Bob Browder, MBA, CPA

09/04/2026

08/28/2026

A few times a year I receive emails and letters from H&R Block, an Arlington, TX Firm, and a couple of others wanting to buy my CPA Firm like I received in today's mail box.

They claim based on authorized IRS E-Filers’ Addresses, specifically Zip Codes, I am the #4 E-Filer of IRS Tax Returns in the Greater Area of Bartlett / Arlington / Lakeland / 38133 (my home and office zip code) / 38134 / 38135 / 38002. A couple of years ago, one provided a web site showing this info that I thought was fairly close to my numbers and what I would think others numbers might be.

#1) H&R Block with a couple of locations / offices near my office

#2) A good-size and long-established (I think since the 70s) Bartlett CPA Firm with multiple CPAs and a good reputation near my office (I do not have their permission to use their name)

#3) A company like H&R Block I really do not know anything about other than their name and address near my office (I do not have their permission to use their name)

#4) My CPA Firm with a Great and Wonderful Team. I am the only CPA and I have been looking for another CPA / EA ever since Summer of 2021 when I moved my CPA firm from my home office to our current offices.

#5) Then there is a gap to #5.

In January 2018, when I went out on my own, I wanted to operate a CPA Firm "My Way" based on what my Dad, Mom, a few great bosses / mentors, and a couple of bad examples / bosses taught me about businesses and life-in-general. Also using the Good and Bad of the 3 CPA Firms, 1 Law Firm, the 4th/5th largest Real Estate Company in the Nation, and other jobs / places that I had worked during my career.

I always intended to do accurate, first class, honest, quality, and thorough work that honors and is pleasing to God, my Dad in Heaven, my Mom in Heaven, and others. But I never ever intended to do it in a quantity / volume that catches the attention of H&R Block and other National Folks.

Funny part is that H&R Block could not handle 3/4s plus of the tax returns that I have prepared and will prepare going foward.

After 37 Tax Seasons,
I have developed a few Tax Specialties of:
Business Owners and their Businesses of all different types,
Estates and Trusts,
Military Folks,
Ministry Folks,
Non-Profit Organizations,
Real Estate Investors and their Real Estate Investments,
Stock Market Investors and their Investments,
and other folks with niches
that H&R Block is not educated, equipped, experienced, and/or trained to handle.

I am always asking myself:
What would God do?,
What would Jesus do?,
What would my Dad do?,
What would my Mom do?,
What would my Pastors do?,
What would Joe K. do?,
What would Jim L. do?,
What would a few other great bosses / mentors would do?,
and
What is the complete opposite of what a few bad bosses would do?

I am truly blessed way more than I deserve.

God is Good All of the Time.

All of the Time God is Good.

www.bobbrowdercpa.com

07/31/2026

This week we were very blessed to go over 350 Positive Google Reviews.

THANK YOU !
THANK YOU !!
THANK YOU !!!

To ALL that has left a review.
They are ALL much appreciated.

If you are a client and/or someone we have met with to become a client and have not already done so, we would love a Positive Google from you.

Below I have copied and pasted the link.

https://g.page/r/CR--qIgJ7vt7EBM/review

THANK YOU in Advance.

07/31/2026

🇺🇸🎊🎉🎈🤩 Please Share 🤩🎈🎉🎊🇺🇸

Tennessee's 2026 Sales Tax-Free Weekend is
from Friday, July 31, 2026
through Sunday, August 2, 2026.

During this annual event, shoppers can buy qualifying clothing, school supplies, and computers completely free of state and local sales taxes.

Qualifying Items and Price Limits

Clothing:
General apparel priced at $100 or less per item (shirts, pants, shoes, dresses, etc.). Jewelry, handbags, and sporting equipment do not qualify.

School & Art Supplies:
Supplies priced at $100 or less per item, including backpacks, notebooks, crayons, pens, and art supplies like clay and paints.

Computers:
Laptops, tablets, and personal computers priced at $1,500 or less.

Shopping Rules

Online Orders:
Purchases made online from both in-state and out-of-state retailers qualify as long as they meet the date and price requirements.

No Quantity Limits:
There is no restriction on how many qualifying individual items you can buy.

Personal Use Only:
Items must be bought for personal use,
not for business or resale.

