Nick The Fractional CFO

Nick The Fractional CFO Stop guessing. Start targeting.

I help owners stop running their business to minimize taxes and start running it to maximize profit and pay themselves, so they can provide for their family, build real wealth, and exit on their terms.

05/13/2026

Your CPA's P&L is doing the wrong job!

It was never built to answer the questions you are actually asking.
❓ Can I afford to hire?
❓ Am I pricing right?
❓ Am I actually profitable once I pay myself what I'm worth?

The Easy Numbers P&L answers all three.

Download it free. Plug in your numbers. See your business the way a CFO sees it.
👉 easyflowcfo.com/free

🎥 Full breakdown: https://www.youtube.com/watch?v=r5SortfO9LQ

🌐 easyflowcfo.com

I'm Nick The Fractional CFO. Your Numbers Made Easy.

Almost half of business owners say bookkeeping and taxes are the worst part of running their business.Most still spend 1...
05/12/2026

Almost half of business owners say bookkeeping and taxes are the worst part of running their business.

Most still spend 100+ hours a year doing them.

That's 3 work weeks. On the part you hate.

Wrong problem.

I made a 5-minute video on what to do instead. It walks through how to handle taxes in 30 minutes a quarter, then redirect that attention to the two numbers that actually pay you.

Watch it on YouTube →https://www.youtube.com/watch?v=hYXbZO_vZ4M

05/12/2026

87% of owners want to be profitable AND pay themselves well.
59% have no plan to get there.

Which group are you in? Find out in 2 minutes.

👉 https://easyflowcfo-takehome.scoreapp.com

The Owner Take Home Pay Report scores your business in 3 categories: Owner Pay, Profit Reality, and Pay System. You get a clear answer at the end. Crisis, Survival, or Healthy.

Watch the full P&L breakdown: https://www.youtube.com/watch?v=r5SortfO9LQ

Nick The Fractional CFO | EasyFlow CFO
easyflowcfo.com

Almost half of business owners say bookkeeping and taxes are the worst part of owning a business.So what do they do?They...
05/12/2026

Almost half of business owners say bookkeeping and taxes are the worst part of owning a business.

So what do they do?

They spend 100+ hours a year on it. Three full work weeks. Gone. Every year. On the part they hate the most.

Here's the part nobody says out loud.

That's the wrong problem.

Taxes are a once-a-year line item. Bookkeeping is a rearview mirror. Neither one tells you if you can afford to hire. Neither one tells you your real breakeven. Neither one tells you if you're paying yourself enough.

You're spending three weeks a year aiming at the wrong target.

The owners who get paid, build wealth, and exit on their terms aren't running a tax model. They're running a profit model.

Stop guessing. Start targeting.

Take the 2-minute Owner Take Home Pay Report and find out if your business is actually set up to pay you.

easyflowcfo-takehome.scoreapp.com

Your CPA told you to buy a truck in December "to save on taxes."You spent $60,000 to save $15,000.You feel smart. But yo...
05/08/2026

Your CPA told you to buy a truck in December "to save on taxes."

You spent $60,000 to save $15,000.

You feel smart. But you just took $45,000 of real money out of your pocket to dodge a $15,000 bill.

That's not strategy. That's surrender.

There are two financial games every owner plays. Most only know one. And if you're playing the wrong one, you're losing both.

I broke it all down in a new video. Two rules. One simple 80/20 mechanic. And the math that ends tax-season panic forever.

Watch it here: https://youtu.be/Irj6j0iCHnA

More videos like this on the channel: youtube.com/Nick The Fractional CFO

Spent yesterday morning at the National Small Business Week Skill Share at Innovate SpringfieldFour sessions. Four real ...
05/08/2026

Spent yesterday morning at the National Small Business Week Skill Share at Innovate Springfield

Four sessions. Four real takeaways for owner-operated businesses up to $5M.

AI for Business with Landon Kaufman. The 12% of small businesses using AI tools right now have a real edge. The other 88% are leaving productivity on the table.

Illinois Government Contracting with Devon Travous from the Capital Development Board. There is a pathway most owners never look at, and the state is actively trying to bring more small businesses into it.

Business Lending with Nick Kern from Growth Corp. Capital access for owners who want to scale, not just survive.

