Hance Financial, LLC

06/23/2026

Choosing a retirement income planner is one of the more consequential financial decisions a pre-retiree makes — and most people are never told what to evaluate.

Based on the suggested questions for investors, here is a straightforward framework for an initial meeting:
1. What experience do you have with people in my circumstances?
2. How are you compensated?
3. What is the full scope of services you provide?
4. What are your conflicts of interest, and how are they disclosed?
5. Who is the custodian of my assets?

A series over the next two weeks will walk through each one — what to ask, and what a clear answer sounds like.

06/21/2026

The impact a father leaves does not stay in childhood. It follows you everywhere.

Happy Father's Day to those who protect us, guide us, and provide for us.

To the mentors. The supporters. The teachers.

A father plays a very special role in the life of a child — one that does not disappear when childhood ends. The lessons, the steadiness, the example of how to show up in the world. It follows a child into adulthood and lasts well beyond a lifetime.

To all the fathers — by blood and by choice — thank you. Thank you for the contribution you make, the constant support you show, and the role you play in shaping the people around you into who they are and who they are still becoming.

Happy Father's Day from everyone at Hance Financial.

06/17/2026

Friends and neighbors — a note for anyone choosing a financial advisor, or wondering whether the one they have is still the right fit.

Choosing who helps with your retirement income is a big decision, and most people are never told what to actually ask. Over the next couple of weeks, I am going to walk through the questions that matter, the same ones the SEC and the CFP Board suggest you bring to a first meeting:

1. What experience do you have with people in my situation?
2. How are you compensated?
3. What is the full scope of what you do?
4. What are your conflicts of interest, and how do you handle them?
5. Who holds my money?

No question here is a gotcha. A good advisor welcomes every one of them.

06/15/2026

No one builds something worth keeping without the right people around them.

I talk a lot about retirement planning, investment strategy, and helping families build the financial life they want. What I do not talk about enough is the team that makes all of that possible.

I am grateful for mine every single day. MyXee Yang Safeer is our Client Service Manager. She is the person who makes sure your questions get answered, your accounts are in order, and your appointments happen without friction. She is precise, responsive, and genuinely cares about the people she serves.

Evan Caye is our Client Relationship Manager. He ensures clear communication between you and our office, proper coordination of your financial strategy, and that nothing falls through the cracks. He is the connective tissue that keeps everything running smoothly.

No one succeeds without the people around them. I would not be where I am without this team, and our clients would not have the experience they deserve without them either.

If you have not had the chance to meet MyXee or Evan, I hope you get the chance. They are what makes Hance Financial more than just a financial advisory firm.

Reach any of us directly at https://bit.ly/4aMFAoi.

06/12/2026

I talk a lot about financial planning for retirement. But today I want to talk about something that is arguably just as important.

Leaving your legacy.

When most people hear that phrase, they think estate planning — the legal documents, the asset transfers, the beneficiary designations. All of that matters. But legacy is so much bigger than a balance sheet.

Picture it as a gift you are quietly assembling over the course of your life. Not a gift of money, though that can be part of it. A gift of who you are.
The love you showed up with.

The lessons you learned the hard way and passed on anyway.

The memories you made — the ones your family will still be telling stories about decades from now.

The values you held, not just in words, but in how you actually lived.

Your legacy is the gentle touch you leave on the people in your life, your community, and the world around you. It is the ripple that keeps moving after you are gone. It is your career, your relationships, the kindness you extended to strangers, the way you made people feel when they were around you.

Financial planning protects what you have built. Legacy planning is about what you want that to mean.

If you are ready to think about the legacy you want to leave, I would be glad to have that conversation.

06/11/2026

The vehicles that carry your family's best memories don't automatically go where you think they will.

Some of the best family memories happen outdoors — and the boats, ATVs, snowmobiles, RVs, and dirt bikes that made those memories possible are usually sitting in a garage or driveway somewhere, with a title attached.

Most families think of estate planning as accounts, property, and documents. The titled vehicles tend to get overlooked until they need to be addressed — and by then, the process can become complicated.

Anything with a title requires a signature to transfer ownership. If that transfer happens after you have passed away, it may go through probate — even if everyone in the family agrees on who gets what.

A few things worth talking through with your family now:

Who is getting each vehicle, and does everyone agree? Not assumed — actually discussed.

Should any of the vehicles be placed in a trust? Putting titled vehicles in a trust can sidestep the probate process entirely, depending on how your estate is structured.

Is the timing of the transfer important? In some cases, gifting a vehicle during your lifetime rather than passing it through your estate has different tax implications.

These are not complicated conversations. But they are easy to skip — because the boat is running fine and the paperwork feels like a problem for another day.

It is not a problem for another day.

05/21/2026

Choosing a Fiduciary Advisor in Sarasota: A 5-Question Guide

A calm, no-pressure guide for Florida pre-retirees. Five questions to ask any fiduciary advisor in Sarasota before you hire one — including SmartVestor Pros

05/21/2026

The Hance Standard: Coordination, Not Just Calculation | Hance Financial

Experience wealth management as a coordinated plan. Read how Hance Financial acts as a fiduciary resource to provide clarity through life’s toughest transitions.

05/21/2026

Retirement Decluttering: Simplify Your Finances for a Confident Future

Simplify your finances before retirement with our step-by-step decluttering checklist. Gain clarity and confidence in your financial future.

04/24/2026

Ready to embrace a refreshed retirement? At Hance Financial, we believe an organized space leads to a clearer mind and a smoother transition into your next chapter. Discover how intentional decluttering can boost your energy, reduce stress, and support strategic financial planning. Let’s create a home that reflects the life you deserve—calm, purposeful, and ready for new adventures. Explore these insights and make space for what truly matters!