ECS Capital Investments

06/02/2026

Markets don't take vacations. But your strategy is built for the bumps.

05/29/2026

Today is 5/29 Day, a good reminder to think ahead about future education costs.

College tuition has historically risen faster than regular inflation, which is why starting early can make such a big difference. A 529 college savings plan allows families to set money aside for qualified education expenses, and the earlier you begin, the more time those savings have to grow.

A few helpful things to know:

✅ 529 plans are available in every state, and some offer state tax benefits
✅ Automatic contributions can make saving easier over time
✅ Funds may be used for qualified expenses like tuition, books, housing, trade schools, certain K-12 expenses, and even some study abroad programs
✅ Family members can contribute too, which makes education savings a meaningful gift option for birthdays, holidays, or milestones

Planning ahead today can help reduce the need for student loans later. Get in touch for more information: [email protected]

Happy 5/29 Day!
https://youtu.be/eGFJKjNeXfY?si=QtjwAfVjyTzMuDoY

College tuition increases 4-5% every year, outpacing standard inflation. That’s why starting a 529 college savings plan early is crucial! In this episode of ...

05/27/2026

🎙️ Episode 20 is now live!

This month’s episode covers retirement planning, healthcare transitions, and summer travel ideas—all with a local perspective.

📈 Eric Sporing breaks down your options for a 401(k) when leaving an employer and what to consider before making a move with your retirement savings.

💡 Tara Lavelle discusses early retirement and how to bridge the gap to Medicare, including healthcare coverage options and important planning considerations.

✈️ Special guest Casey Kiler with Blue Springs Travel joins us to share summer travel ideas, vacation inspiration, and tips for planning your next getaway.

Whether you’re planning for retirement, navigating healthcare decisions, or dreaming about your next trip, this episode has something for you.

We’re also excited to share that new episodes will now be released on the 20th of each month starting in June. PLUS, you can now listen on Spotify and Apple Podcasts!

YouTube: https://www.youtube.com/watch?v=aJeHbP998Ms
Spotify: https://open.spotify.com/episode/67VTl5GpxDdBADmpY5SsZP?si=Sblq9G3RSLCptypn85dguw
Apple Podcasts: https://podcasts.apple.com/us/podcast/insurance-investments-all-about-town/id1896267661?i=1000769864695

Welcome to Episode 20 of the “Insurance, Investments, and All About Town” Podcast!In this episode, hosts Eric Sporing and Tara Lavelle tackle important conve...

05/18/2026

🧦❤️ There’s still time to support local foster kids through the Undie 500 drive with Paramount Health.

They collect NEW socks and underwear (all sizes) for children in foster care through FosterAdopt Connect’s clothing closet. These items help provide comfort, dignity, and essentials for kids navigating major life changes.

Last year, the community helped donate over 2,500 pairs!

Foster parents, grandparents, aunts, uncles, and caregivers can access these clothing resources for free, helping stretch already-limited clothing budgets and making sure kids have what they need.

📍 Drop-Off Location: Paramount Health Chiropractic
🗓 Donation Deadline: Thursday, May 21

No time to shop? Amazon Wishlist & Cash/Venmo donations accepted: https://linktr.ee/paramounthealthUndie500

Thank you to everyone who has donated so far and helped make such a meaningful impact in our community.

🎙️ To learn more about Paramount Health and hear the full conversation from this episode of Insurance, Investments & All About Town Podcast, watch or listen here:

YouTube: https://youtu.be/hc1m5xx7qPM?si=vt7dFEIMixJOiaVJ
Spotify: https://open.spotify.com/episode/1wQi6CIbvr8CalX8KYQCez?si=i8JSk6rMQuCQaXW0E_BkeQ
Apple Podcasts: https://podcasts.apple.com/us/podcast/rmds-ai-in-healthcare-community-impact-episode-19/id1896267661?i=1000766082359

05/15/2026

In this clip from Insurance, Investments & All About Town Podcast, host Eric Sporing explains what RMDs are and why they matter when planning for retirement. 💰

RMDs apply to most pre-tax retirement accounts, including:

• Traditional IRAs
• 401(k)s
• 403(b)s
• Other tax-deferred retirement accounts

Because these accounts were funded with pre-tax dollars, the IRS eventually requires you to begin taking withdrawals.

If you were born in 1960 or later, your RMD age is 75.

📌 One important thing to know: your first RMD can be delayed until April 1 of the following year. However, doing that means you may have to take two RMDs in the same tax year.

That could:
• Increase your taxable income
• Push you into a higher tax bracket
• Increase your Medicare premiums through IRMAA

To learn more about how RMDs are calculated and hear more examples of how they may affect you personally, check out the full episode.

Watch or listen here:
YouTube: https://youtu.be/hc1m5xx7qPM?si=vt7dFEIMixJOiaVJ
Spotify: https://open.spotify.com/episode/1wQi6CIbvr8CalX8KYQCez?si=arH2JWTkTCC0dxruSGqaKQ
Apple Podcasts: https://podcasts.apple.com/us/podcast/rmds-ai-in-healthcare-community-impact-episode-19/id1896267661?i=1000766082359

05/12/2026

Did you know May 29 is National 529 Day? 🎓

It’s a great reminder that planning ahead for education expenses can make a meaningful difference over time.

A 529 plan is a tax-advantaged savings option designed to help families prepare for qualified education costs, including tuition, books, and certain K–12 expenses.

Whether your child is still little or already thinking about what comes next, it’s never too early, or too late, to start the conversation.

A 529 plan is more than saving for school. It’s investing in future opportunities.

Have questions or want to talk through your options?

Contact Eric Sporing at [email protected]
or call 816-510-9067 to get started.

https://www.ecscapitalinvestments.com/

05/06/2026

Thanks to all who joined us for lunch in support of Zarda Bar-B-Q & Catering Co. and the Military Affairs Committee today!

05/04/2026

Every earnings season is different, but the influence of a handful of companies is undeniable.

05/01/2026

Want a deeper dive into how AI is actually being used in healthcare?

In Episode 19 of Insurance, Investments, and All About Town, Tara breaks down how artificial intelligence is already impacting the health insurance space—and what it means for you.

From predicting health risks and improving preventative care…
to speeding up claims and helping estimate your true healthcare costs…this is one you’ll want to understand.

Watch the full episode and hear Tara’s full breakdown here: https://youtu.be/hc1m5xx7qPM?si=JaqGdXcVNsTEJauL

Now streaming on YouTube & Spotify (https://open.spotify.com/show/1BCoetVdz5JCjPb8pn7Kwh?si=9895a0cb568a4ea0) …and coming soon to Apple Podcasts.

04/27/2026

Two out of every three S&P 500 companies mentioned AI on their Q4 earnings calls. That's not a trend. That's a signal.

The last time a technology shifted this many boardroom conversations at once? Smartphones. And we know how that turned out. Some sectors are all in. Others are barely speaking the word. That gap between the early movers and the quiet ones? It matters for investors.