Stress Management with Dr. Bryne Willey Wiley from AlignLife. Sustainable growth requires an owner who is still standing in five years.

The throughline across all four sessions: owners who run their business on a model outperform owners who run on gut feel. Every time.

Big thank you to Kevin Lust and the Illinois SBDC Network for Central Illinois for putting this together, along with Illinois Local and UIS Innovate Springfield for hosting. Kevin and his team show up for Illinois small business owners year after year, and it shows.

If you are an Illinois owner who makes stuff, does stuff, or sells stuff, and you want to stop guessing and start targeting, my door is open.

Nick The Fractional CFO
easyflowcfo.com

04/28/2026

Want your business to be profitable and pay yourself, but you have no plan?

87% of owners want both. 59% have no plan to get there.

Here's why. You've been running your business off a P&L built for the IRS. Not for you.

It tells your accountant what happened last March. It can't tell you whether you can afford to hire. It can't tell you if your pricing is right. It can't tell you if you're actually paying yourself what you're worth.

Your numbers should work for you. Not the IRS.

My newest video walks you through The Easy Numbers P&L. 8 Points. 3 Ratios. Built for the owner.

A real $600K business walked through every step. Owner takes home $100K with all of it on the books before we ever call it profit.

Stop guessing. Start targeting.

🎥 youtube.com/
🎯 Take Our Owner Take Pay Report: easyflowcfo-takehome.scoreapp.com
🔗 easyflowcfo.com

Your Numbers Made Easy.

You optimize for taxes.Your accountant works for the IRS.You chase profit second.The tax tail is wagging the business do...
04/28/2026

You optimize for taxes.

Your accountant works for the IRS.

You chase profit second.

The tax tail is wagging the business dog.

That's why 87% of owners want profit and a salary, but 59% have no plan to get there. The CPA looks backward. The bookkeeper cleans up history. The bank app tells you what's left, not what should be there.

None of that gives you a target.

The Easy Numbers Profit System does.

8 lines on a P&L.

3 ratios that tell the truth.

One install that turns guessing into targeting.

Swipe through. Each slide is one piece of the system.

By the end you'll know:
❌ Why your COGS is probably wrong
🎭 Why your "profit" might be a lie
📊 The 3 ratios most owners have never measured
🎯 What 10% pretax profit actually means

If you make stuff, do stuff, or sell stuff and you're somewhere between $0 and $5M, this is the system that gets you paid.

Stop guessing. Start targeting.

Take the Owner Take Home Pay Report. 12 questions. 2 minutes.

Find out if your business is built to pay you.

www.easyflowcfo-takehome.scoreapp.com

www.easyflowcfo.com

Most owners run their business off a tax return.That's why they can't answer the three questions that actually matter.Ca...
04/24/2026

Most owners run their business off a tax return.
That's why they can't answer the three questions that actually matter.
Can I afford to hire? What's my real breakeven? Am I paying myself enough?
Your CPA won't answer them. Your gut won't either.
Here's the system that does. Plain English. No fluff.
The 8-Point P&L Model

Revenue
minus COGS (materials only, no labor)
= Gross Margin
minus Direct Labor
= Contribution Margin
minus Marketing
minus Operating Expenses
= Pretax Profit

Target: 10% or better. That's the new breakeven. Not zero. Not five percent. Ten.

The 3 Productivity Ratios
Direct LPR = Gross Margin divided by Direct Labor. Target 2.5x to 3.5x. Below that, your people aren't producing enough revenue for what you pay them. Or you're underpricing.

MPR = Gross Margin divided by Marketing Spend. Target 5x or higher. Below that, you have a Marketing Leak.

ManPR = Contribution Margin divided by Management Salaries. Target 1.0x or higher. Below that, you're top-heavy.

Three ratios. Three levers. Pull the right one and profit shows up.

87% of owners want profit and a real paycheck.
59% have no plan to get there. That gap is what I close.

Want to see your own numbers run through this model? It's Free. No catch.

Message me "P&L" and I'll send you the link to get your Free Easy Numbers P&L Review.

Stop guessing. Start targeting.

easyflowcfo.com

Stop guessing. Start targeting. EasyFlow CFO helps owner-operated businesses hit real profit targets and pay themselves what they're worth. $100K to $5M.

04/24/2026

Address

620 E Broadway
Alton, IL
62002

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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