FFP Wealth Management

10/26/2026

If you have employer-issued stock, an understanding of Net Unrealized Appreciation strategies may benefit your portfolio.

Learn the advantages of a Net Unrealized Appreciation strategy with this helpful article.

10/23/2026

Prescription coverage is handled under Medicare Part D. Unsure if you need this coverage? Read on to learn more:

Do you need to enroll in Medicare Part D? Read this article to learn more about whether you need this coverage

10/22/2026

How does it stack up? Looking back over the last 20 years of Social Security cost-of-living (COLA) adjustments:

✅ It’s higher than 2.8% in 2026
✅ It’s above the 20-year average of about 2.6%
✅ It ties 2012 for the 4th-largest increase since 2008, behind only 2023 (8.7%), 2022 (5.9%) and 2009 (5.8%)

What does that mean in dollars? The average retired worker’s monthly benefit goes from $2,095 to $2,170 in 2027, about $75 more per month. The maximum benefit raises just slightly, from $4,152 a month to $4,188 in 2027.

Nearly 72 million Social Security beneficiaries will see the 3.6% COLA beginning in January 2027. Increased payments to about 7.3 million people receiving SSI will begin on December 31, 2026.

10/21/2026

When markets wobble, even experienced investors can get nervous. But history holds some encouraging lessons.

When markets shift, experienced investors stick to their strategy.

10/21/2026

🛍️ What if you and another shopper paid different prices for the exact same groceries?

AI could make that scenario more common.

Retailers are exploring personalized pricing, which may use data such as browsing habits, ZIP codes, and purchasing behavior to determine what individual shoppers are willing to pay.

In one Instacart pricing experiment, researchers found that identical grocery baskets cost some shoppers up to 23% more than others. Instacart disputed aspects of those findings and later ended the experiment.

As AI becomes more involved in retail, it raises an interesting question: Will the price you see depend on who's shopping? 🤖



Source:

Retailers want to harness the power of artificial intelligence to set personalized prices for shoppers, a consumer protection expert says.

10/20/2026

📈Here is your Weekly Market Update:

Stocks faced a mixed week as strong earnings were offset by inflation concerns, rising oil prices, and pressure on AI and technology shares. The Dow gained modestly, while the S&P 500 and Nasdaq declined.

This week, investors will be watching housing data, jobless claims, consumer sentiment, and major earnings reports for clues about the economy and the Fed’s next move.

Which factor do you think will have the greatest influence on markets in the weeks ahead—earnings, inflation, or interest rates?

10/19/2026

Nearly 30% of ultra-high-net-worth families have experienced a cyberattack.

As your digital footprint grows, your security habits must evolve too. Securing your wealth is about more than just monitoring your portfolio. It is about building a proactive approach that covers your entire digital life.

Small steps like freezing your credit or segmenting your home network can significantly reduce your risk. These high-value habits are easy to implement and provide a stronger layer of defense for your family assets.

It may be time to revisit how your digital security fits into your broader financial strategy.

Reach out to your financial professional today to discuss a comprehensive approach to securing your digital wealth.

Sources:
JPMorgan.com, January 23, 2026
Risk-strategies.com, 2025
Toplinecu.com, March 18, 2026
Fidelity.com, 2026

10/19/2026

What would happen to your finances if you couldn't work? This calculator shows how long your savings might last if a disability affected your income.

10/16/2026

It’s time to start getting candid with clients and prospects about AI.

One survey found that nearly 40% of people are asking AI, “What do you think?” about information from their financial professional.

It’s time to start talking about how you use AI and ask for feedback.

10/16/2026

This message provides a look at how variable rates of return impact investors over time.