02/20/2026
Retirement balances have reached new records, reflecting both market resilience and the power of consistent saving. Fidelity’s latest data shows:401(k) millionaires climbed 16% in Q2, reaching 595,000 accounts. IRA millionaires also increased 16%, surpassing 500,000 for the first time. Average balances rose to $137,800 for 401(k)s and $131,366 for IRAs. What’s behind the gains? Savers who stayed invested and continued making contributions benefited as markets rebounded from earlier volatility. Even during uncertain times, steady saving habits can help position accounts to capture positive market trends when they occur. It’s a reminder that discipline and consistency often matter just as much as market performance itself.
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Source: https://cnb.cx/4c40ssQ
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Helped by consistent savings efforts and market gains, average 401(k) balances reached fresh highs in the second quarter, according to a Fidelity report.
