Marvin DeGraaff - Consilium Financial

Marvin DeGraaff - Consilium Financial I was born and raised in Whatcom County near Lynden, graduating from Lynden High School.

I earned my BA from Washington State University, and am a lifelong loyal Coug. After working for state parks for several years, I started a career in the insurance industry, running Degraaff Insurance Agency in Lynden. During this time I also served on the board of directors for Grange Insurance Association in Seattle. I eventually joined Waddell & Reed, and have been a Financial Advisor here for

over 20 years. I earned the Certified Financial Plannerâ„¢ mark in 1999 and have an extensive background in financial planning. In my spare time I enjoy fishing and spending time with my wife and family, especially our 8 grandkids.

03/24/2026

You may be able tap your retirement plan account while you're still working.

02/05/2026

How do international events influence the U.S. stock and bond markets?

11/14/2025

The holiday season is prime time for holiday scams.

09/25/2025

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09/02/2025

Consider the following investment tips as the year comes to an end.

This can be a great way to effectively get a tax deduction for charitable gifts, even if you don't itemize your deductio...
08/15/2025

This can be a great way to effectively get a tax deduction for charitable gifts, even if you don't itemize your deductions.

Qualified charitable distributions (QCDs) are distributions made directly from an IRA to a qualified charity. Such distributions may be excluded from income and count toward satisfying any required minimum distributions (RMDs) you would otherwise have to receive from your IRA. Individuals age 70½ a...

08/15/2025

Many nursing home residents end up exhausting their assets on long-term care, but it doesn't have to be that way. Planning for the possibility of nursing home care while you're healthy can allow you to pay for long-term care and help preserve assets for your loved ones.

08/05/2025

Is your dream of working for yourself worth pursuing? Keep in mind that self-employment is a way of life. Most likely, you'll have to work long hours, have less leisure time, and perhaps earn only a small income until your business gets going. However, you'll be doing what you like to do.

07/18/2025

A bipartisan survey found that across party lines, generations, and income and education levels, Americans want lawmakers to strengthen Social Security's finances.

Warren Buffet has been one of my heroes for a long time.  We can all learn something from him.
07/16/2025

Warren Buffet has been one of my heroes for a long time. We can all learn something from him.

This alert focuses on investment fundamentals as well as tips and quotes from the famous investor.

06/27/2025

The One Big Beautiful Bill Act is working its way through Congress. Here's what you need to know.

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909 Squalicum Way, Suite 110
Bellingham, WA
98225

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