The Terry Agency at Five Rings Financial

10/28/2025

Life is too short not to have Life Insurance. Life is too important not to have Living Benefits.

05/24/2025

05/11/2025

If you had a business in the 70's, 80's or 90's, where is the one place you had to be listed? That's right, The Yellow Pages. Vocal Seek is the the yellow pages for the 21st century. It's not really an option, it's a necessity.

🔊 Vocal Seek – Rank your Business for Voice Search. Be Found. Be Chosen.

50%+ of online searches now happen via voice assistants like Siri, Alexa, and Google Assistant. If your business isn’t listed, you’re invisible to half the market. Vocal Seek gets you registered and ranked on all major voice platforms, so you're the one they call when they say: “Find the best near me.”

📈 Run a Free Voice Visibility Scan at

Register your business on Amazon Alexa, Apple's Siri, Google Assistant, Microsoft Cortana, and Samsung Bixby if you want to greatly improve your voice assistant referred traffic! Vocal Seek is the best place to do so!

04/04/2025

A nice comment from a client today

Man you're looking like a god / sorcerer this week with your predictions. Glad I haven't decided to sh@ # yet since Roth Rollover, what you did was a genius idea for my money.

03/21/2025

🏆 We are thrilled to announce another #1 ranking in Indexed Universal Life Market Share during the final quarter of 2024, according to the WINK Sales & Market Report!

This marks 16 consecutive quarters atop the IUL market share report.

03/03/2025

Attention Small Business Owners!!

As of last evening, the Treasury Department announced FinCEN will not be enforcing the Business Ownership Information (BOI) reporting requirement.

Treasury officials had said the regulatory burden would be small, costing about $85 per business, but would offer benefits to law enforcement officials seeking to track down money launderers and other criminals.

01/13/2025

💡 Medical expenses push over 500,000 families into bankruptcy every year. Don’t let your family become part of that statistic. For $1 - $3 a day, you can protect against this unfortunate financial burden. Fact 68% of these bankruptcies and foreclosures are people with Healh Insurance!!! Health Insurance may pay the doctor and perhaps the hospital but it doesn't pay for the Mortgage, Utilities, Cadr Payments, Creit Cards, Food etc. Living Benefits can help keep you from financial disaster. Reach out for more information.

01/12/2025

💬 "Not having money [in that situation] is like not having air." - Portia Lewis Don’t let unexpected events leave you without a safety net—because peace of mind is priceless. 💙

01/11/2025

💡 Living Benefits Awareness Month: The Hidden Value of a Stay-at-Home Spouse 💡

Did you know the economic value of a stay-at-home spouse can be worth nearly $185,000 a year? 📊 According to Salary.com, this number has risen by 60% over the past decade. And it's no surprise—stay-at-home spouses often wear many hats! From being an accountant, chauffeur, and cook to handling handyman duties, housekeeping, and even acting as a nurse or tutor, they take on responsibilities that would normally require multiple professionals.

In fact, the average stay-at-home spouse works over 90 hours a week. That’s a LOT of hard work and dedication! 💪

Here’s why this matters: If a stay-at-home spouse were to pass away prematurely, the financial impact on the family could be enormous. Daycare alone can take up to 20% of a family’s income in some states. Imagine having to replace all those other roles and responsibilities—it's not just about replacing income, but also the countless services they provide every single day.

In many cases, the stay-at-home spouse contributes to the family budget in smaller, yet significant ways—whether through part-time or temporary work, or simply by managing the household to make everything run smoothly. 👨‍👩‍👧‍👦

So this Living Benefits Awareness Month, let's talk about the importance of protecting our loved ones. 💙 Life insurance with living benefits can help ensure that, in the event of the unexpected, your family is financially protected. Whether it’s replacing lost income or covering the costs of additional care, living benefits can make all the difference.

Take a moment to appreciate the invisible work done by stay-at-home spouses—and consider how financial planning can safeguard the future for everyone in the family.

01/05/2025

💡 Don’t just take our word for it—listen to what our clients have to say. These are real clients and the money they recieved TAX FREE when they needed it the most.

Reach out to me to learn more.