Brian J. Krawiec, CFP

Brian J. Krawiec, CFP I am a teacher and a problem-solver. I do so by providing my clients with sound investment management advice and comprehensive financial planning.

Brian Krawiec is an independent financial advisor and a CERTIFIED FINANCIAL PLANNER® professional who provides investment management services and comprehensive financial planning for his clients. Many financial decisions are complex, and I believe the key to finding the best solutions for my clients is to work collaboratively with them to explore a variety of options before choosing an approach th

at we all understand and mutually embrace. I help them thoroughly understand their current financial position, and develop personalized plans to keep them on track in achieving their goals during all stages of their lives. My mission is to provide my clients with exceptional guidance, exemplary service, and a sense of confidence in their pursuit of financial freedom and personal fulfillment. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER® and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements. Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. and Potomac Financial Group. Potomac Financial Group is not a registered broker/dealer and is independent of Raymond James Financial Services. Please follow this link to Important Disclosure Information: http://raymondjames.com/smicd.htm

In March's "Update" – taking a closer look at what the current US-Iran conflict means for the investment markets, and a ...
03/25/2026

In March's "Update" – taking a closer look at what the current US-Iran conflict means for the investment markets, and a final note for the 2025 tax season.

Hope you're enjoying the start of spring!

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In our February "Update" – how worries about artificial intelligence are impacting the stock markets, and initial reacti...
02/26/2026

In our February "Update" – how worries about artificial intelligence are impacting the stock markets, and initial reactions to the Supreme Court's ruling on tariffs. Plus, shorts on "bunching" and the importance of reviewing your estate plan from time to time.

Here's hoping we can put the snow behind us and move quickly into the warmer spring months ahead!

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In our first "Update" of 2026 – happy New Year! Raymond James provides its thoughts on the economy, the financial market...
01/29/2026

In our first "Update" of 2026 – happy New Year! Raymond James provides its thoughts on the economy, the financial markets, and the mid-term elections happening this year, as well as the winter editions of "Business Dimensions" and "Worthwhile."

Hope you're staying safe and warm during the winter months!

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In our final "Update" for the year – discussing a third rate cut for 2025, the winter edition of Raymond James' "Financi...
12/26/2025

In our final "Update" for the year – discussing a third rate cut for 2025, the winter edition of Raymond James' "Financial Journeys" newsletter, and planning retirement contributions for 2026.

Wishing you a happy (and safe) New Year!

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In our November "Update" – discussing recent market woes over concerns of an AI bubble and a weakening economy. See what...
11/20/2025

In our November "Update" – discussing recent market woes over concerns of an AI bubble and a weakening economy. See what Raymond James experts forecast for the remainder of the year and into 2026.

Wishing you and your loved ones a very happy Thanksgiving!

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In our October "Update" – as the month ends, we consider the tricks and treats that 2025 has delivered and look ahead th...
10/29/2025

In our October "Update" – as the month ends, we consider the tricks and treats that 2025 has delivered and look ahead through the rest of the year.

Plus, the fall editions of Raymond James "Business Dimensions" newsletter and "Worthwhile" magazine.

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In our September "Update" – taking a closer look at the Fed's decision to cut interest rates and what it might mean for ...
09/24/2025

In our September "Update" – taking a closer look at the Fed's decision to cut interest rates and what it might mean for the markets and the economy into year-end.

Also, shorts on the advantages of borrowing, redefining yourself in retirement, and the state of Social Security. And a reminder that Medicare open enrollment beings next month.

Happy fall!

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In our August "Monthly Update" – taking "stock" of strong market performance as we look forward to the fall in anticipat...
08/28/2025

In our August "Monthly Update" – taking "stock" of strong market performance as we look forward to the fall in anticipation of the first interest rate cut of the year.

Plus, a close look at several of the important tax provisions of the recently passed One Big Beautiful Bill Act that may impact your taxes and financial plan.

Wishing you a happy Labor Day holiday and end of the summer season!

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In July's "Update" – enjoying a stock market hot streak that matches the scorching summer temperatures we've seen this m...
07/28/2025

In July's "Update" – enjoying a stock market hot streak that matches the scorching summer temperatures we've seen this month.

Read the latest Raymond James perspective on tariffs, US debt, and the dollar, as well as the summer editions of the "Business Dimensions" newsletter and "Worthwhile" magazine.

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In our June "Update" – the Israel-Iran conflict pumps the brakes on May's rapid rise in stocks. Read the Raymond James r...
06/26/2025

In our June "Update" – the Israel-Iran conflict pumps the brakes on May's rapid rise in stocks. Read the Raymond James reaction and why it might not be as problematic for oil prices, stocks, and bonds as feared.

Also, shorts on asset-based long-term care insurance, heir preparation packets, and enhanced retirement saving through the SECURE Act 2.0.

Hope you're finding ways to stay cool in the summer heat!

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In our May "Update" – a look at what the Moody's downgrade may (or may not) mean for the financial markets, reactions to...
05/29/2025

In our May "Update" – a look at what the Moody's downgrade may (or may not) mean for the financial markets, reactions to the House passage of the "big, beautiful bill," and more tariff news.

Hope you're enjoying the (unofficial) start to summer!

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In our April "update" – the reciprocal tariff announcement this month brought heightened volatility and uncertainty to t...
04/23/2025

In our April "update" – the reciprocal tariff announcement this month brought heightened volatility and uncertainty to the financial markets. Read the Raymond James reaction and outlook for the economy and for stocks and bonds moving forward.

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4061 Powder Mill Road, Ste 705
Calverton, MD
20705

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