Ty McDonald - Financial Advisor - Down Home Financial

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Bozeman, MT
Ty McDonald - Financial Advisor - Down Home Financial

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC).

www.finra.org, www.sipc.org. Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed as to accuracy and completeness. The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

06/23/2026

You’re going to hear a lot about Trump Accounts this fall. I’m going to tell you to slow down and think about it first.

New account + government money + election year = a lot of noise. Once things settle and we get real details, we'll help you figure out if it makes sense for your family.

06/21/2026

Happy Father's Day to the dads raising the next generation! I'm grateful every day that my kids get to grow up on a ranch, learning how rewarding it is to work hard, to care for animals, and to be part of something that matters.

06/18/2026

Hard to choose!

06/17/2026

New parents: you're probably aware that your living expenses have gone up, but have you adjusted your emergency fund? Make sure to calculate your new expenses to have 3-6 months saved.

Learn more in our guide for new families: https://www.downhomefs.com/blog/financial-checklist-for-new-parents

06/16/2026

Summer in Montana means long days, the upcoming haying season, and getting as much done as you can before winter comes back around... and don't forget your Spiderman shades! What's your favorite part of Montana summers?

06/15/2026

You see a new piece of equipment and it promises to save you time and money. Sounds great, right? But you already have equipment that works. Adding the new one doesn't mean ditching the old one. It means understanding if you really need both.

Same with Trump Accounts launching this year.
Are they useful? Maybe.
Do you need one if you've already got a 529 or Roth IRA set up for your kids? That's a different question, but we'll help you figure out if it makes sense for your family.

06/11/2026

New parents have a lot of financial decisions to make in the first year: life insurance, wills, emergency funds, college savings, and health insurance updates. Starting early makes a difference.

This checklist can get you started: https://www.downhomefs.com/blog/financial-checklist-for-new-parents

06/10/2026

June 15 is the deadline for Q2 estimated tax payments. If you're a small business owner, make sure you're prepared throughout the year by talking to your accountant, and always include your financial advisor in your plans!

06/08/2026

Heading into haying season, know what your plan is for that hay. If you need to sell some to cover operating costs this summer and fall, plan for it now instead of reacting in September when bills are due.

Learn more about what you can do: https://www.downhomefs.com/blog/selling-hay-vs-feeding-it

06/04/2026

When's the last time you checked your beneficiary designations on retirement accounts, life insurance, and bank accounts?

Life changes through marriage, divorce, having kids; your accounts need to reflect your current situation, not who you listed ten years ago.

Address

315 Edelweiss Drive, Unit 8
Bozeman, MT
59718

Telephone

+14066246094

Website

https://www.downhomefs.com/

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