The Success Zone, Inc.

04/07/2026

SMB - WZU always talks to business owners about adopting "The CEO Mindset", and in this episode Don's Straight Talk is a conversation with each CEO and WZUer about diversification of our SMB's revenue sources.

WZU emphasizes the importance to the SMB's going concern of strategically and prudently planning to diversify revenue sources.

WZU also stresses that each CEO must ensure that their SMB has Mastered all aspects of its Areas of Expertise.

"Diversify or Die", "if it can be measured, it can be managed"!!!

Wealth Zone University. Host: Don MoragneHost and Small Business Mastermind Donald Moragne does another Straight Talk. He discusses in two segments, what “D...

03/02/2026

The BizNiz of Real Estate is a multi-faceted profession, and as in every profession some do it well, but a few Xcel - meet Ernestine Wilson, whom WZU calls a Realty Xpert!!!

Why? Because most realtors qualify their clients for a mortgage, but Ernestine goes beyond that limited perspective, as Ernestine also qualifies her clients for a house. This extra step that Ernestine takes can ensure that the new homeowner does not end-up "House Poor", which we've seen happen and happening way too often now and in the past two decades.

The 2008 "Real Estate Market Crash" was blamed on homeowners having mortgages that we really couldn't afford - while I believe that we were used as a diversion from the actual cause: "Paper" that was being sold as Assets through Derivatives - average families still suffered the stigma and consequences over these intervening decades.

Ernestine understands that - and makes sure UPFRONT that she and her client examine the client's finances to determine whether they can comfortably pay the Mortgage Note, Realty Taxes and Assessments, Insurances, Maintenance, Upkeep, Utilities, Repairs, and other Recurring and Unexpected costs that occur in both old and new homes.

Some Realtors sell Dreams, Ernestine sells Reality, don't be "House Poor" work with this Realty Xpert.

Host and Small Business Mastermind Donald Moragne discusses the Business of Real Estate with Ernestine Wilson, Managing Broker of Ernestine J. Wilson Real Es...

12/29/2025

SMB CEOs, WZU knows that you are trying to get a little R&R before Year-End, so are we ;-), but we've got to talk CEO-Stuff about Future Thinking!!!

During the ending of the 4th quarter and the beginning of the 1st quarter - Future Thinking is critical to the SMB CEOs ability to evaluate past financial performance, modify existing financial plans accordingly and forecast future financial performance on which FY2026 and FY2027 financial operations will be executed and monitored.

So, here's a WZU Session that urges you SMB CEOs to engage in Future Thinking - NOW - and guides you through certain aspects of planning for your SMB's prospective financial operations.

Host and Small Business Mastermind Donald Carroll Moragne discusses “The Business of Being in Business” Don delves deeply into the SMB’s responsibility for b...

12/21/2025

WZU Capital Access Advocates:

WZU BANKER ADVOCATES
Tiana Wells-Lawson, Fulton Bank; Alexis Jackson, Chase Bank; Jarred Ricks, M&T Bank; Jerry Sanford, Harbor Bank; Natalie Horrocks, PNC Bank

WZU FUNDING ADVOCATES
Shaun Smith, Direct Capital; Steward Smith, FCS First; Christopher Mills, Harbor Commercial Capital

WZU ACCOUNTANT ADVOCATES
Joyce Chesley Hayward, Fusion 4 Business; Jason Williams, The Accounting Analyst; Deborah Williams, Mirror Accounting Services; Tameka Kave, TK Consulting; Deon Norris, The Norris Group

Connect with each of our WZU Capital Access Advocates on LinkedIn and ask about SBA SOP 50 10 8.

Host and Small Business Mastermind Donald Carroll Moragne discusses “Banking Etiquette” Don delves deeply into the SMB’s responsibility for preparing beforeh...

11/19/2025

WZU, in our business-focused shows, refers to our WZUers, audience and viewers as "CEOs", regardless of where along the Business Life Cycle continuum the business or the business owner(s) may be.

WZU advocates "The CEO Mindset" as the framework through which business owners perceive and strategize their business endeavors.

Why CEO? The CEO is the highest-ranking person in a company, who is ultimately responsible for the success of the business entity and business endeavor.

Mindset is a framework through which One views, determines and lives, which influences how One thinks, behaves, acts, interprets and responds to life's situations.