Additional details can be reviewed on the official Tennessee Tax Holiday Website.

https://www.tn.gov/revenue/taxes/sales-and-use-tax/sales-tax-holiday/sth-traditional.html

https://www.tn.gov/revenue/news/2026/7/17/tennessee-s-sales-tax-holiday-continues-two-decades-of-savings.html

🇺🇸🎊🎉🎈🤩 Please Share 🤩🎈🎉🎊🇺🇸

07/20/2026

Hierarchy of taking care of your Business's Books

1) Top Level - CPAs (Certified Public Accountants)

2) Next Level - Accountants (they have the necessary college accounting education but without any requirements of experience, insurance, licenses, oversight, training, etc.)

3) Last Level - Bookkeepers and Others (without any requirements of formal accounting and bookkeeping education, experience, insurance, licenses, oversight, training, etc.)

Please make sure whoever is taking care of your Business’s Books is a Licensed CPA, or at a minimum an Accountant,
AND with the Experience to fully take care of your Business’s Books, Accounting and Bookkeeping needs.

Way too many times I have seen a Business’s horrible and messy Books costs them thousands and thousands or more in additional taxes and lots of additional fees to a Licensed CPA to correct and clean them up.

bobbrowdercpa.com

07/14/2026

And we have a split mileage rate for 2026.

Why does the IRS do this to the taxpayers and tax preparers? 🤦‍♂️🤦‍♂️🤦‍♂️

IRB 2026-29 (www.irs.gov/irb/2026-29_irb)

72.5 cents Jan 2026 to June 2026
76.0 cents July 2026 to Dec 2026

A lock () or https:// means you've safely connected to the .gov website. Share sensitive information only on official, secure websites.

06/25/2026

These are Awesome and Great CD Interest Rates.

If interested, please go to Patriot Bank’s Arlington Branch and please ask for Don Oliver and/or Jennifer White so they will get the “Credit” for the new CDs.

06/02/2026

Honestly, I am not sure if this is a legit award or not or a company trying to sell awards.

But I do know that my wonderful clients have given me more Five Star Google Reviews than any other CPA Firm that I have seen nationwide.

I am very blessed way more than I deserve.

First two pictures are screen shots of the top and bottom of the awards company website notifying me of the award that would not fit in one picture.

The third picture is a screen shot of their rankings. Since I do not have the other local Bartlett CPA’s Firms permission to post anything with their names, I am only showing my CPA Firm.

We scored a 275 out of 300.
#2 scored a 210 out of 300.
#3 scored a 193 out of 300.
#4 scored a 189 out of 300.

Again, honestly, I am not sure if this is a legit award or not or a company trying to sell awards.

But at least it is something good / positive, LOL.

05/08/2026

For a lot of folks, I agree with what most of Dave says. But not for all folks due to everyone is different from what they have in terms of their finances / money and their personal controls / habits / limits / needs / wants.

Baby Step 1 is saving $1,000 for a starter emergency fund.

Baby Step 2 is paying off all debt (except for your mortgage, if you have one) by using the Debt Snowball Method.

Baby Step 3 is saving up a fully funded emergency fund of 3-6 months of your expenses.

There's a big difference between that Baby Step 1 emergency fund and a Baby Step 3 emergency fund. When you're first getting started, getting $1,000 saved is a HUGE milestone. It's a mark of commitment to the plan, and it's often the first time many people have had that amount of money saved. Nope, $1,000 isn't enough for all emergencies, but it IS enough to take care of a lot of the minor ones that could come your way. The plan isn't to stay on Baby Step 2 forever, and only having $1,000 to fall back on should help to motivate you to pay off debt even faster so you can save a larger emergency fund after that.

Once you've paid off all of your debt, it's time to decide how much you'll need to save for your Baby Step 3 emergency fund of 3-6 months of expenses. To do this, add up what you spend each month on bills like rent/mortgage, utilities, gas, food, etc. (minus any savings or extra things you budget for). When you've got that number, multiply it by 3 or 6 to get the amount you need to save up. You may want to save 6 times that amount if your income changes month to month, or if you're a single income household. If you're married with 2 incomes, 3 months of expenses saved is probably a good amount for you since there's less risk that both incomes would go away all at once.