10/23/2026
**Scam alert**
Please share this with everyone.
I wanted to get this out there as it happened to someone we know and my mom and husband were targets today. Hopefully we can spare someone else from being victims.
They got a text message from what they thought was the bank stating they had fraudulent charges on thier accounts and to reply Y/N if they authorized the charges.
My husband replied and they immediately called him. They told him a lot of info about himself and knew that we had fraud on his account a few weeks ago. (Remember that!)
They then advised him to go into a branch and to close his account immediately. He told them he was at work and they told him this was an emergency. This is when he called me and I remembered hearing this exact scenario from someone recently who had thier life savings stolen in a scam similar to this.
I told my husband to call the bank directly and to not use the numbers the callers gave him. He called wells fargo and they confirmed this was a scam to gain access to his account.
When I got home we were telling mom about it and she said she got the exact same text message today from the exact same phone number. She didn't reply.
Mike received a call on his way home from the scammers again saying they had set up an appt with the bank and he needed to go now. When mike asked what branch he was going to they would not tell him. They said they set up an appt but could not tell him where. When my husband told them that he had already called thr police they hung up on him.
Mike said they were so convincing. They knew he had fraud on his account a few weeks ago. How? Likely because they were the ones who did it. They knew the exact date of the fraudulent charges because they were the ones doing it.
Thankfully he didn't give them any info on the phone, and reported it immediately. Unfortunately the police said there is not much they can do since they have not stolen anything yet, there was technically no crime.
Please stay aware...
*never give out personal info over the phone no matter who you think you are talking to.
*if you are not 100% certain you know who you are talking to, hang up and call a verified phone number, not one they gave you.
* remember that a bank is not going to make you close down your account. They have the ability to put holds on your account to stop spending that does not require an immediate trip to your local bank.
* these people use fear to get what they want. The person we know that had her live savings stolen in this scam, was told by the scammer that they thought the fraud was someone who worked at the bank and telling the police or anyone else would ruin the investigation. My husband was told it was an emergency. The bank can put holds on your account, it is never an emergency.
Stay safe out there!
Photos of the text messages and screen shot of his call log
