Financial Coach Leona

08/10/2025

The newer generation of people tend to think different now than the past generations.
As I was watching comments on Facebook a few days ago and urging people to save to buy a home instead of paying rent and paying for someone else's home.
That generation thinks it's better to pay $2,500 a month then have to worry about if your garbage disposal goes out or you get a leak in a pipe or something happens to the home.
I will tell you people that's not the way to think.
Priorities are not the same today as it used to be. People used to think ahead save their money cut out on vacations trips and extra spending they used to scrimp and save every single dime to buy their home and after their home was purchased they would scrimp and save to take a vacation.
Priorities are just not what they should be now.
The myths and the lies that people have told themselves is beyond recognizable.
But there's always hope.
It doesn't matter what age you are if you want to buy a home and you are at a loss because you have financial woes it doesn't matter we can help you fix that.
We can budget you and show you exactly what you need to do
Just give us a call Monday through Friday 9:00 a.m. to 6:00 p.m. 209-618-5222.
We will go over the lies with you that's holding you back.

05/05/2025

Do you know Americans impulsively spend an average of $150 every month.,That adds up to an extra $1,800 spent every year and about $108,000 in a lifetime. Ouch!
An impulse buy is any purchase you make when you weren’t planning to.
Common impulse purchases include checkout line items, clothing, takeout and groceries.
Retail therapy and emotional spending are a top cause of compulsive shopping.
Making a budget (and planning for fun spending) is one way to stop impulse shopping.

An impulse buy is any purchase you make when you weren’t planning to. If it’s not planned for in your budget ahead of time, it’s an impulse buy.

It can be as small as grabbing a candy bar in the checkout line (that wasn’t on your grocery list) or as big as walking into a car dealership “just to browse” and driving off in a brand-new SUV

Does this feel like it might be you?

We can help you put together a budget that will be simple and easy for you to stick too.

We can show you how to get those credit cards paid off without a debt consolidation company which sometimes ruins your credit.

Give us a call and let's talk. We are Dave Ramsey certified

Our number has changed to 209-618-5222. This is a landline and does not accept text messages

04/30/2025

Do not delay; our team of professionals is here to offer expert guidance on your financial situation. You can alleviate your stress. In just a few short sessions, you will be well on your way to establishing a savings account, paying your bills on time, and eliminating credit card debt. It's a straightforward process and you're not alone; millions of Americans are struggling with debt, including various types of debt. We can potentially help you save your home and your car by following our tailored steps.
Give us a call today and talk to us.
Delay is not the way.
209-387-8905

04/25/2025

Ready to Stop Stressing About Money and Start Taking Control?
You don’t need to be rich to have a financial plan — you just need the right guidance.

As a financial coach, I help people like you:
✅ Get out of debt
✅ Build savings without feeling deprived
✅ Create a budget that actually works
✅ Finally feel confident with your money

Whether you're living paycheck to paycheck or just want a clearer path to your goals, you don’t have to do it alone. Let's build your financial future — one smart step at a time.

📩 DM me “MONEY” to schedule a free discovery call!

04/22/2025

We provide guidance and support to help individuals just like you and businesses develop healthy money habits, set and achieve financial goals, and gain control over your finances. Unlike financial advisors who focus on investments and managing portfolios, we focus on education, behavioral change, and practical money management techniques. We help clients build awareness of their spending habits, create budgets, plan for the future, and develop strategies to manage debt and improve their financial situation.
If you follow our simple plan, you will never get stuck in a bad financial situation again.
We are here to help not judge.
Give us a call at 209-387-8905

Send a message to learn more

04/20/2025

04/13/2025

"Let's talk about what money means to you and how it impacts your life."
"What are your biggest money goals, and how do they fit into your overall vision for your life?"
"What are the biggest money challenges you're facing right now, and how do you feel about them?"
"Have you ever noticed any patterns or habits related to your spending or saving?"
"What stories do you have about money, and how do they shape your behaviors?"

"I'm here to support you in creating a financial plan that aligns with your values and goals."
"We'll work together to identify the right strategies for you, and I'll be here to support you every step of the way."
"I believe you're capable of achieving your financial goals, and I'm excited to help you make it happen."
"Let's explore some options that might work for you, and we'll make sure it's a good fit for your lifestyle and preferences."
"Remember, it's not just about the numbers; it's about how money fits into your life and your values."
"It's always about the Values"

Send a message to learn more

04/09/2025

It isn't enough to just hope our financial situation will change. We need action.
Many Americans feel the crunch at Tax Season. Thankfully we are tax professionals and can help with a tax situation.
If you or someone you know needs financial help and needs advice help with taxes please pass this post around.

Send a message to learn more

03/22/2025

Whichever day you choose, you need to rest 1 day. Regroup, grab some "ME" and reflect.
Think about what you want and especially what you need. Write it down. Read it daily.
Believe it will happen and it will.
SPEAK IT!!
Set you goals and your standards at a level that are reachable.
We are here to help you. Give us text at 209-387-8905

Call now to connect with business.

03/14/2025

When it comes to your finances, it starts with thinking first. It's not what you do to begin with. You need to set our mind to it and begin to believe that you do have hope and that there is someone to guide you along the way to make it easier.

You can be debt free in no time at all and be happy and build a better life. Imagine, waking up in the morning an owing NO MAN anything. What a major accomplishment that is.

I have done it, you can do and anyone can do it.

With just 4 short sessions, we give you all of the tools to set yourself free from debt. We stay with you every step of the way and once you become a client, you can phone us anytime at all with questions or if you need help.

We have everything you need to work with credit agencies.
You just need to put the effort into it by taking about an hour a day.
It will all be right in front of you.

We offer our full commitment of helping you.

Never ever be ashamed of making the call to us. It's confidential and it cost you nothing to listen.

209-387-8905

Send a message to learn more

03/13/2025

FAILURE is NOT a word in our dictionary.
There is not such thing as failing. We may have set-backs but it doesn't mean we failed.

Life goes on in many different forms. Just because one certain thing in your life didn't work or even several for us doesn't mean we failed. Perhaps we are being pushed in a different direction an just not listening to that voice in us because we feel we are not worth it and it will never happen.
We are all wonderful people made the way we were meant to be made. We are not given LIFE instructions. We make them up as we go along and it's a learning process. It's all about CONFIDENCE in ourselves.

We as humans have the right to change our lives, our careers to make ourselves better. If we struggle in a place of employment, it most likely means that is not where we are supposed to be.
Get your head as high in the air and tell yourselves you are better than this job and you deserve better.

Only we ourselves can make life changes. No one can change our will do anything or make us do anything. It's all up to us.

Are you uncomfortable in that job? START LOOKING. We need to believe it. We need to bring ourselves from head knowledge to heart knowledge. Take he time to know YOU. Know your worth. And that's a lot of money that we are worth. We are CROWN Jewels.

Don't struggle alone. We are here to help you. We can give people wonderful tools but people hey need to be implemented them.
Let us help you get on the road to Financial Success and having a wonderful life.

WE ARE WHAT WE SAY WE ARE.
IF WE SAY WE CAN'T DO IT THEN WE CAN'T
IF WE SAY WE CAN DO IT, THEN WE CAN.

Contact us let's talk