Charlotte Galamb, Financial Advisor

08/11/2024

Rules and strategies that a surviving spouse should consider to maximize lifetime Social Security benefits after the death of a spouse.

troweprice.com

08/07/2024

Big news! California's stepping up their game with personal finance classes for high schoolers!

And guess what? NC's ahead of the curve – our first class with a finance course requirement is graduating this year 🎓💼.

Props to NC for leading the charge. These grads aren't just leaving school with a diploma; they're walking out ready to tackle budgets and build savings like pros. It's a big win for and a huge step for our future leaders.

What's more? With California on board, over half the states now require personal finance classes to graduate high school. Here's to making smart money moves the new norm! 🌟

07/31/2024

Countdown to Decision 2024: The Final Stretch Begins!

This past Sunday marked the commencement of the last 100 days leading up to the 2024 Presidential Election. A pivotal period for both the nation and the markets.

👉 since World War II, the S&P 500 has demonstrated an average increase of 1.8% during this final countdown, with a median rise of 2.1%. Notably, the index has experienced gains 68% of the time during these critical days. As we navigate through these next few months, it will be intriguing to see how the market trends in this election cycle. Stay tuned!

06/19/2024

As we commemorate this historic day for Black liberation, we invite you to join us in reflecting on our nation's collective history and continued progress. At Raymond James, we are proud to be part of a firm that is committed to fostering lasting change and a diverse culture where everyone is welcomed, respected and valued. Raymond James offices and the market are closed Wednesday, June 19, in observance of Juneteenth.

06/18/2024

Timing discussions around money while clearly communicating your financial values with heirs can be tricky. Explore a range of insights to get the conversation started with your heirs:

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06/13/2024

In giving your child the gift of financial literacy, you're helping set them up for a brighter future. Through a purposeful approach, we can all do our part to raise the next generation of resourceful citizens.

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06/11/2024

Want your children to learn life skills that will make them confident, resilient adults? You can teach them about business early. Here are four ways:

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06/06/2024

A 529 plan can be a very helpful saving tool when it comes to planning for education expenses. Understand the basics of 529s and how they can work beyond just college savings.

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05/27/2024

Today, we remember and honor all who have made the ultimate sacrifice for our country and freedom. Our office and the markets are closed in observance of Memorial Day.