10/26/2026
One small file can save a lot of back-and-forth.
A contractor can do excellent work and still create a reporting headache if their W-9 is missing, incomplete, or buried in an old email thread.
Get the completed form before the first payment. Check that the name matches your payment records, then store it in a secure vendor file.
That simple habit makes filing time far less stressful and helps keep your records accurate.
If your contractor files are already organized, drop a ✅ below. If not, this is a good place to start.