TJ Stearns Inc.

06/03/2026

Thinking about helping your kids, grandkids, or loved ones financially?

Before you write a check, there are a few gifting rules worth knowing…..

From annual gift tax exclusions to special rules for tuition and medical expenses, understanding how financial gifting works can help you make a bigger impact while avoiding unintended tax consequences.

🚨Here are 5 key gifting facts everyone should know.

Questions about your gifting strategy? Give us a call. TJ Stearns Inc at 847-749-2295📲

05/27/2026

Even with markets hitting new highs, many investors are still feeling uneasy. That’s normal. Markets climb a wall of worry, and there’s always something competing for attention.

But short-term headlines shouldn’t derail long-term plans.

Your financial strategy isn’t built for perfect conditions. It’s built to weather uncertainty, volatility, elections, rate changes, and everything in between.

So don’t let a headline ruin your summer. Stay focused on the bigger picture and enjoy the season. 🌊

Call TJ Stearns Inc at 847-749-2295 to gain clarity and confidence with your investment plan ☀️📲

05/27/2026

If you missed Tim on WGN AM Tuesday with Tim you can listen below. Enjoy!

Tim Stearns, owner and president of TJ Stearns Financial Planning & Benefits, joins Jon Hansen to discuss planning for retirement and Roth options. For more information, call 800-640-…

05/25/2026

Tim will be on WGN TV News tonight at 5:25 PM! Click on the link below to watch. Also don't forget to tune in tomorrow for Tuesday with with Tim at 6:35PM on WGN AM 720.

Livestream Schedule for WGNTV.com/Live, WGN+ TV App & WGN News Mobile App(WGN+ is on Roku, Amazon Fire TV, Apple TV, and Samsung Smart TVs) How can I view closed captioning on WGNTV.com/Live an…

05/20/2026

When stock prices drop, some investors start asking "shoulda, woulda, coulda” questions about whether to remain invested.

But as 2025 illustrates, market timing can be very expensive even if it means missing just a few days.

Call TJ Stearns Inc at 847-749-2295 to build a retirement strategy designed to help you stay focused and secure through market uncertainty. 📲📲

05/13/2026

Join Tim Stearns tomorrow morning on WIND AM 560 Chicago's Morning Answer show with Dan Proft. Tim will be on at 8:30 AM. Click the link below to listen online. Enjoy!

Listen Live | AM 560 The ANSWER - Chicago, IL

05/13/2026

Tim had a great time yesterday on WGN AM Your Money Matters. If you missed it, click on the link below.

Tim Stearns, owner and president of TJ Stearns Financial Planning & Benefits, joins Jon Hansen to discuss what happens if the market drops right after you retire. Tim talks about the …

05/13/2026

Extended care is one of the most overlooked parts of retirement planning.

Many are surprised by how high the costs can be and how quickly they add up. And in many cases, those costs are not covered the way people expect. For some, these expenses arrive sooner or last longer than anticipated.

That’s why planning ahead matters.

It’s not about predicting exactly what will happen. It’s about understanding what’s possible and being prepared.

If you’re not sure how extended care fits into your plan, call TJ Stearns Inc at 847-749-2295 📲

05/12/2026

If you missed Tim's appearance last night on WGN News, you can click on the link below to watch!

Financial advisor Tim Stearns joined WGN's Evening News at 5 p.m. on Monday, May 11, to discuss why planning for retirement has increasingly become harder an...

05/11/2026

Tim will be on WGN TV News tonight at 5:25 PM! Click on the link below to watch. Also don't forget to tune in tomorrow for Tuesday with with Tim at 6:35PM on WGN AM 720. See less

Livestream Schedule for WGNTV.com/Live, WGN+ TV App & WGN News Mobile App(WGN+ is on Roku, Amazon Fire TV, Apple TV, and Samsung Smart TVs) How can I view closed captioning on WGNTV.com/Live an…