Suzanne Scheer, J.D., CLTC

06/04/2026

Long-term care is something many people plan to think about “someday.”
Until someday suddenly becomes right now.

An illness, accident, or unexpected diagnosis can quickly shift a family into making emotional and financial decisions under pressure.

That’s why planning ahead matters.

Not because we expect the worst, but because having a plan creates more flexibility, more choices, and greater peace of mind for the people you love.

If this is a conversation you’ve been putting off, you’re not alone. I’m always happy to help walk through your options in a no-pressure conversation.

https://www.sgsinsurance.net/get-in-touch

06/03/2026

Great conversation with Julia Beck, who is doing such important work highlighting the realities so many families are quietly navigating today.

One of the biggest misconceptions about long-term care insurance is that it is only something to think about later in life.

It’s not.

Many long-term care claims happen before age 65 due to accidents, illnesses, or unexpected health events that can suddenly change daily life for both individuals and families.

That’s why planning ahead matters.

The earlier you begin learning about your options, the more flexibility and choices you may have later on.

Contact me today if you’d like to start the conversation. It’s never too early.

https://www.sgsinsurance.net/get-in-touch

06/02/2026

Many people think they’ve covered all the important financial planning bases, but long-term care planning is often the missing piece.

An extended care event can quickly disrupt even the strongest financial plan and place enormous stress on families emotionally and financially.

In this article, I explain what long-term care insurance actually is, how it works, and why waiting too long to learn about it can limit your options.

A long-term care policy provides leverage – making your dollars go farther- and liquidity – a readily available, dedicated source of funds when care is needed. This can make a big difference for you and your loved ones physically, financially and emotionally.

06/01/2026

Long-term care isn’t something to think about “someday.”

An extended care event can quickly disrupt even the strongest financial plan, and care today can easily cost $5,000 or more per month.

Many people are surprised to learn that nearly one-third of long-term care claims happen before age 65 due to unexpected accidents or illnesses.

Planning ahead helps protect your savings, your choices, and the people you love from difficult decisions later on.

If you’ve been putting this conversation off, now is the time to start exploring your options.

https://www.sgsinsurance.net/get-in-touch

05/29/2026

When people think about gifts for their children, they often think about helping with college, weddings, or leaving behind an inheritance.

But one of the greatest gifts may actually be something far less visible.

A long-term care policy can help protect your children from having to make difficult decisions in the middle of a crisis. It can help preserve flexibility, choices, and peace of mind for the entire family.

If you’ve ever wondered whether long-term care insurance could make sense for you or your family, I’m always happy to have a no-pressure conversation and help answer your questions.

https://www.sgsinsurance.net/get-in-touch

05/27/2026

Many adults today feel caught between caring for their children, supporting aging parents, and still trying to plan responsibly for their own future.

I’m honored to have contributed to this Care.com article discussing the importance of long-term care planning, understanding available benefits, and having conversations before a crisis happens.

If you are part of the “Sandwich Generation,” I think this piece will really resonate with you.

Find it here: https://www.care.com/c/sandwich-generation-financial-planning/

Get valuable insights on sandwich generation financial planning to ease the financial strain of supporting both children and parents.

05/26/2026

Long-term care insurance is one of the most important conversations most people postpone, often because it feels complicated, uncomfortable, or overwhelming.

That’s exactly why it’s my focus this month.

Join me on May 27th at 12 noon Eastern as I break down what long-term care insurance actually is, how it works, and why understanding your options earlier can make such a meaningful difference for you and your family later on.

My goal is simple. To help make this topic feel clearer, more approachable, and easier to navigate with confidence.

And if you can’t attend live, please still register. I’ll make sure you receive the recording.

https://www.eventbrite.com/e/long-term-care-insurance-101-tickets-1989408799272?aff=oddtdtcreator

05/25/2026

Long-term care insurance is one of the most overlooked parts of financial planning, yet a prolonged care event can affect families physically, emotionally, and financially.

We’re living longer than ever, and more than half of adults over 65 will need some form of long-term care.

If you’ve never explored your options or haven’t looked into it recently, I’m always happy to have a no-pressure conversation and help answer your questions.

https://www.sgsinsurance.net/post/long-term-care-insurance-101

05/22/2026

Long-term care insurance is one of the most important conversations most people never have.

Join me for my upcoming webinar where I’ll simplify what long-term care insurance is, how it works, and why planning ahead can create more options, flexibility, and peace of mind for you and your family.

If this topic has ever felt confusing or overwhelming, this conversation is for you.

Join me May 27th at 12 noon Eastern. If you can’t join live, please register, and I’ll send you the replay. Register here:
https://www.eventbrite.com/e/long-term-care-insurance-101-tickets-1989408799272?aff=oddtdtcreator

05/21/2026

Long-term care insurance is not just about finances.

It’s about helping your family avoid making difficult decisions during stressful moments and giving yourself more flexibility if care is ever needed.

I know these conversations can feel overwhelming, but part of my role is helping ease the stress and guide you through those decisions with clarity and confidence.

https://www.sgsinsurance.net/get-in-touch