05/29/2026
"Hey, quick admin thing! Could you send me your completed W-9 for my records? Thank you!"
That's it. That's the text! 📲
If you're paying contractors (like a virtual assistant or social media manager), you may need to issue them a 1099-NEC.
To do this, you need their legal name and taxpayer ID... which comes from their W-9.
Ideally, you should get a new contractor's W-9 as part of your onboarding process before you ever pay them (but trust me, as a small biz owner CPA, I know this isn't always how it works in practice).
If they hesitate or ask why, just let them know it's an IRS requirement for businesses with contractors!