HPK Provident Advisors

11/03/2026

Here are 5 facts about Social Security you need to know.

Here are five facts about Social Security that are important to keep in mind.

11/02/2026

Tactical Asset Allocation Guide | Raising S&P 500 Target and Yield Forecast and Moving Up in Market Cap and Quality | October 14, 2026 LPL Research shares its latest tactical views, favoring equities, large-cap value and quality while...

10/29/2026

HPK Friday Live: Earnings Season in Full Steam

10/29/2026

Many people assume Medicare covers nearly everything once they turn 65, but it doesn't. Fidelity’s most recent estimate puts a number on it. A single 65-year-old retiring in 2026 may spend an average of $185,500 on health care...

10/28/2026

Have a strategy for discussing healthcare with your parents.

As our nation ages, many Americans are turning their attention to caring for aging parents.

10/27/2026

Markets were mixed last week, though persistent pressure on technology stocks made the week feel more challenging for some investors. The Standard & Poor’s 500 Index lost 0.47 percent, while the Nasdaq Composite Index declined 0.71...

10/26/2026

🛍️ What if you and another shopper paid different prices for the exact same groceries?

AI could make that scenario more common.

Retailers are exploring personalized pricing, which may use data such as browsing habits, ZIP codes, and purchasing behavior to determine what individual shoppers are willing to pay.

In one Instacart pricing experiment, researchers found that identical grocery baskets cost some shoppers up to 23% more than others. Instacart disputed aspects of those findings and later ended the experiment.

As AI becomes more involved in retail, it raises an interesting question: Will the price you see depend on who's shopping? 🤖



Source:

Retailers want to harness the power of artificial intelligence to set personalized prices for shoppers, a consumer protection expert says.

10/23/2026

HPK Friday Live: Will Markets Feel More Pain?

10/22/2026

Social Security recipients will receive a 3.6% cost-of-living adjustment (COLA) in 2027, translating to approximately $75 more per month on average.

The increase comes as inflation continues to affect everyday expenses. September's Consumer Price Index showed prices rising 3.7% over the past year.

But will the adjustment be enough? A September AARP survey found that roughly three-quarters of adults age 50 and older didn't believe a 3.5% COLA would keep pace with rising prices.

The actual increase will vary by recipient, and expenses such as health care, housing, and groceries may affect how far that additional income goes.



Source:

The Social Security Administration projects a 3.6% cost-of-living adjustment for older adults and people with disabilities starting in 2027.

10/21/2026

Required minimum distributions can catch retirees off guard. Use this calculator to estimate your RMD and think through how it fits into your overall picture.

Calculate your required minimum distribution amount based on your account balance and age.