Seth Peters Financial

10/27/2026

10/26/2026

With health insurance premiums projected to rise significantly starting as early as January 2027, so many self-employed friends and growing families are already trying to figure out how to plan ahead. The traditional health insurance marketplace is in shambles, qualifying health events are being decided by claims adjusters, not doctors, and American healthcare is at one of its lowest value points per dollar ever.

If you are looking for a way to protect your household budget, MightyWELL Health offers a simpler alternative that helps families save 40% to 60% on average, EVERY MONTH.

Here are 4 key areas that I'm often asked about:

💰 $0 Virtual Care: 24/7 access to talk to a doctor from home for $0
💰 $20 Doctor Visits: Fixed, low copays for primary care checkups.
💰 $0 Generic Drugs: Top 200 generic prescriptions covered at zero out-of-pocket cost.
🏨 Major Medical Protection: Transparent community health sharing for major events like surgeries or hospital stays.

Saving on monthly health costs puts real breathing room back into your family budget for everything else.

If you would like to know more about these plans or see what this could look like for your household, send me a message and we'll quote your savings!

09/07/2026

Standout Online Savings Accounts - NerdWallet

excellent savings accounts

09/05/2026

YOU ARE GOING TO DIE.

Talking about it doesn't accelerate or delay the inevitable, it's just going to happen one day. The only open questions are when, and what you leave behind: a burden, or a plan.

A great many people want the security their grandparents seemed to have in the 1950s. Fewer people want the habits that produced it. A man in that generation drank coffee that cost pennies, wore the same serviceable boots and clothes for years, and repaired the washer, the car, and the house instead of replacing them the first time something broke. He also bought life insurance, not as a luxury and not as a product to brag about, but because his wife and children would need money if he didn't come home.

That last item hasn't changed. For more than a century the ordinary planning standard has been about ten times one's annual income, worked out through a simple needs picture.

DIMEF is one way to see it: Debts that would remain, Income that would stop, the Mortgage, the children's Education, and Final expenses. It isn't fancy. It's the difference between a family that has to scramble in the worst month of their lives and a family that can bury their dead and keep the lights on.

Responsibility isn't a feeling. It's what is in place when you're no longer here to explain yourself. Poverty in the next generation is often just yesterday's delay, but compounded.

The question isn't whether you'll pass on. The question is whether the people who love you will inherit a mess, or a measure of order.

If all of that sounds grim, it isn't. It's called adulting - the grown-up version of making your bed, except the bed in question is the one your family would have to sleep in after you're gone.

08/11/2026

If you keep doing what you've always done, how positive are you that you will reach your retirement goals?

08/05/2026

What if instead of losing money, you put it into an account protected against loss, still had full access to market gains, AND gave you a 16-26% bonus up front for earning power, depending on suitability requirements?

It's time to quit playing the standard "hope and pray for the best" plan. You need proactive actions as well, and we can help you secure your nest egg, protecting the principal while providing the growth you need to advance your portfolio.

Send a message, text or email to get started.

08/04/2026

07/27/2026

It's about to get worse. The health markets have been off the rails for decades and you don't need to be overpaying for normal coverage while being at the mercy of insurance companies that practice financial medicine while arguing against your doctor. I have better options; call me, text me, email me, quit sending your money out the door to companies who are only worried about their bottom line.

07/06/2026

Why is having a financial strategist in your corner one of the smartest moves you can make?

Think of them as your fractional family office: an experienced guide who works for families like yours without the high costs of a full private office.

They’ve built real relationships across insurance, banking, investments, legal, and more. That network lets them coordinate the right solutions so you get maximum benefit from every dollar; often without extra consulting fees.

It’s not about selling products. It’s about having someone who knows the landscape, spots opportunities most people miss, and helps protect and grow what you’ve worked for.

If you want straightforward guidance tailored to your family, send me a message! I'm happy to talk and see if it’s a good fit.

05/09/2026

New shipment of business cards in the office!