06/17/2026
One of the biggest mistakes I see buyers make is waiting years to save a larger down payment.
While you're saving, home prices continue to rise— far more than the monthly cost of mortgage insurance.
The goal isn't always to buy with the biggest down payment possible. Sometimes the better strategy is getting into the market sooner, building equity, and allowing your home to start working for you.
If you've been waiting to save more money before buying, this is a conversation worth having.