JRM Tax & Wealth Management, LLC

08/28/2026

If the value of your stocks, bonds, or other capital investments has increased substantially, there are a few steps you can take to minimize taxation. These include timing the sale of your capital assets, using capital losses effectively, and passing assets to heirs at your death. In addition, you m...

08/27/2026

Permission to Spend in Retirement: A Skill Rarely Taught

For decades, you trained one financial muscle: save, invest, don't touch it. Then retirement arrives and asks you to do the opposite.Nobody teaches that part. There is no course on how to spend the money you spent a lifetime building, so the discipline, the caution, and the watchful eye on every bal...

08/26/2026

The latest issue of Market Month is available.

08/24/2026

Here are four things you can do to check in on your finances.

08/21/2026

The general rule is that spouses are not responsible for each other's debts.

08/19/2026

Whether or not your lender will begin foreclosure proceedings depends on how far behind you are on your mortgage.

08/17/2026

Lenders will sometimes impose a penalty for early payoff or prepayment of a mortgage loan.

08/14/2026

As of now, there isn't enough computing power in the world to fulfill AI demand.

08/12/2026

Generally, the process for buying a house that is for sale by owner is the same as with a real estate agent.

08/10/2026

The income tax rate at which you are taxed for a certain range of income depends on your filing status.