WZU espouses that the earlier in The Business Life Cycle the business owner adopts "The CEO Mindset", will enhance the thinking, education, actions, planning, strategizing, confidence and knowledge that can assure that business owner's "Success in Business".

Listen, Learn, Like, Follow, Implement, Be Pro-Active!

Host and Small Business Mastermind Donald Carroll Moragne does a straight talk. Don discusses the CEO mindset and why it is vital to adopt and implement it, ...

10/30/2025

Nonprofit Organizations are in “The Business” of Philanthropy, Leadership, Social Change, Arts, Economic Support, Climate Change, Education and so much more, with the objectives of benefiting our Communities and the People who live here.

Nonprofit Organizations support and supplement the Government and Institutions and serve extensive and diverse Communities and Populations.

“Charitable Organizations must operate Profitably”.

Host and Small Business Mastermind Donald Carroll Moragne does a deep dive into whether tax-exempt really means nonprofit and changing the nonprofit mindset....

10/01/2025

The President and Members of Congress receive their paychecks during Government Shutdowns, because their pay is Constitutionally protected.

Wait a minute - Our Constitution begins with the words "We the People", which is supposed to affirm that Our Government derives its power from We, its Citizens, right?

So how can Our Government take Our paychecks and still get theirs? Oh, I know - Our Government interprets that Constitutional "WE" as "JUST US"!

09/29/2025

SMB CEO, The Wealth Zone University is one of the sources of business tips and actionable business guidance that Brilliant CEOs, and future Brilliant CEOs, are watching, liking, following, sharing, and commenting on.

In this WZU Session Don talks about what makes WZU so popular with SMBs - WZU is directed to Main Street, so that SMB CEOs enhance their ability to become successful businesses and to grow into at least Middle Market endeavors.

Become a WZUer, and benefit from Don's sharing proven business practices and cogent experiences that he's learned and utilized in his 3+ decade entrepreneurial journey, as CFO for GovCons and many other business segments.

"Let's Go CEO!!!

Host and Small Business Mastermind Donald Carroll Moragne does a straight talk. Don discusses the CEO mindset and why it is vital to adopt and implement it, ...

08/29/2025

WZU follows-up its prior WZU Sessions about Negotiating, and Valuing and Sellings Businesses with some real-life, real-time experience. Wow, WZU is always right on time with Proven Business Practices which can enhance the CEO and our desire to Succeed In Business.

There is no experience better than "First-Hand Experience"! WZU advocates that CEOs become a "Student of The Business of Being In Business" and presents Deon Norris, who is doing just that - becoming that CEO who is seeking to grow his financial and tax management business into a regional and then a national firm through M&A's.

Deon shares the acronym "BAIL" as a vital consideration for CEOs when building a Due Diligence Team to support the CEO in negotiations - BANKING, ACCOUNTING, INSURANCE, and LEGAL - CEO's make "BAIL" an integral part of your Queen's Due Diligence.

Host and Small Business Mastermind Donald Carroll Moragne welcomes special guest, Deon Norris, CEO of the Norris Group a firm of advisors, accountants, consu...

08/12/2025

This WZU "Straight Talk" Session gives the SMB CEO proven business practices, cogent insight, and astute visualizations, that we CEOs will need in our Business Arsenal when we are involved in the primary instance of business straight talk - Negotiations!!

WZU says that In Business... Negotiation is an Art, one that the CEO must adeptly learn, practice and master, and then diligently and adeptly execute.

Don's chessboard visualization is so amazing, and brings the Art of Negotiation within every CEO's Mindset and grasp.

That story about the "erratic" team member and his negative impact on the negotiations is funny, but purposeful - Pick the Right Negotiation Team!!!!

Host and Small Business Mastermind Donald Carroll Moragne discusses The SMB CEO’s responsibility to learn how and when to negotiate and the basics of effecti...

07/03/2025

Hey You! Yes You, DMV Business Owner - WZU is moderating this Women of Good Works "Business-focused event", featuring The SBA and executives from several Community Banks, where Capital Access information will be shared and Capital Access connections will be made that will benefit your DMV businesses and SMBs of all types, sizes, and revenue.

Entrepreneur, bring your business cards, your questions and concerns - this is an opportunity to hear from and talk directly with "The Money" [and the only bad opportunity is the missed opportunity ;-)].

CU there!! Remember that WZU's credo is - "Change Your Mind About Money, To Change Your Financial Future".