Richard Placette Capital Markets & Portfolio Strategy

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Richard Placette Capital Markets & Portfolio Strategy Financial Advisor serving retail and accredited investors. Our approach is rooted in one principle: strategy before products. We position ahead of them.

Focused on portfolio strategy, risk management, retirement planning, and long-term wealth building through disciplined investment strategies. At MRB Capital Group, we are committed to helping individuals and families navigate markets, build long-term wealth, and make informed financial decisions with confidence. We don’t believe in one-size-fits-all solutions. Whether it’s equities, retirement planning, portfolio construction, or capital strategy, every recommendation is built around your specific objectives, risk tolerance, and long-term vision. Beyond traditional financial advising, we focus on the broader picture—how capital flows, how markets evolve, and where real opportunities are created. From 401(k) rollovers and retirement income planning to portfolio optimization and risk management, we provide a disciplined, data-driven approach designed to protect and grow your wealth. We also believe in building strong relationships within our community and network. Financial success isn’t built in isolation—it’s built through education, access, and alignment with the right strategies and people. Whether you’re just getting started or managing significant assets, our commitment is the same:
clarity, discipline, and execution. Because at the end of the day:

We don’t chase markets.

Retirement costs can look very different in Texas depending on housing, healthcare, taxes, and everyday spending. This e...
10/29/2026

Retirement costs can look very different in Texas depending on housing, healthcare, taxes, and everyday spending. This example monthly budget breaks down the expenses Texas retirees should plan for, so you can compare it with your own goals and lifestyle. For retirees and pre-retirees in Southeast Texas, it’s a practical starting point for creating a clearer, more confident retirement plan.

https://southeasttexasfinancialadvisor.com

Managing a family’s finances can feel overwhelming, especially when retirement, investments, insurance, and unexpected e...
10/27/2026

Managing a family’s finances can feel overwhelming, especially when retirement, investments, insurance, and unexpected expenses all compete for attention. Our financial checklist for Southeast Texas families breaks down the key steps to organize your money, protect what you’ve built, and plan confidently for the years ahead. It’s a practical starting point for families who want clear guidance from a trusted local financial advisor.

https://southeasttexasfinancialadvisor.com

Financial decisions feel easier when you have a clear plan and a trusted advisor nearby. Our Southeast Texas Financial P...
10/25/2026

Financial decisions feel easier when you have a clear plan and a trusted advisor nearby. Our Southeast Texas Financial Planning Guide covers retirement preparation, investments, business planning, and the day-to-day financial choices that shape your future. Built for local families, professionals, business owners, and retirees, it offers practical guidance for making confident long-term decisions. It’s a straightforward starting point for organizing your finances and planning for what comes next.

https://southeasttexasfinancialadvisor.com

Employee stock options can be a valuable part of your compensation—but understanding what you own, when to exercise, and...
10/23/2026

Employee stock options can be a valuable part of your compensation—but understanding what you own, when to exercise, and how taxes may affect the outcome is essential. Our practical guide breaks down the key decisions in clear, straightforward terms. Southeast Texas professionals can use this information to make more confident choices as part of a broader financial plan.

https://southeasttexasfinancialadvisor.com

A career move can bring a significant compensation package—but making the most of it takes more than comparing salaries....
10/21/2026

A career move can bring a significant compensation package—but making the most of it takes more than comparing salaries. Equity awards, bonuses, benefits, taxes, and retirement savings all need to fit into a clear financial plan. Our latest article outlines practical steps to help Southeast Texas professionals evaluate executive compensation and make confident decisions for the next stage of their careers.

https://southeasttexasfinancialadvisor.com

Retirement can bring new freedom, but it also comes with investment decisions that are easy to get wrong. From taking to...
10/19/2026

Retirement can bring new freedom, but it also comes with investment decisions that are easy to get wrong. From taking too much risk to overlooking taxes and income needs, these common mistakes can affect your financial security for years to come. Learn the key pitfalls new retirees in Southeast Texas should watch for—and how thoughtful guidance from a trusted financial advisor can help you move forward with confidence.

https://southeasttexasfinancialadvisor.com

Retirement planning in Southeast Texas takes more than watching your account balance. Our checklist covers the key steps...
10/17/2026

Retirement planning in Southeast Texas takes more than watching your account balance. Our checklist covers the key steps—from income and investments to healthcare, taxes, and the unexpected costs that can affect your plans. Whether retirement is years away or already here, practical guidance can help you move forward with greater confidence.

https://southeasttexasfinancialadvisor.com

Wondering what financial advice really costs in Southeast Texas? Fees can vary based on the services you need, so unders...
10/15/2026

Wondering what financial advice really costs in Southeast Texas? Fees can vary based on the services you need, so understanding how advisors charge helps you compare options and plan with confidence. This guide breaks down common fee structures and what to expect when working one-on-one with a financial advisor.

https://southeasttexasfinancialadvisor.com

Choosing a financial advisor is about more than credentials—it’s about finding someone who understands your goals, your ...
10/13/2026

Choosing a financial advisor is about more than credentials—it’s about finding someone who understands your goals, your community, and your long-term needs. This guide covers what Southeast Texas families, professionals, business owners, and retirees should look for in a trusted advisor, from personal service to ongoing planning. The right relationship can bring clarity and confidence to decisions about investments, retirement, and financial discipline.

https://southeasttexasfinancialadvisor.com

Your financial plan should change as your life, goals, and market conditions change. An annual review can help Southeast...
10/11/2026

Your financial plan should change as your life, goals, and market conditions change. An annual review can help Southeast Texas families, business owners, and retirees check investments, retirement progress, insurance, taxes, and estate plans before small gaps become costly problems. A trusted local financial advisor can bring clarity and personalized guidance to each part of the process. Knowing what to review helps you make confident decisions for the year ahead.

https://southeasttexasfinancialadvisor.com

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Beaumont, TX
77657

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