Dawn G. Rimari, AIF, CLTC Commonwealth Financial Network

Dawn G. Rimari, AIF, CLTC Commonwealth Financial Network Dawn G. Rimari AIF®, CLTC, is a dedicated financial planner located in Beverly, Massachusetts Review our Terms of Use: www.commonwealth.com/termsofuse.html.

Securities and advisory services offered through Commonwealth Financial Network®, member www.FINRA.org / www.SIPC.org, a Registered Investment Adviser. Commonwealth Financial Network®, 65 Conant Street, Beverly, MA 01915. 978-969-3953. The Financial Advisor associated with this profile may only discuss or transact business with residents of states in which they are properly registered. No offers m

ay be made or accepted from any resident of any other state. Please check FINRA’s BrokerCheck for a list of current registrations.

We wish you a happy holiday and a scam-free new year! Winter season shopping sprees have scammers working overtime, so c...
12/06/2023

We wish you a happy holiday and a scam-free new year! Winter season shopping sprees have scammers working overtime, so check out these tips for protecting your cash and purchases from fraudsters: https://bit.ly/3GArNlb

Scammers make convincing ads that seem like they're from the real company by using the same name and logo.

If you’re a Medicare beneficiary, you’ll want to prepare for potentially higher prescription drug premiums in 2024. Lear...
12/06/2023

If you’re a Medicare beneficiary, you’ll want to prepare for potentially higher prescription drug premiums in 2024. Learn why costs are rising and how much of an increase to expect: https://bit.ly/46CsIwc

Retirees will be paying more for Medicare Part D drug coverage in 2024. Here's why.

Commonwealth CIO Brad McMillan tackles the topic of the federal deficit and debt in his latest blog post. Read his analy...
11/20/2023

Commonwealth CIO Brad McMillan tackles the topic of the federal deficit and debt in his latest blog post. Read his analysis and find out why he thinks this is a solvable problem: https://bit.ly/46eHQ2N

The federal debt and deficit is a solvable problem, but Commonwealth CIO Brad McMillan says reaching a solution could be painful.

If you care for young children and older parents, you’re among the 25% of American adults in the Sandwich Generation. Le...
11/20/2023

If you care for young children and older parents, you’re among the 25% of American adults in the Sandwich Generation. Learn about the struggles other caregivers are faced with, including time and money constraints: https://bit.ly/47jqV09

Caregiving can be a full-time job. For members of the sandwich generation, it can be more: 50 hours a week, on average, a new survey finds.

How do you think your credit score compares to others in your generation? New data from Experian shows the average credi...
11/17/2023

How do you think your credit score compares to others in your generation? New data from Experian shows the average credit score by age. Look at the stats and learn ways to increase your score. (Hint: it’s a marathon, not a sprint.): https://bit.ly/40D9Uvz

In general, Americans appear to be managing their credit well, according to Experian's latest data. Here's the average credit score by age.

Do you know how your income affects your Medicare premiums? Understanding this relationship is key for retirement planni...
11/16/2023

Do you know how your income affects your Medicare premiums? Understanding this relationship is key for retirement planning. Find out the 2023 income limits, and learn how you can strategize to lower your costs: https://bit.ly/3MKYVu3

Understanding your income and how it impacts your Medicare premiums is crucial for effective retirement planning. Your income can directly influence the cost of your Medicare premiums. By learning how to manage and potentially lower your income for premium calculations, as well as familiarizing your...

Unsurprisingly, Americans are frustrated with tipping. According to new research, the majority are adding less than 20% ...
11/15/2023

Unsurprisingly, Americans are frustrated with tipping. According to new research, the majority are adding less than 20% to restaurant bills for their servers. Find out the reasons behind this, and what demographic is more likely to tip than others: https://bit.ly/3ucVm9R

A Pew Research Center poll of 12,000 people shows that most Americans tip 15% or less for a typical sit-down meal.

Current Social Security rules reduce benefits for workers who earn both Social Security and pension benefits. A bill pro...
11/15/2023

Current Social Security rules reduce benefits for workers who earn both Social Security and pension benefits. A bill proposed in Congress aims to repeal these rules to make the system fairer. Learn more: https://bit.ly/3FWSH6D

Social Security rules aim to make it so benefits reward all workers equally. There's growing support in Congress to revisit how the program pays public workers.

Consumer sentiment fell more than expected in November. Find out why, and get a breakdown of the latest data reports in ...
11/14/2023

Consumer sentiment fell more than expected in November. Find out why, and get a breakdown of the latest data reports in the new Economic Release Snapshot from Commonwealth director, fixed income, Sam Millette: https://bit.ly/3MHgNpX

What does the latest data reveal about the state of the U.S. economy? Commonwealth's Sam Millette breaks down the numbers in his Economic Release Snapshot.

You might not be ready to start your 2023 tax return, but the IRS has released new tax brackets for 2024 (the return you...
11/14/2023

You might not be ready to start your 2023 tax return, but the IRS has released new tax brackets for 2024 (the return you’ll file in 2025). If you’re ready to look that far ahead, check out the inflation adjustments—and what they mean for your taxes—here: https://bit.ly/466SFUx

If you are someone who likes to plan ahead on your taxes, the IRS this week released the new inflation-adjusted income tax brackets and standard deduction amounts that will be in effect for tax year 2024.

Retirement accounts help set you up for a secure future and also lower your taxable income. Now there’s good news for th...
11/07/2023

Retirement accounts help set you up for a secure future and also lower your taxable income. Now there’s good news for those who have the flexibility to save even more—the IRS is raising annual contribution limits. Here are the details: https://bit.ly/3MmxYgk

The IRS will allow larger contributions to retirement accounts, citing the increased cost of living.

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65 Conant Street
Beverly, MA
01915

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