Downey Financial Group, Inc.

06/02/2026

Just a friendly reminder to take a moment now and then to check who you've listed on your beneficiary form. This small step can make a big difference in your estate planning. Keeping your beneficiary designations up-to-date is one of the top three estate planning tasks you should revisit regularly. Read this month's newsletter to find out more!

A forgotten form can override your will.

05/26/2026

It’s easy to look at 100 years of market history and think it has nothing to do with you. But long-term results are built in much shorter stretches. Ten years. Five years. Sometimes even one tough year where you decide whether to stick to the plan or step aside. In this month’s Visual Insights Newsletter, we explored what happened to $100 invested in 1928 and left alone for nearly a century.

See what a century of investing history shows.

05/21/2026

Job instability can be overwhelming and stressful, but having a well-thought-out strategy can make all the difference between feeling lost and staying in control. That’s why we’ve created the 10-Step Layoff Survival Guide — a straightforward resource to help you protect your financial future and stay on track during uncertain times.

The "10-Step Layoff Survival Guide" offers the help you'll need when facing a layoff.

05/21/2026

At Downey Financial Group, giving back is more than a value — it’s part of who we are. ❤️

As part of our Downey For Good: Days of Service, we volunteered with Phil's Friends to help bring encouragement, hope, and support to individuals battling cancer.

From packing care packages to sharing messages of kindness, every small act reminds us how powerful community can be. We’re grateful for the opportunity to serve and make a difference together. 💙

05/19/2026

Comfort feels good. Stability feels smart. In uncertain times, doing nothing can feel responsible. But over long periods of time, comfort can quietly cost you. In our recent Visual Insights Newsletter, we looked at what happened to $100 invested across different assets in 1928 and left alone for almost a century.

History shows why comfort can come at a cost.

05/14/2026

Questions about unemployment benefits, health insurance or severance options? Our complimentary ”10-Step Layoff Survival Guide” can help with all the information you need.

Your Guide to Making the Right Decision During a Layoff

05/12/2026

In the late 1920s, $100 could go a long way. In some parts of the country...Imagine if you had invested just $100 in different assets way back in 1928 and let it sit there, untouched, for almost a hundred years. ⏳Finding out how feeling secure doesn't always mean you're making financial progress...⌛ This month's Visual Insights Newsletter is packed with fascinating information about inflation, the magic of compounding, and why it's so crucial to stay invested over the long haul!

See what a century of history says about cash.

05/07/2026

Need a place to turn if faced with a LAYOFF? Our free ”10-Step Layoff Survival Guide” provides practical steps to help you handle unemployment benefits, health insurance options, financial income planning and more.

Know the 10 Steps to Prepare for a Potential Layoff

05/05/2026

Imagine a fascinating scenario where you receive $100 way back in 1928, with the exciting challenge of investing it for 100 years without touching it... What would YOU do?💰🏛️📈 Would you keep it as cash, invest in U.S. government bonds, or dive into the stock market? This month's Visual Insights Newsletter takes you on a journey through time, exploring how these investment choices have fared over the past century. The best part? You can gain a century of these valuable insights in just a few minutes of reading!

A simple lesson about time and discipline.

04/28/2026

The latest research is bringing some exciting new insights that challenge the usual ideas about how our spending habits change during retirement. In this month's edition of the Visual Insights Newsletter, we're exploring the fascinating dynamics of retirement spending and how it really shifts over time. You might be surprised by the emerging patterns, and they could even help ease some of the stress that comes with planning for retirement. 🌱🌻🍂 By getting to know these trends, retirees and those planning for retirement can make smarter decisions that truly match their needs and lifestyle changes as the years go by.

New research challenges old ideas of retirement.