check to the most recent address on record. Delivery may take longer due to postal processing.

Prepaid Debit Card

Some recipients—especially those without bank accounts—may receive prepaid cards with the approved amount.

When Will Payments Arrive?

The IRS will begin distributing payments after administrative processes and eligibility checks are completed. The exact timeline may vary by recipient, depending on tax filing status, benefit system updates, and available banking information. Direct deposits typically arrive first, while checks and debit cards arrive later.

How to Avoid Delays

To receive the $2,000 payment on time, citizens are asked to:

File their most recent federal tax return
Ensure their bank details on file are correct
Confirm their current mailing address
Keep official IRS correspondence and avoid scams
The IRS will never call, text, or email asking for personal financial details.

For anymore information or if you have questions please contact me at (919) 646-9667

11/01/2025

Hello to all my CEOs, Entrepreneurs and conglomerates who have multiple businesses like myself! Become a supporter and vote for me in this year Fabover40 contest. It’s free to vote or you can donate! All donations will go towards the National Cancer Foundation and Research. THANK YOU IN ADVANCE 💕

4 Children , 5 Grandbabies, Seasoned Wisdom, Curious Forever, Cyber-savvy, Empathy-first, Laugh After. Love Everyone,, Tax Accountant

10/09/2025

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These companies and people are banned, by federal court orders, from participating in the business of debt collection.

10/09/2025

Still need help with taxes? Contact us now 919-646-9667

10/09/2025

A must try! I don’t about anyone else but I am so done with spam calls, ugh 😩

09/09/2025

Celebrating my 4th year on Facebook. Thank you for your continuing support. I could never have made it without you. 🙏🤗🎉

09/09/2025

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