CKB Management Inc

05/31/2024

https://medium.com//mastering-whole-life-insurance-for-real-estate-investment-success-in-2023-ee1c90629691

Are you looking to leverage whole life insurance for your real estate investment success in 2023? As a real estate investor, you’re likely…

04/21/2024

https://www.fool.com/retirement/2024/03/30/this-tax-rule-can-make-cashing-out-your-401k-a-nig/

This simple mistake could cost you a big chunk of your savings.

04/01/2024

— if you are scared to purchase a home because of interest rates. 📈💡

You’re not alone! But here’s why you might not want to wait.

🌟 Interest rates do influence your monthly payments, but there’s more to the story. As rates fluctuate, so does the market — and often, when rates dip, home prices rise. Waiting for a lower rate could mean facing higher prices. 🏠💸

Don’t let fear dictate your dream home journey. Swipe through to get the facts and feel empowered to make a smart move! 📊🏡

📲 Contact me for pre-approvals ➡️ ckbmgmt.com or DM

👀 For exclusive property tours, where I can offer financing, check out ➡️

NMLS: 1980767 | Loan Officer with Edge Home Finance

03/29/2024

https://youtu.be/Z2G0vTJJQ7w?si=vklHBFvbV_7Wf5Wh

Here's a comprehensive guide to IUL and Whole Life Insurance and the main differences between them. This is not me giving my opinion on which is better but s...

03/13/2024

https://www.marketwatch.com/guides/insurance-services/infinite-banking/

Infinite banking is a creative concept to utilize the cash value within a permanent life insurance policy to help you control your financial needs.

02/28/2024

https://www.businessinsider.com/personal-finance/best-mortgage-refinance-rates-today-wednesday-28-2024-2

These are today's mortgage and refinance rates. Mortgage rates have calmed this week, but they could rise further if inflation data keeps coming in hot.

02/22/2024

At CKB Management, transparency is our guiding principle.

In navigating mortgage fees, we provide a clear breakdown:

• Origination Fee: Covers the lender’s costs for processing the loan.

• Appraisal Fee: Ensures the property’s value aligns with the loan amount.

• Title Search Fee: Verifies legal ownership and checks for any outstanding claims or liens.

• Credit Report Fee: Addresses costs associated with obtaining and assessing your credit report.

• Underwriting Fee: Covers the cost of evaluating and approving your mortgage application.

Understanding each fee is crucial for a smooth path to homeownership.

The good thing? It’s covered on the backend, akin to how realtors operate behind the scenes.

Your financial journey is our shared commitment, and we’re here every step of the way. 🏡💼

02/21/2024

02/20/2024

https://www.nerdwallet.com/article/mortgages/home-equity-loans-tax-deductible

Home equity loan and HELOC interest may be tax deductible if the borrowed money was used to buy, build or improve your home.

02/19/2024

👋🏽 New here, allow me to introduce myself!

I’m Chris Bernaski, the face behind CKB Management—a financial hub covering all your Retirement, Mortgages, and Life Insurance needs.

🧔🏽‍♂️ But wait, there’s more to me than financial expertise! I’m a devoted disciple of Christ, a loving husband, proud dog dad, die-hard Tennessee Vols fan, and an Air Force Veteran.

🗣️ I’m excited to share valuable financial tips because many folks I meet aren’t aware of the steps they can take toward achieving financial freedom!

🤝 Let’s connect! Drop an introduction in the comments and explore more on my website, CKB Management ➡️ ckbmgmt.com

Disclaimer: All Mortgages are financed through Edge Home Finances under my NMLS: 1980767 license.

02/13/2024

https://www.morningstar.com/retirement/ed-slott-your-ira-is-an-iou-irs

What to consider for IRA conversions in the new year.

02/07/2024

https://www.msn.com/en-us/money/personalfinance/buying-life-insurance-in-2024-be-very-careful-with-this-type-of-policy/ar-BB1huKWm